This is a story about bouncing a dead cat...

How does one break an addiction to supercrack and benzodiazepines? How does one go from certain bankruptcy, destitution, madness... back to normal life, complete with 9 to 5, Monday to Friday office routine and all the outward appearance of having one's shit together?

Well, it's not through abstinence.

I tapered off the benzos, using a combination of, Zopiclone, Diazepam, Nitrazepam, Mirtazepine, Valerian and bucketloads of wine.

Getting off the supercrack meant simply hitting a brick wall of depression, lethargy and anhedonia. I could have used weaker stimulants to stop myself from going off a cliff edge, but I just sucked up the cognitive impairment, extreme exhaustion, and rebound depression.

Because I abstained from all stimulants for nearly 3 months, I've been able to re-addict myself to caffeine in the last couple of weeks, in order to limp myself through the difficult period of getting back into the working routine.

I now have a flat white coffee every morning, pre 10am, and I sometimes have wine in the evenings, although I have pretty much managed to cut out midweek drinking. Ideally, I'd just like to drink on a Wednesday night when I meet up with a friend at the pub, and on Friday & Saturday nights.

However, it's not adequate. I'm struggling to get up in the mornings, even though I addicted myself to coffee with the idea that it would be a 'treat' for getting up and going to work, and incorporating addiction into my routine would mean that I'm kinda addicting myself to work. But it hasn't worked.

In the evenings, I could easily polish off one, two bottles of wine. Bizarrely, I find it easier to get up in the morning with a stinking hangover than I do when I'm stone cold sober. However, alcohol is a horrendous drug for your health. I hope that perhaps my brain is still getting used to life without tranquillisers. Coming off benzos is the most horrible thing that can happen to anybody, ever. Imagine just feeling on edge, anxious, the whole frigging time.

I'm not sure what I can do to lift my mood. I've flipped my suicidal thoughts from being something I felt all day, when I was at work, to now being something that I feel as I repeatedly press the 'snooze' button and hide under the duvet, putting off the start of the day.

I literally feel in two minds whether I'm going to get up and have a shower, or get up, run a hot bath and go fetch a sharp knife in order to slit my veins.

Things are supposed to get easier, aren't they? I keep waiting for my mood to lift, for the anxiety to dissipate, for the days to go quicker, for the routine to feel sustainable, for the demotivation and lack of enthusiasm to subside, for energy to return, to start enjoying things again. I'm still waiting.

I've tried to give myself some things to look forward to, to give me some light at the end of the tunnel, but perhaps I've been too ambitious in putting them way off in the future. My perception of time is totally warped. Weeks seem like months, years even.

I keep telling myself I gave my brain a hell of a beating, and it will recover in time. I'm so close to giving in and marching to the doctor for some happy pills, and some medically sanctioned tranquillisers, as opposed to just continuing to drink far too much alcohol.

This is the difference with this recovery: I've decided to do whatever works, and ignore the bad advice of people who've never been there, never done it, don't know what it's like. I'm ignoring all the failures - the pill-poppers and alcohol abusers - who hypocritically tell me that I'm doing it wrong, despite their own substance dependencies.

Complacency is a big danger, and I keep having scary moments where I become aware that addictions don't die easily, they just hide in your subconscious and try to tell you that life is terrible and you should just give up and relapse.

I found myself having dreams about using drugs, and thinking about how I could maybe employ strategies to use drugs in moderation, but I've been around the block enough times now to know that those are just addict's lies we tell ourselves, as we backslide into addiction.

It feels like cravings have well and truly gone, but what's left instead is a miserable life of quiet desperation, where I'm barely able to get through the day without thoughts of suicide or running away to Timbuktu.

It's all too much to bear, rebuilding your life. It takes so long. There are so many things you take for granted, in your ordered existence. Rehabilitation is just that: so many things are neglected, broken.

Something as simple as changing your address on all your post might seem simple to you, but when you've also got to get a job, a place to live, reconnect with friends, get back into a hobby/sport, fix broken stuff, replace lost stuff, get back into a routine... plus all the things that got neglected: the unpaid bills that piled up, the passport that needs renewing, the zillion and one little bits of admin that didn't get done, which include everything from a tax return to a request to tell some bureaucrat the name of my first pet, so that they can justify their pointless job.

One day at a time the idiots say. Fuck the hell off. I can extrapolate. If every day is going to be as hard, and it's going to take a zillion of them before I'm getting anywhere, how am I ever going to sustain it? Counting the days is so disheartening - not that I do it - when you think, jeez, I should be feeling a lot better than I do, after 101 days already.

Perhaps there's a simple desire for a time when I had abandoned all responsibility, and knew I was on a collision course with disaster, destitution. I enjoyed the fatalism of it. I enjoyed being relieved of the relentless struggle to get, where? Where did all that struggle get me anyway? What was the point in struggling, in stressing?

The current plan is to tidy up my affairs, and then leave this shitty lifestyle behind. Not the drug taking, but the wage slavery, the working to simply pay rent and consume crap, get fat and die of old age or stress/obesity-related illness.

It's strange, when your fantasies revolve around being destitute, homeless, penniless again.

Tags: #drugs #addiction #suicide #depression #mentalhealth

This is a story about premonitions...

Our perception of reality is subjective, and it is coloured by our state of mind. I'm deeply depressed, so I tend to see everything as negative, hostile, and doomed to failure.

Yesterday, I was writing a piece about how I thought the markets had over-corrected, and how I expected to see another rout in the FX and equities markets, of Sterling and the FTSE. Little did I know, that as I was writing, a terrorist attack was occurring in Istanbul, Turkey.

When your mental health is suffering, sometimes you can start making too many connections, seeing too many co-incidences. Last year I started to misinterpret events as significant in my life somehow. I started to feel overly connected to things happening around me - because I was unwell - and thought I was at the epicentre of a seismic event again, like during the Credit Crunch, when I felt at the very heart of the derivatives market and Credit Default Swaps, with JPMorgan.

Michael Cherkasky, the monitor from the US Department of Justice, still isn't happy with HSBC's customer due diligence, but nobody seems to give a shit. The share price might have dropped almost 20%, but so far as I know, nobody's going to prison for not warning the shareholders, which would be a violation of the Sarbanes-Oxley Act, which has tried to force public corporations to be honest and open when things are going wrong.

The thing is, the show must go on, and everybody has a vested interest to some extent. Bear Stearns couldn't fail, because the markets were already spooked by Lehman Brothers. Greece couldn't default, because the entire stability of the European single currency and the stability of global markets was at stake.

Even now, with Britain prompting a disorderly rush for the door, and the potential for systemic collapse, as a domino-like chain of events is set off, we are still seeing a surprising amount of stability.

Market economics is supposed to weed out the weak and the reckless. The companies and governments that have gone beyond their means are supposed to be punished by the market, but actually what we have all demanded is stability, not a free market.

Really, Bear Stearns should have been allowed to fail, AIG should not have been bailed out, Greece should have been allowed to default on its debts, the UK should be allowed to precipitate the collapse of the Eurozone and the inevitable failure of the Euro and debt defaults across Southern Europe.

What people seem to be voting for is the free market that we supposedly have. Where would we be, if we had bitten the bullet in 2007/2008 and not simply propped everything up? Aren't we going to have to suffer a global recession that is many, many times worse than it might have been if we'd allowed reckless companies and governments to fail earlier?

However, the politicians and the banks believe that they've been tasked with economic stability. Certainly, the Bank of England's brief is to try and maintain inflation in a certain range. It certainly runs contrary to our Keynesian understanding of economics, when central banks are actually used to prop everything up, to maintain the status quo.

Gordon Brown famously declared that we had seen the end of boom & bust, but haven't we simply made a farce of the idea that debts ever have to be repaid, and there isn't an endless supply of money?

Civilisations normally fall when the burden of debt is unmanageable, but creditors refuse to forgive debts.

The world needs to deleverage, to have a debt haircut, for debts to be forgiven. The system has failed. There's no moral hazard. Everything is too big to fail. There is no market economics anymore.

I think that what people want is either inflation, to inflate away their debts, or debt forgiveness, because they are over-burdened with huge mortgages, student loans etc. etc. People feel that they've been hurt in the pocket, and they really don't care about the stability of stock portfolios and the value of Sterling.

I see the Brexit decision as almost a vote to accept a devaluation, in the hope of stoking up domestic inflation. It's a vote to accept volatility and chaos in the financial markets, that we supposedly wanted to avoid during the Credit Crunch, but people were never asked if they were OK with a whole heap of bad banks going bankrupt.

Yes, people are probably naïve about how upset they'd be about their life savings being wiped out, and having to use a barrowload of pound notes to pay for a loaf of bread, but perhaps it's better than their lives of quiet desperation, while the rich get richer and the poor get poorer?

I'm incredibly impressed to see stability in the markets today, but I don't think that's what anybody wants. People are looking for a shake-up in the pecking order. People are rocking the boat, because they're unhappy, and they literally don't care about the global economic impact and systemic risk. Perhaps propping it all up, and forcing a very long period of austerity onto everybody wasn't such a smart move.

The next question is: how far are the wealthy prepared to go, in order to get their pound of flesh?

Tags: #politics #banking #capitalism #hsbc #politics #europe

This is a story about volatility...

Most people don't like Mondays. I don't like Wednesdays. I refer to them in my own mind as "whacky Wednesdays" and try and make a mental note not to be travelling anywhere on that midweek hump day. The world always seems to be going bezerk on a Wednesday.

I woke up early this morning to check what the Nikkei - the top 225 shares traded on Tokyo's stock market - was trading at. Money has to go somewhere. When money takes flight, it can run to save-haven currencies, like the Swiss Franc, or it can flow into to other global markets: heading East or West in a follow-the-sun tidal wave. 3 trillion dollars are currently on the move.

Capital can move into scarce commodities like gold when stuff is really turning sour, like it did in the lead-up to the credit crunch. Finally, there are the bond and gilt markets, for the mugs who believe in the power of governments and corporations. Built on top of all these securities are quadrillions of dollars worth of derivatives, but it's very hard to get any sense of what the value of these 'assets' are, and where they're held.

Derivatives are a bet on an underlying security's value. Futures and options are the classic instruments, that allow you to bet that the share price of a company is going to rise or plummet more than the market expects.

The thing about placing a bet is that it manipulates the market. George Soros was famously given so much leverage by the investment banks backing him, that he was able to exhaust Britain's foreign currency reserves and force the UK out of the European Exchange Rate Mechanism, causing the value of Sterling to plummet.

Laughably, people were able to speculate on the outcome of the EU referendum in very much the same way... including George Soros! The amount of commission earned by investment banks on trades last Friday will pay for some pretty good bonuses this year, I expect. The result of the referendum was obvious: speculators had placed such big bets that there was a vested interest in the result.

When a jockey jumps off a horse, or a goalkeeper throws a game, are we surprised? An entire baseball team fixed the world series, for fucks sake. It's basic economics: people respond to financial incentives.

If you want to know what's going to happen, just follow the money.

Vast sums of money flooded out of Kuwait before Saddam's invasion. Loose lips sink ships, but loose lips also make the whole capitalist system go round. How do you think hedge funds know what to bet on? They've got a fucktonne of bent lawyers, who tell them what's happening with every merger & acquisition... that's how!

You can somewhat regulate share dealing: it's obvious when somebody has bought or sold a big stake in a company. But with spread betting, derivatives and FX, there's no record of who was clearly 'insider dealing'.

Opinion polls and equity markets mean jack squat. If you want to know what's going to happen in the global markets, have a look at which way the betting is going.

When it comes to bookmaking, the favourite is the one that's likely to win, right? Well, err, not exactly. A bookmaker's job is to price things according to sentiment not probability. If you want to sell anything, it has to be at an attractive price to your buyer.

So, when we came close to the referendum, there were very generous odds on backing Brexit. What does that say to me and George Soros? We're both speculators. Neither of us hold a position. We've got a big purse of money, and we're going to back a particular outcome, and the bookmakers have baited their hook, looking for a buyer with deep pockets.

In a year where the 5,000 to 1 shot, Leicester, win the Premier League, surely people could see that the generous odds were pointing to something? In a 1 in 20 horse race, odds of 1 in 5,000 are generous. In a 2 horse race, the odds that we would remain in the EU peaked at 86%. Don't you feel just a little dumb, if you think that everybody is playing fair? There's so much money at stake, why would they?

Why do the rich keep getting richer, and the poor keep getting poorer?

Well... the game is rigged you stupid c**ts. From sharp-elbowed parents getting their kids the best places in school, to executives making sure they get a big pay-rise and bonus while holding down the wage inflation of their underlings. This isn't some illuminati conspiracy-theory bullshit. The hard data is right there in front of your eyes.

So, tomorrow, your pension fund gets trimmed still further and your currency takes another hammering. More wealth leaves your pocket and enters the pockets of the guys who know what's going to happen next before it's even happened, because money talks.

I also fear that there is going to be some terrible event soon, because of the forces of hell that have been unleashed by this jingoistic rhetoric, hateful language and right-wing empowerment. I have this feeling of dread that a mosque is going to be desecrated, or another person like Omar Mateen or Thomas Mair is going to commit an atrocity. The tinderbox of hatred has been set alight by those who seek to profit from instability and volatility.

Anybody who thinks that bankers are suffering from the Brexit vote is an idiot. The markets love volatility, and trading floors are making a killing.

Tomorrow is business as usual in the City and with the hedge funds, and the idiotic British public have played into the hands of speculators like George Soros spectacularly, yet again.

Tags: #banking #capitalism #london #europe #politics

This is a story about substance dependancy...

The daily grind. How do you get through the working day? What is your routine?

150 million Americans drink coffee every day. That's roughly 50% of the entire population. No matter where you are in the world, you have some kind of vice to help you limp along.

Coca leaves, coffee and tobacco in the Americas. Tea and opium in Asia. Betel nut and Khat in Africa. Alcohol just about everywhere across the globe.

The workforce will literally down tools and be unable to work, without the substances that they're dependent on to pep them up and chill them out. The world functions through substance dependency.

Presently, I'm under pressure to addict myself to anti-depressants and tranquillisers in order to be able to work. My chemical-free life is unbearable. How am I supposed to cope with the relentless pressure without something to calm my jangled nerves? How am I supposed to cope with the futility of my existence without something to artificially raise my spirits?

Caffeine will alter my concentration span, so that I can feel productive even though my day is largely pointless and boring. Alcohol will shut my brain down and dull my senses, at the end of the day, when all there is to do is worry about having to do the same shitty stuff all over again tomorrow.

Yes, I could fill my life with kids, cats, dogs, guinea pigs, so that I'm too busy mopping up shit and snot to even notice that all I'm doing is perpetuating human misery. The opiate endorphins that are released during childrearing or caring for pets will make my life more bearable, at the expense of the poor unfortunates that I have spawned. Defining my existence by the fruit of my loins is merely handing on the problem to the next generation.

Doing sports merely floods my body with opiate endorphins, as my body tries to manage the pain of the muscle and joint damage that I have inflicted on my body. Yes, it's a 'natural' high, but it's every bit as natural as putting a synthetic opiate into your body, and a hell of a lot more likely to lead to arthritis and injury.

Pursuing adrenalin, through kitesurfing or skydiving, will give my brain a jolt of 'fight or flight' chemicals that I could get by fighting a tiger, or putting amphetamines into my body. The relief of having survived an encounter with a wild animal trying to kill me, will make me feel happy to be alive, but sooner or later you're going to get mauled to death. The pursuit of adrenalin knows no bounds : you will always have to push the envelope a little further each time.

I have a deep moral objection, to having to medicate myself to function in modern society. Just because everybody I know needs their morning cup of coffee, their cigarette breaks, the glass of wine when they get home from work... it doesn't mean that we are living our lives correctly.

Things have gotten even worse in modern life. Now people need anti-depressants and tranquillisers just to hold a job down and not have a nervous breakdown. People are popping pills from their doctor just to hang onto what they've got. "I'll lose my job if I don't have these pills to help me hide my crippling mental health problems" people say. Where is the cause and effect?

What if your mental health problems are a result of your job, your lifestyle, your life? What if your mental health problems are a symptom of having to do shitty work that you hate, and compete in the rat race?

We have been indoctrinated, at school, to prepare ourselves for a world of work, but it's not a real world. We are not supposed to be away from our families. We are not supposed to live with such insecurity, and in such uncaring environments.

From the very first day at school, we are being set up to compete with one another. Only a small number of the kids can get the "A" grades. Only a small number of students will get a first class degree. This prepares us for work, where only a small number of us will get the good jobs. It's a pyramid scheme, so most people are losing.

You've been set up to fail. Your rent is always going to be a significant proportion of your income. Your household expenses are always going to leave very little disposable income. The cost of childrearing will always leave you with less than you really need, to not feel anxious, afraid, insecure.

We are living in a world that has been completely shaped by market economics. The very design of our economy is designed to separate fools from their money, in the most efficient way. If you get a pay rise, the cost of goods and services will automatically rise to compensate. Prices are fluid, dynamic. Freedom is always going to be just out of reach.

Wouldn't you like it if only one parent had to work? Wouldn't you like to see more of your kids than just kissing them goodnight, and stealing a glance in the morning before you have to rush off to work? Wouldn't you like to be close to home, in case there's something you need to take care of, or just to see more of your loved ones? Why do you have to do a shitty commute that takes up hours of your day, and deprives you of time with your family? Why do you have to leave the village where you grew up, and go to the big polluted crowded city, in order to seek your fortune?

But don't worry about such existential questions. Just dope yourself up with tea, coffee, alcohol, antidepressants, tranquillisers. Don't worry about it, just zap your brain with enough chemicals to kill an elephant. Don't worry about it, just keep putting toxic stuff into your body, because you need that job, you need to stay in the rat race, you need to stay competitive.

Students are even taking Modafinil and Ritalin in order to stay awake and concentrate on their studies, because it's so important that they get good exam grades.

Doesn't all this sound like a terrible arms race to you? Doesn't it sound like our efforts to compete with one another are destroying our mental health? Doesn't it sound like we're sacrificing so much of our existence, to do more homework, study harder, work harder, work longer hours, deny our aching heart that cries out to be at home, cuddling our kids and hugging our loved ones.

Aren't we denying our very humanity, and using chemicals to mask problems that we label as mental illness? Wouldn't we all be more mentally healthy if modern society allowed us to be more human than just some worker-drone in an anonymous big city somewhere, with a cruel boss who only cares about productivity and timekeeping?

The lives we lead are collective madness. We are killing one another, not with guns, but with our relentless drive for good exam grades, pay rises and promotions.

I'm in favour of a general strike, because the madness has to stop.

Let's get some new kind of society under construction, where we worship happiness, not money.

Tags: #politics #capitalism #career #depression #suicide #mentalhealth #addiction #drugs

This is a story about bad news...

First and foremost, I'm a member of the human race, living on planet Earth. We all have the same needs: oxygen, food, water, warmth. The needs of our species are no different, depending on where you were born. We are virtually genetically identical, no matter what your passport says, and what colour your skin is.

Secondarily, I belong to the continent of Europe. I could probably swim across the English Channel to get to the mainland, and I'm certainly considering it in light of recent events. I don't know if you remember this, but we even built a tunnel under the sea, so that we could be connected with our nearest national neighbour.

What even is a nation anyway? What are these fake divisions that we create? What are these lines on maps?

Do you think I can tell Frankie - my kitten - that he needs to stay within some kind of imaginary zone, whenever I let him out into the garden? Do you think he'll understand that he's allowed to play with cats who were born on a certain patch of dirt, and not others? Do you think Frankie feels proud when he sees a Union Jack flag?

How do I explain recent political events to my cat?

Frankie was rather fond of the French and German cat treats, but now that we have to import them and the value of the pound has plummeted, he may have to settle for bland English cat snacks. How do I make him understand that somehow this is because a bunch of people voted to cut themselves off from our neighbouring nations? How do I deal with his sad eyes, when he sees that he's not getting his favourite food anymore? Do you think he's pleased that I'm "buying British" and feels proud when he sees the little Union Jack on the can or packet of food?

Also, people are starting to be mean to poor Frankie, because he's half black. Just because of the colour of his fur, people are shouting angry abuse at him. He doesn't know why. He poops on everybody's garden equally - he doesn't discriminate based on fur colour. In fact, he's kinda colour blind because he's a cat.

How am I supposed to console poor Frankie, when he comes home meowing with sadness, because he feels less welcome in his own home than he used to? It's not fair that he lives in a world of black & white, when he is neither pure black, or pure white... he straddles a border that has been invented by people who want to divide us all.

Shouldn't kittens everywhere be free to roam, as if there were no borders between one garden and the next? Isn't it better for a kitten to be able to play with whichever cats he wants to, without having to check their pet passport, and ask to see their family tree?

Where do we draw the line? I'm not even sure of Frankie's ancestry, because he's a cat, and we don't keep a record of the births, deaths and marriages of cats. For all I know, his parents were Pakistani stowaways and here in the country 'illegally'. He doesn't look like an alien, he looks like a cat, but perhaps he's not welcome, because of which particular bit of dirt he happened to be born on at any one time.

How do I explain to him, that because of his fur colour, people assume that he's not British, and he's therefore unwelcome in the place of his birth? How do I explain to him, that a bunch of people want to "send him home" when he's already home? Where the hell is his home, anyway? Where do you want to send him, you beastly idiots?

As the parent of a kitten, how am I supposed to explain any of this to such an innocent creature? He doesn't want to hurt anybody. He just wants to eat cat food, sleep in the sunshine and shit in your flower bed. He doesn't even want to hurt a mouse - he just likes playing with them and leaving them as little presents outside the back door.

Chucking Frankie out of 'your' country, because he's got a bit of black fur won't help you. Discriminating against my cat is not going to get you a job, it's not going to get you a council house, it's not going to reduce the queue at the doctors or reduce the class size at your school.

I have a cat because he improves my life. All those fluffy cuddle times. The relaxation I get from stroking his lovely soft fur. My life is better with a black & white cat in my life. I'm glad he's here.

Yes, sure, I'm scared about my job security, and whether any human children I might have will have everything their heart desires. But, I know that being mean to a bunch of innocent kittens isn't going to solve the problems in this country.

Cats enrich our lives, wherever they were born. Cats come over here, eat our food, take up space in our favourite seat, don't even work. But, I'm certainly grateful for what cats bring to my life. I'm happy to see their little whiskery faces, no matter what colour their fur is and where they were born.

Yes, OK, maybe it's not you who is being mean to cats, but your actions certainly legitimised the abuse of poor kittens. Because you sided with the bunch who want to discriminate against cats of a certain fur colour, you ended up supporting their cause. Because of your selfishness, cats like Frankie don't feel welcome in their own home, just because he's got some black fur.

You might think that you voted in the interests of your own kittens, but all kittens are equally fluffy, cute and loveable. Why do you think it's OK to be mean to my kitten, by trying to put the needs of your kitten ahead of the whole of the rest of kittendom?

All cats should be treated equally, and dividing them along lines that they can't even understand is barbaric. Cats can't read the nationality on their pet passport. Cats can't read maps and understand the concept of national borders. Cats can't sing national anthems or salute the flag. Cats are scared by the sound of guns. Cats aren't able to stupidly glorify war and killing.

Can't we all just celebrate the joy that cats bring to our lives?

Think of the kittens.

Look at the sadness in those eyes. Heartbreaking

Tags: #frankie

This is a story about the last word...

Is this a time for levity? Should we go back to our normal everyday lives, as if nothing important is happening in the world, apart from funny videos of cats and the banality of our everyday existence?

What is Facebook for? Is it a soapbox for those without a voice in the corridors of power? Is it somewhere to spam your friends, with your thoughts, ideas and political agenda?

I have no idea what the answers are to these questions, so I look to people that I like and respect, and try to imitate their behaviour. I have a friend who is a vociferous Conservative party member, who shares many opinions on Facebook, so this encourages me to set myself up, in opposition somewhat. I have another friend who is an admirable humanist and eloquent writer on the topic of social injustices, who keeps me informed of many things that are unpleasant in the world, and how compassionate individuals are seeking to drive back those evil forces. This encourages me to share messages of hope and support in this cause.

You don't have to read my blog, and you probably don't. You've seen it pop up on your Facebook wall enough times, and been confronted with somewhat of a wall of words, or some kind of shame-spiral and deeply personal things that should perhaps never be shared.

Just ignore it. It will probably go away. Just one blog post a day is pretty easy to ignore.

But what about when it becomes a raging torrent of social media sharing? What about when your Facebook wall or Twitter feed is filled with a person with a bad case of verbal diarrhea? Time to unfriend them? Time to unfollow them?

The reason why I won't shut up at the moment is summed up neatly by this famous quote:

All that is necessary for evil to triumph is for good men to do nothing

The far-right have been encouraged to go on the rampage, and I can't see what's going to curtail the rise and rise of racism. What will cause the bigotry, xenophobia and outright fascism, to be stopped in its tracks?

I was going to spend the evening watching light entertainment television shows, or perhaps a couple of films, but I have been provoked into breaking my one-a-day blog post rule, by the fact that a couple of people I like and respect think that their work is done. They voted, made their protest, and now it's time to crack open the champagne.

In actual fact, whatever the political outcomes, I really don't give a shit whether I have a British flavour of democracy or a European flavour... I just don't want racists to think that it's OK to abuse people in the street.

I don't want people laminating little cards and shoving them through the letter boxes of Eastern European people, telling them they're "vermin".

I don't want racists on a bus telling anybody with a darker skin tone, or speaking in a foreign language, that they are not welcome here in the UK.

I don't want people shouting racial abuse in the street.

Perhaps these things would have occurred, whichever way the vote went, but my intuition tells me that it somehow seems more acceptable in society to be racist, when you feel like you're in the majority.

Does it seem like I'm being a patronising patriarchal London effeminate City banker-boy ponce to you, if I remind you that immigrant bashing propaganda was how the Nazis swept to power. Of course, it seems like I'm an over-earnest teenager, in making such an obvious observation, but somebody's got to call it out, haven't they?

You can't just say "I'm bored of hearing about your anti-racist sentiment now. I want to see a dancing cat on stilts playing a piano. HA HA HA!". You were either part of the group that ushered in this dark era of mistrusting Johnny Foreigner and bashing the darkies, or you were part of the group who said "hey! let's be inclusive and tolerant!".

I really couldn't give two hoots about which group of elitists rule my life with an iron fist, if we're going to be overrun with skinhead neo-nazis and suffer the resurrection of fascism in Europe.

Does it not concern you more that we need to shut down detestable entities like the BNP, UKIP, France's Front National etc. etc. as a priority?

There is no victory to celebrate in the 'majority' vote. There is no "the people have spoken and it's time to move on" when huge numbers of those people are FUCKING RACISTS. Priority #1 for the country has to be shutting down the far-right, not shutting each other up so we can all go and live in la-la land where we all have milk and honey because we're politically governed slightly differently.

Don't you get it? There is no "move on, let's be positive" when groups of disaffected people are out looking for a mosque to torch, or a person with different skin colour to them to abuse.

Will I shut the hell up? Will I fuck, when the ugly face of fascism is showing itself again.

There's perhaps an important lesson to be learned about whether people like myself - the London Guardian reader - have helped or hindered, but I certainly predicted this result and its consequences, and I certainly understand all the concerns of the underclass.

Will I stop spamming my Facebook friends? Yes, I'll probably retreat into blog-land, where I can write at length without taking up a disproportionate amount of space on a wall that should be filled with grinning infants, prowling pussycats and raucous nights out.

What will you say though, to your grandkids, when they ask you what you did after the UK voted to leave the EU?

Tags: #politics #europe #friends #socialmedia

This is a story about respecting your elders...

Who's the responsible one round here? Who's got to carry the can, at the end of the day? Who's got to live with the consequences of bad decisions, and clean up other people's mess?

There isn't a class war going on. There's a generation war.

The baby boomers drove around in gas-guzzling cars, burnt dolphins to stay warm, dynamited the glaciers, blew up nuclear weapons under the polar ice caps, and generally whizzed around the globe spraying deadly chemicals on everything and saying "FUCK YOU GRANDCHILDREN, HA! HA! HA!".

I remember at school, when I was 10 or 11 years old, me and my friend Ben used to write long rhymes about saving the environment, and read them out at school events. We basically urged a modicum of control over the unmitigated climate disaster we saw all around us.

Growing up in the Thames Valley, huge numbers of my friends were asthmatic. Particulate emissions from internal combustion engines, gathered in the river valley, and in central Oxford the percentage of kids suffering from respiratory conditions was at the highest level in the country.

My friend Ben's parents had responsibly given up smoking for the health of their children, but mine would not listen to my pleas to stop wasting a significant proportion of the family income on something that was destructive to the health of us all. It was selfishness, plain and simple.

I still vividly remember one time when I begged my Dad to stop taking drugs. "Do you expect me to be a boring old fart?" he asked, incredulously. The tragic thing is, that I didn't need him to take drugs to look 'cool'. It was his own insecurity and pathetic attempt to impress young family members like my cousin Sue, that meant that he thought he was some kind of counter-culture hero, just because he took addictive drugs.

My Dad was adamant that I should not get to go to University, nor my sister, even though him and my Mum both enjoyed a free University eduction. My sister and I were both educated in state schools, even though my parents enjoyed the option of private/selective schooling.

My parents had substantial financial help from my grandparents to purchase their first home. No such help has been forthcoming from our parents, and indeed I bought my house without any financial support from my parents, as well as paying for my wedding & honeymoon out of my own pocket. My sister has - as a percentage of her income - possibly been even more financially independent than me.

As kids and adults, my sister and I have certainly been very economical, responsible, mature, in ways that my parents don't even come close to. We've paid our own way in life. We've grafted harder than my parents could possibly imagine.

And for what? So that my parents' generation can tell us that we're profligate, reckless with money, irresponsible, lazy? My parents' generation tell us we should save money for a rainy day, when the pensions that they draw bear no relation to the actual amount of money that they've saved up. The baby boomers are hoping to have hefty final salary pensions that far outstrip the amount of money they've paid into the schemes, to the point of causing a massive black hole in the nation's finances.

The upper-class Victorians used to say "children should be seen and not heard" but those children were reared by wet-nurses, nannies and au pairs, plus all the other servants. If you don't have servants to rear your children, you don't get to say such obnoxious things, because you're the only person in your child's life.

Infant mortality used to be very high, so ordinary Victorians cherished their children. Having a healthy child was a blessing, and something to be celebrated. There wasn't this strange culture of worshipping people with old-fashioned ideas, who sat idle for 30, 40 years, just criticising everything. Yes, we'd all like to retire and just sit around in our favourite chair reading shit newspapers and being mean to everybody, but the retirement age was always supposed to be just 1 year more than the average life expectancy.

Our economy is structured around the 'grey pound'. After the banks, the most powerful institutions in the country are the pension funds. These massive piles of money, managed by asset managers and institutional investors, for the benefit of their pension-drawing clients, decide everything about how this country is run. When we talk about things being run for the benefit of shareholders, those shareholders are mostly pension funds.

If anybody ever says to me "what have you given back to your parents?" or  "be grateful your parents gave you the gift of life" I'm going to struggle not to scream in their face with rage.

My whole life has been generating value for shareholders. Every penny and pound of profit that I have generated for my masters has gone into dividends and higher stock prices, to inflate the asset value of a pension fund somewhere. My whole life has been toiling to allow the baby boomers to have a life of idle luxury, not that they're fucking grateful.

But you know what? Things have gone way too far.

The older generation has fucked up the environment, fucked up the economy and demanded that young people suffer austerity, University tuition fees, job insecurity, wage stagnation, eye-watering rent, impossibly over-inflated house prices and listen to a sneering arrogant bunch of lazy grey-haired cunts telling them they're lazy and stupid the whole fucking time.

They say you should be nice to your kids because they'll choose your nursing home. Damn fucking straight, but you don't get to have 20 years of idle luxury before you go so damn senile that you have to be put in a home, so that your hard-pressed children can continue working all hours to pay for your profligacy, laziness and arrogance.

Yes, it's true that a huge proportion of wealth has been diverted into the hands of a few eye-wateringly rich families. However, WHO THE FUCK WAS ASLEEP ON THE JOB WHEN THAT HAPPENED?

Why the hell is it me who has to go on political marches, to demand that wealth is more fairly redistributed? My parents were too busy sat on their fucking arse taking drugs and reading books and newspapers to actually get off their lazy backsides and engage in the political process, for the good of the country and the good of us kids and grandkids.

Don't pretend like voting to leave the EU is somehow in the best interests of the country and future generations. One lazy pencil cross in a box doesn't make up for the idle years spent enjoying a free University education, job security, high pay, reckless drug taking, low cost of living, great housing, foreign holidays, new cars, superb pension and lots and lots of disposable income. YOU HAD IT FUCKING EASY, YOU STUPID OLD CUNTS.

As you can tell, this is a fairly calm and measured response to being sold down the river, and having my future destroyed by a bunch of people who won't be around to suffer the global warming and economic depression.

Literally, almost everybody I know my age or younger suffers from depression and/or anxiety. What a legacy!

We used to sing "he's got the whole world in his hands" but where is your fucking God now?

Tags: #parents #childhood #oxford #family #politics #capitalism

This is a story about body shopping...

What's the difference between a temp, a freelancer, a self-employed person, a contractor and a consultant? What's the difference between an employee and an entrepreneur?

Last year I was working for HSBC, along with a bunch of nice folks from several different consultancies, plus a handful of permanent members of staff. The teamwork was brilliant, but the surprising thing was that we all had different agendas.

Given that I had gone back to HSBC as a contractor, having been a permanent member of staff there for over 4 years, it was somewhat of a mindset change. I was also homeless and still very much in the vice-like grip of drug addiction, which wasn't a good start.

I was exhausted, and I had somewhat induced within myself, some fairly major symptoms of mental illness, which caused me to make some rather outlandish interpretations of the reality I experienced.

Imagine being plucked from the park, where you are living and contemplating bankruptcy and the coffin nail that will drive into your career, your business. Imagine facing up to the reality that everything you're qualified and experienced to do, since you started IT contracting at age 20, is now going to go down the shitter, and you're homeless, abandoned by the state - the council have sent you a one-line email saying that you're not even worth a hostel bed to them.

Then, imagine that almost overnight, you're working on the number one project for the biggest bank in Europe. You're so exhausted that you are sleeping in the toilet. Everything seems surreal, from the moment you put on your suit in the morning in a hostel dormitory paid for with a credit card you can't afford to pay off, to the moment you turn up in the headquarters of a prestigious Tier 1 bank that you used to work for, when you were clean, sober, young, happy, ambitious, energetic, enthusiastic and respected.

The challenge was to get through 60 days of working, without running out of credit completely. I had to get to work every day and pay for my hostel bed, for a whole month before I could submit my first invoice, which would be paid 30 days later. Obviously, it also looks rather unusual to your colleagues if you can't afford to eat lunch or socialise. The pressure was immense.

What does a poker player do, if they have a weak hand? They bluff, obviously.

To compensate for my fear, and the odds that were stacked against me, I turned the dial up to 11. I tried hard. Far, far too hard. I told the team that I'd take responsibility for a critical piece of work, and deliver it in a short space of time, along with an extremely capable colleague, who actually knew that it was a monster piece of work.

I should have been laughed out of the door. I can't believe that nobody particularly picked up on the fact that I was shooting from the hip, out of a combination of fear, exhaustion, drug withdrawal, mental illness and a touch of arrogance.

How on earth was my ego not going to be stoked? I had just cheated death, bankruptcy, destitution, and now I had the CIO of the number one project in the biggest bank in Europe surprising me, by naming me in person, as the team member responsible for one of the pivotal pieces of the program, in front of the entire town hall. I looked around - "is he talking about me?" - yes, it appeared he was. How surreal.

As a drug addicted homeless person, you're kind of invisible. People would like it if you just crawled into some dark hole and died, quietly. You're nobody's problem but your own, and everybody pretends not to notice you, as you drag your bags through the street, swatting at invisible flies and talking to yourself incomprehensibly.

Suddenly, people not only seem to value you, listen to you, but also look to you for some kind of professional guidance, leadership. Is this the state that important IT projects have reached, where the hobo junkie is the one calling the shots? I realise that I wasn't actually calling the shots, but that's what it feels like when you've been scraped up from the pavement, stuffed into a suit and now you're working in a fancy office full of glass, steel and granite.

It embarrasses me, but also pleases me that I'm still on good terms with a few respected colleagues, and they can tease me about "the time when you said you were going to deliver X by Y". However, not everything I said was worthless tosh.

This is where the difference in mindsets comes in.

As a permanent member of staff, your best shot of getting pay rises and promotions is to raise your profile. Given an hour to do some work, you might as well spend 50 minutes writing an email about what a brilliant person you are and how clever you are, and 10 minutes actually doing some work, rather than the other way around. People who just knuckle down and get on with the work they're supposed to be doing, tend to be overlooked when it comes to the end of year review.

As a contractor, you're all about contract renewals. When your contract is coming up towards its end, you're on best behaviour. You try to shine and make yourself a key-man dependency, so that you can demand a big rate increase, because you're indispensable. Personally though, I hate making myself a key-man dependency. It's unprofessional, however you are economically incentivised to do it, so many contractors dig themselves into little fiefdoms.

As a consultant however, you have the worst of both worlds. You have to kiss the arse of both the client and your consultancy. There's a huge conflict of interests. The consultancy want you to stay on your placement, and for as many headcount as possible to be working with you on the client project, if you're working time & materials. What exactly is consulting about being a disguised employee? Where is the value-add from the consultancy, when the client wants you to be embedded in their organisation, like a permanent member of staff?

The reasons for using consultancy staff, contractors, temps, freelancers, is that you can get rid of them when the project is done. However, the other reason is that you don't have all the headache of having to performance manage underperforming and difficult staff members out of your organisation. In theory, it's a lot easier to hire & fire... with the firing being the desirable bit.

It used to be the case that you could get a job as an IT contractor with just a 20 minute phone interview and start the next day. If you were shit, you'd just be terminated on the spot. Never happened to me, but that was the deal you struck... you'd be on immediate notice for the first week. Then you'd be on a week's notice. Then you'd be on 4 weeks notice, just like a permie. However, I always used to get my contract renewed, because I know how to play the game, kiss ass and keep my lip buttoned at the right time.

So, what happened? Well, stress, money, recovery from addiction, relapse, housing stresses and everything in-between conspired in my private life to mean that I was living life by the seat of my pants. I was running for my life.

After only a week in the new job, I decided that it was an impossible mountain to climb, and that there was no way that I could live in a large hostel dormitory and work on a stressful project, plus get myself clean from drugs, plus dig myself out of near-certain bankruptcy. There were just too many problems to face, working full-time in a crisply laundered shirt and a nice suit, while hiding the crippling problems in my private life.

You can't just go to your boss and say "I'm sorry I didn't mention this before, but I'm a homeless recovering drug addict, who suffers mental health problems at times of extreme stress and exhaustion, and I'm practically bankrupt as well as barely able to keep myself clean, sane, out of hospital and off the streets". Contracting doesn't work like that. Your personal life is nobody's problem but your own... you've signed that deal with the devil. You get paid more, but you're also expected to not get sick and not bring your personal problems with you to the office.

I disappeared on my second week in the job, getting mixed up with the police, thrown out of the hostel where I was living, and ending up in hospital, as the pressure was simply too much to bear, I thought that my lifeline was pretty much spent. The odds of being able to get off the streets were too slim anyway. It couldn't be done. I gave up, and relapsed.

Do you think you can just pick up the phone and say "errr, yeah, I need two weeks off to sleep, an advance of several thousand pounds, and I'd like to come back to work part-time for a little while until I'm up to full strength, because I've been dragging bags all over London, living in parks and on heathland, in and out of hospitals, rehabs and crisis houses, addicted to some deadly shit and battling mental health problems. It seems silly that I didn't mention this at the interview, as I'm sure you would have been just fine with giving me an opportunity to get myself off the street and back into the land of the living"?

You know what though? I did get a second chance. There's no denying that certain allowances were made for me. A blind eye was turned to the fact that I was basically either shouting at people or nodding off in meetings for the first week. I went AWOL twice. Once for a whole week where I basically decided that everything was f**ked and there was no way I could ever make things work, and once for nearly a whole day, when I was swept up in the euphoria of working with nice people and got paralytically drunk with my colleagues and couldn't face telling my boss that I was sick again.

Through my divorce, I lost heaps of friends who were shared with me and the ex. I decided to move back to London, because I knew I could find lots of work. However most of my London friends had moved out of town, in order to start a family. Also, you don't make many friends when you're living in a park sniffing supercrack, and getting hospitalised for 14 weeks a year. I can tell you more about the private life of a friendly police officer that I know, than I can tell you about some other acquaintances from that turbulent period.

Anyway, I was desperately trying to cement things - get my own flat, get some money in the bank, get into a working pattern that was sustainable - but it was too much to ask. 'Friends' sensed that I was recovering, and decided to come asking for favours : lend me some money, let me live with you, give me a job etc. etc.

When you're desperately lonely, because you've split up with the two loves of your life - your wife, and supercrack - you're vulnerable to wanting to people-please. I risked my reputation, when I got a so-called friend an interview, because he pressured me. I overstretched myself, renting a flat that swallowed up all my money, which was my safety net. I didn't even pick my flat... my friend did, and he thought he was going to get to live there rent free. I put up with a lot of shit, because I was desperate for friends, for acceptance, to be liked.

If you think all this can be boiled down to a 'drug problem' you're wrong. In order for a person to feel whole, they need friends, they need a job, they need a place to live, they need to feel that they're living independently : paying the rent, earning their money, able to pay for the essentials of life, and not always just hustling, on the run.

There are quite a lot of pieces to the puzzle that is a complete life that's worth living. Do you really think I just want to be kept alive, in a straightjacket in a padded cell. Is it unreasonable to want to work, to want to feel like I'm making a contribution, to want to feel like I'm liked, loved, to want to feel like I exist, and that I'm valued somewhere, by somebody?

I loved the instant social connection I had with the "winners" who were a group of fellow consultants at HSBC. There was good camaraderie, and they were young and enthusiastic, not bitter and jaded like me. Their enthusiasm for their job and inclusive social circle was exactly what I needed, along with cold, hard cash, and a place to go every day that wasn't a bush in a park, with a wrap of supercrack.

Somewhat unwittingly - although I don't know how much people were able to guess or find out behind my back - the Winners bootstrapped my life. Even though there were the usual commercial rules of the game, about being a disposable contractor who's supposed to keep their mouth shut and not rock the boat, there was still bucketloads of humanity there. People were kind to me. They invited me into their lives, and in doing so, they saved mine.

When a colleague texted me while I was in California, to say that we had to go back to work doing the shittiest possible work for a scrum manager we didn't have a whole heap of respect for, it was pretty clear that it wasn't sustainable. I busted my balls to get cleaned up, off the streets, into a flat of my own and to restabilise my finances. However, I've never been the best at buttoning my lip and allowing myself to be 'managed' by somebody I have barely concealed contempt for.

I knew that all I had to do to get my contract terminated was to send one or two fairly outspoken emails to the project's management team who were insecure and relatively incompetent. They'd actually started to listen and change things though, so there was no purpose to the emails I sent, other than to try and elicit an email saying "don't bother coming back to work" so that I could spend some more time with my friends in San Francisco.

The pressure of having to try and cement the gains that I had made, while still carrying some of the burdens that had been accumulated, was too much. I was in no position to be the responsible guy, picking up the phone every time things went wrong and having to mop up messes. I was in no position to be paying 100% of my rent, with a lazy flatmate who shared none of the risk and none of the financial burden or responsibility for making sure the bills got paid and the household ran smoothly. I was in no position to face months and months more, working at the kind of breakneck pace that was inevitable on a project that I had been forced to take out of desperation.

I had done far too many 12 or 14 hour days. I was on email around the clock. I never switched off. I had driven myself insane, pressurising myself to fix all the broken things in my life, and shore up the gains that I had made. Insecurity and fear had given way to delusions of grandeur. I wanted to do everything, for everybody, immediately. I was very, very sick, because of the enormity of the task of not only the project, but the problems I was overcoming in my personal life. A breakdown was inevitable.

Managing things elegantly was unlikely to happen. I dropped hints about needing a holiday, but I needed to be firm, to assert myself. People expected me to manage my own personal needs, but what they didn't realise was that my needs were conflicted: I needed a financial safety cushion just as much as I needed some time off. When the offer of overtime was wafted under my nose, and the management team wouldn't stop phoning me up at weekends, they didn't have to twist my arm very hard to get me to work Saturdays, Sundays, nights. I needed the money, and I needed to feel like I was important and valued again, having only just escaped being an invisible homeless bum, tossed out of civilised society, never to return.

My experience as an IT contractor, my seniority as somebody who's run large teams, as a Development Manager, an IT Director, a CEO... I'm no fool. I knew that I was working at an unsustainable pace, making myself sick, but what choice did I have? I had so much to fix, and money and hard work can fix most problems. I knew that I needed a holiday, but I was vulnerable to being pressured into doing things that I would never do, under normal circumstances, due to the fragility of my situation.

My colleagues were kind enough to drop hints, and to tell me the tricks that they were employing to avoid management pressures and the general panic that was endemic on the project. They could see I was tired, and going slightly mad. They were worried, and it was kind of them to think of me, on a personal level. However, they didn't really know just how bad things were in my private life. They didn't know just what a journey I had been on. They didn't know what I was running away from.

When I snapped, I didn't know where to run for safety. I thought the safest place would be hospital. I was desperate. I could easily have run for drugged-up oblivion again, even though I was 5 months clean at that point, and one month sober. I could easily have run for the kitchen knife, and slit my wrists in the bath. I was desperate. So close to recovery, and yet so far.

I needed to chuck my freeloader flatmate out of my apartment. I needed to quit my contract and get something easier. I needed to not have the expectation, the weight of responsibility I had unnecessarily brought upon myself, in my desperate insecurity and desire to feel wanted, needed, useful, important, after my entire sense of self had been smashed to a pulp by the dehumanising experience of destitution.

Hospital was a safe place to do it.

Then, unable to grasp the nettle of what needed to be done, which could have been as simple as saying "I need another two weeks off work, to go on holiday, because I'm fucked", I decided to just run away. I booked a flight to San Francisco, leaving myself just a few hours to pack my bags and get to the airport. What was my plan? I had no idea. Even suicide seemed preferable to continuing to live with such crushing pressure, fear and hopeless odds stacked against me.

After a few days amongst friends, I decided that I wanted my contract terminated, immediately. I fired off a provocative email to the CIO. Jackpot! The guy who was responsible for us consultants emails me to say that he wants to see me... in Wimbledon, miles away from HSBC headquarters. I mail back to ask why, but he deftly avoids telling me my contract is terminated via email, despite me pressing him on the matter. Does nobody get the hint?

I come back to London, pissed off that nobody has had the guts to actually call me out to my face, or even by email, and that I've not been able to extend my stay in California. Out of spite, I decide to embarrass the consultancy and the management team, by going into HSBC HQ, blagging my way in even though my security pass has already been deactivated. I march up to the program director and ask him if he's happy with my work, is there a problem? In front of the whole team, he says he's happy with my work and there's no problem, he's pleased to have me back at work.

I milk a few hello-goodbyes with colleagues who I like and respect, while watching the people who want me gone squirm with discomfort. I'm loving every second of watching who's got integrity, humanity, and who's decided that I'm no longer flavour of the month. It's a masterclass in office politics, even though we're all contractors, all consultants. I'm committing every exquisite detail of my final minutes in the office to memory, as I deliberately waste time having my breakfast, before making my way to Wimbledon to wind up the poor messenger whose job it is to try and help the consultancy and the management team save face, by terminating my contract.

By this time, my access to email has been revoked, even though a colleague who accompanies me out of the building, pretends like everything is normal and like we're just having a friendly chat - as opposed to being escorted off the premises by a security guard. I know. Do they know I know? Surely they must.

Unable to send a goodbye email, I ask a colleague who is also called Nick Grant, but who works in Leeds, to send an email on my behalf to a mailing group that contains everybody on the project. It's naughty as hell, but I'm enjoying twisting the knife. What is it that I've really done wrong, other than getting sick and having to go to hospital? What is it that I said, other than what needed to be said, the truth? But I know the game. I know that nobody wants a loose cannon. Nobody wants anybody rocking the boat. I didn't play by the rules. Does anybody realise that this is my way of quitting with immediate effect, and without having to work my notice period?

It might seem like sour grapes. I needed that job. I liked my colleagues. I loved that social scene. That contract saved my life.

However, how do you reconcile your social life, your personal difficulties, your needs, with the role you've been forced into?

What's the difference between a contractor and a consultant? A contractor knows they're a mercenary. They're there to earn as much cash as quickly as they possibly can, and they accept that they can be terminated at the drop of a hat. A consultant just doesn't realise they're getting a bum deal. There's no such thing as an IT consultant. It's just a made-up thing now that software houses and long-term IT contractors have fallen out of favour, with the dreadful rise and rise of outsourcing and this stupid idea that software is ever going to be cheap and easy.

So, to the Winners. Thank you for saving my life. Thank you for putting up with my rocky start, my dreadful ego, my shouting. Thank you for putting up with my arrogance, and for laughing at my over-ambitious ideas. Thank you for trying to keep me humble, and remind me of the rules of the game. Thank you for taking me into your lovely social world. Thank you for the emotional support. Thank you for treating me like a human being, not a software robot. Thank you for dealing with the fallout that I inevitably caused, when implosion happened. Thank you for not hating me, as I wandered into the territory of delusions of grandeur and heroics, and self-important jumped-up craziness.

You might not realise this, but you saw a rather twisted, weird, screwed up version of me, as I clawed my way up a cliff face of recovery, from the bankrupt, homeless, junkie, friendless, single, lonely, unhappy, insane husk of a man that I was, in mid-June last year.

It's been quite a year. God knows what happened with the Customer Due Diligence project, but I'm glad the due diligence on me didn't work, because the Winners and HSBC ended up unwittingly saving my life and getting me back on my feet. I don't think I would have ever had that opportunity if my dark private life was known in advance.

I'm sorry if it feels like I used you. Hopefully, it feels like a good thing happened. Hopefully you feel happy to have played a role in bringing a person back from the brink, even if I was a sneaky bastard, and somewhat underhand about the whole thing, as well as going a bit bonkers at times.

Silver linings, eh?

The photos I've put up include some rather unflattering images of a rather battered and bruised body, that just about hung together with sticky tape to somehow carry me through some brutal times. My private life wasn't exactly 'healthy' leading up to last June.

Tags: #career #banking #hsbc #computing #london #suicide #addiction #homeless

This is a story about being price insensitive...

There is a desperation, a lack of ideas, a disillusionment with politics, the status quo, the instruments of government and civilised society, when people vote to bite the hand that feeds them.

However, we can't ignore the obvious message: people are pissed off.

Voting to leave the EU is clearly an own goal, an act of spite, made out of petulant frustration, a temper tantrum because people are not getting their own way. However, isn't the country supposed to be run for the benefit of the majority of the population? Doesn't this act of madness seem predictable, when clearly the powers that are supposed to represent the common person, actually represent the moneyed elite?

With no ability to vote a party into power who represent your interests, and with no ability to be able to influence policymaking to actually improve your day-to-day life, why wouldn't you seek to exercise whatever control you can, to express your distress, your unhappiness, your frustration?

We ask people to work longer hours, accept pay cuts in real terms, have less job security, no pension, no chance of buying their own home, no chance for their kids to go to University or better themselves... no hope. And for what? So that there can be another quarter of profit increase, just as the City analysts expect? So that some number on a spreadsheet can continue to grow... no matter how arbitrary.

80% of our economy is in the service sector, but over 60% of people are unhappy in their jobs, even though the working conditions look fantastic, compared with manual labour in a polluted industrial town, with its brick terraces caked in soot. Why on earth would people hanker after an era when we died younger, due to hard, physical work?

Well, those who run the economic engine of the country have completely misread the mood of the public. Highly remunerated professionals in London think nothing of spunking £6 for a pint of strong European beer and £30 going to a 'secret' cinema screening, where there's some gimmick like sitting in a hot tub on a rooftop.

There is a huge insular community of well-spoken, privately educated, fresh-faced young people, working in law, accountancy, management consultancy, finance, insurance, politics. These people are the entourage for a group of portly ruddy-faced men, who live in large houses in the London commuter belt. Between them, the lives of every single citizen of the United Kingdom are ruled, except they're completely clueless as to how ordinary people live.

Economists talk about how price insensitive people are. I literally don't care whether my coffee is £2.50 or £4.90. I just tap my contactless payment card, and walk out of the cafe with my hipster flat white. I literally don't care whether my lunch costs £5 or £10. I just go to whichever vendor I fancy on a particular day. I literally don't care that it costs more to travel on the Underground than on the bus. I just tap my card on the ticket barrier, and don't even look at my balance.

Everybody who decides how your daily life is improved, or worsened, is more concerned about where they're going skiing this year with their other young professional chums, than whether somebody on some shitty council estate can afford a box of fags.

Yes, Londoners think of themselves as cultured, urbane, sophisticated. Sadly, they also think they're somewhat in touch with the working classes, because they rub shoulders with people from all walks of life, as they travel into the city to clean toilets and wait tables. However, sharing the same streets does not equate to co-existence.

I used to live on a street in Islington, where the grand Georgian houses were worth many millions on pounds. One street away, there was a lot of social housing. You'd think that this is an example of an integrated society, but you'd be amazed at how people living in such close quarters are so successfully able to avoid each other.

While I used to dine in the restaurants of Upper Street, mixing with other City Boys, my fellow residents would head the other way, towards Hackney, where there were cheaper places to buy food, and the kinds of places I would never dream of entering: betting shops, pawnshops, low-quality takeaways.

Today is the starkest warning of where our society is headed: a two-tier system, where the 'haves' are living in a different world from the 'have nots'.

While those who wish to divide and rule have cleverly manipulated people's fears for political ends, this ignores the fact that the wealthy are busy stuffing the mattress with the working class' hard-earned cash.

When people realise they've been conned, there's going to be hell to pay.

Tags: #politics #europe #london #banking

This is a story about destiny...

Do you trust exit polls? What do you think about the predictions made by political commentators, newspapers, TV stations? Why is the UK's vote on membership of the European Union different?

Well, let's dig into my predictions, and why I think what I do:

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1. Brexit is going to win

What the heck? All the polls say that Brexit is behind. All the bets seem to be backing a vote to remain in the EU. The currency markets seem to be predicting that Britain will vote to stay a member of the European Union.

However, the vociferous liberal press has shouted down the ordinary person with loud cries of "BIGOT!" every time  somebody suggests that the UK should go it alone. Brexit has become synonymous with closet racism... and that's exactly where the average voter has retreated to... the closet.

There's a fear of sharing your far-right views, because people know it's wrong to bash immigrants and brown people in general, but with the anonymity of the ballot box, things are going to be a different story. The fact of the matter is that there has been a massive upswell of racist sentiment since the economy went belly-up, and the patronising voices of the liberal elite have only further angered the general public.

The people who are going to vote Brexit are the ones who have gone quiet. They are biding their time, just waiting for the time when they can put their little 'X' in the box, and stick two fingers up at Johnny Foreigner. They've given up arguing that "I'm not racist, but...".

Racists will never win a battle of wits, but they will win when they're allowed a free vote, anonymously.

2. We can't escape our destiny

Did you forget about the crippling debt in Greece, Italy, Spain? People have short memories and attention spans, but we are still suffering the consequences of the credit crunch, which is in turn a result of runaway borrowing. Not borrowing by individuals, but borrowing by governments with spending deficits, and by corporations that are trying to manipulate their tax burden.

The problems have not been fixed, and debt continues to balloon. Austerity and deep cuts have done nothing to plug the holes in an economic rescue plan that is deeply flawed. All that Quantitative Easing has done is to further line the pockets of a handful of wealthy people. There's no inflation, so the problem is just as bad, if not worse than it was 8 years ago.

Defaults and debt haircuts, write-offs... these are the only options, and distancing ourselves from Greece, Italy, Spain and other European neighbours, is not going to protect us. We're going down the shitter with them, whether we like it or not.

3. Cameron is ceding control to Bojo

How do you step down, when you have won two general elections back-to-back, and still save face? Well, how's about having a referendum to placate your predominantly eurosceptic party members, and then you can hand over control to a more popular and likeable leader, in readiness for the campaign for a 3rd term in power.

The macro plan is so painfully obvious.

4. The anticlimax is going to be so depressing

There is real optimism in the Brexit camp, as if destroying unions ever solved problems. There is a kind of delusional belief, that the woes of the country can be solved at a stroke.

Brexit is just the beginning of rebuilding everything that gets smashed, as we cut off our nose to spite our face.

It's not like we can drive immigrants out of our country with pitchforks on Friday, although I fear violent reprisals, whichever way the vote goes. The country is a tinderbox, just waiting for a single spark.

A vote to leave gives the green-light to yet more immigrant bashing. A vote to remain will result in disappointed bigots taking out their frustration in mob violence, rioting. Do you think Brexiters are just going to say "oh well, back to normal" if the vote doesn't go their way? In actual fact, it could be terrible, if they feel even more than ever that their voice isn't heard.

5. Political activation is destabilising

Even though I believe the status quo should not be maintained, having this referendum has brought people into the political process who were otherwise disengaged, disillusioned. However, there isn't the maturity there to accept that part of democracy is compromise, and with democracy also comes the responsibility to be mature, measured, calm, patient.

I see a kind of national hysteria everywhere I look. The language, the rhetoric, the aggression... it's appalling. The world looks up to us - to follow our example - as an advanced nation, and as a symbol of democracy. However, we bicker like children, we sulk, we tantrum and call each other names. We descent to the level of the playground. We are not making a fine account of ourselves on the world stage.

By pandering to the ill-educated, ill-informed concerns of the much abused general public, we have turned a serious question about how to lead our world out of economic danger, and sustain prosperity, into a silly game of finger-pointing and tit-for-tat measures, cronyism, cliqueness.

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Whatever result is declared on Friday, I expect that a genie is out of the bottle. There is no finality, no real result. Instead, either I will be living in fear of reprisals by a bitter disaffected group who have been dealt a disappointing blow, if we stay in the EU, or we will accelerate the dissatisfaction that people have in their every day lives, as they realise that voting to leave the EU has made precisely fuck all difference to their prospects and quality of life, and they look for further opportunities to express their frustration.

The world seems a more dangerous place, more filled with hate, less reasonable, less progressive and idealistic, thanks to this stupid debate, and pointless vote.

I pray that the vote is to remain, so at least we are not a laughing stock internationally, and as a nation we look terribly right-wing and bigoted. English football hooligans are already a national disgrace, but a vote to Brexit tars the whole country with that brush.

However, I totally get that the rhetoric of the Brexit camp has tried to leverage a kind of class revolt. I fear that it has been a little too successful at doing that.

Tags: #europe #politics