This is a story about not fitting neatly inside the boxes...
I'm trying to rent an apartment. The apartment rent is £675 a month. I earn approximately £7,000 a month after tax, although my take-home income for the last 3 months has been a mere £10,716.91 because I've had to work in London which has been awful. Yet, I'm still not able to rent an apartment that costs just £675 a month.
To prove my income I've provided my full bank statements for the last 3 months. To prove that I'm a reputable individual who will have no problem paying the rent, my chartered certified accountant has provided a reference. I've provided proof of address, proof of identity, proof of residency, proof of eligibility to live & work in the UK. I've proven everything, yet I'm still not able to rent an apartment that would cost £675 a month.
I don't pay any income tax. I pay £0.00 income tax. It might seem a bit morally objectionable to not pay any income tax, but I pay plenty of corporation tax and dividend tax. My productive endeavours bring in 20% VAT, 20% corporation tax and 7.5% dividend tax for HMRC - the taxman - so the UK benefits quite handsomely from my work, but still... I don't pay any income tax. Income tax is a very bad way to prove my income.
I currently earn £600 a day, which is £3,000 a week, which is £13,000 a month, which is £156,000 gross per annum. It really is gross just how much I earn. Of course, I have to pay my VAT bill, corporation tax bill and dividend tax bill. I get to keep 4.5% of the VAT and I can earn £11,500 without paying any tax at all.
With 8 weeks of holiday and sick leave per year, including bank holidays, my gross income works out to be £132,000. After tax, that gives me an income of £11,500 salary plus £68,820 in dividends, which is a take-home pay of £6,693 per month. I'll pay £51,680 in tax this year.
That's worth repeating.
I'll pay £51,680 in tax this year.
But, I pay zero income tax, so I can't rent a £675 a month apartment. I've been through the arduous tenancy checks and I don't fit neatly in their boxes. They can't wrap their head around the fact I don't pay any income tax, even though I've proven that I have an obscene amount of income.
The whole process of trying to work my way out of poverty, get myself off the streets and get back into civilised society has been exhausting. I'm fucked off with it. I've provided the most intimate of personal details. Every single item of my spending has been pored over and gone through with a fine-tooth comb. I've been poked and prodded and examined and found wanting, because I don't pay any income tax and the closed-minded drones who are responsible for determining whether I'm eligible to no longer be homeless have decided that I'm not allowed to have a home of my own for some reason.
It's made me really suicidal. Why did I put myself through all this shit? Why did I work so hard and struggle? Why have I been subjected to such an ordeal? Why bother?
I'm presently considering various suicide options. This shit is keeping me awake at night and I'm fucked off with it. I've had enough. This isn't acceptable.
It's not acceptable to block somebody from working their way out of poverty. It's not acceptable to stop a homeless person from getting themselves back on their feet. It's not acceptable that society should marginalise people like this. I've had enough.
I've had enough and I can't stop thinking about killing myself.
It's pushed me to the brink of suicide.