This is a story about home...

I always wanted to live at the water's edge. Now I do. If you're not living on the edge, you're taking up too much room.

Getting myself off the streets and into a flat was kind of the straw that broke the camel's back though. It wasn't even my idea. Working 12 to 14 hours a day 7 days a week was not really possible while homeless, but equally I don't need such a great place to live. I have been living to work, so all I really need is a bed, somewhere I can prepare food and a shower.

When an aeroplane cabin loses pressure, oxygen masks will automatically be deployed. If you have ever listened to the safety briefing that the cabin crew give, you will know that you should put on your own mask before helping others. I haven't really applied that advice in day to day living.

I did a Hack-a-John where I spent a couple of weeks training a friend who is an idle gambling addict, to be able to get a job. I then got him an interview at the biggest bank in Europe, for a position on the #1 project. He messed it up. The reputational damage that I personally sustained kinda sealed my fate on that particular contract. I was a marked man for doing something so audacious. John, however, doesn't seem to see things in the wider context, and has gone back to sitting on a couch, gambling. That's ingratitude for you. I can lead a horse to water but I can't make it drink.

I then went to a Hackathon to try and help with the refugee crisis. There I met an extremely capable and lovely guy called Klaus. I wanted to get involved helping refugees. I ended up helping Klaus - the tidy Kiwi - who urgently needed a place to stay. He now sleeps on my couch, enjoying the above views.

Life in London is pretty hard. You might think that I sit around swilling champagne and eating in expensive restaurants, taking taxis and wringing my hands as I read The Guardian but in actual fact I'm far too busy trying not to die.

My life is minimal beyond belief. All the clothes that I own in the world are in my floordrobe (the pink and grey boxes on the floor) plus I have a single suit, single overcoat and a single pair of dress shoes. I do also own 10 smart work shirts - 5 at the dry cleaners and 5 ready to be worn for the working week... which doesn't quite work when you are in the office 7 days a week.

For years, I've been trying to tell my friend Posh Will that investment banking hours are unsustainable and not productive. However, I had to do yet another horrible banking project in order to try and save my own life. I needed the overtime to get myself off the streets and into a home.

Bizarrely, I kind of regret it. I was surviving quite well as a homeless person. I think I was given about a 30% chance of surviving one particularly bad hospital admission, but I pulled through. Whatever doesn't kill you makes you stronger. Life is much easier when you're just concentrating on staying alive, rather than worrying about any dependents.

I'm not really sure how I ended up with dependents. Why did my friend John end up relying on me - the suicidal homeless guy with mental health issues - to get him a job? Why does my friend Klaus get to go to the gym, and yoga and spend all his time talking to his friends & family, when I'm the one paying for the roof over his head?

Yes, I really need to learn to look after #1... and I don't mean the #1 project in the biggest bank in Europe. I need to learn that it's important to put on the oxygen mask before helping others.

So I'm really at the end of my tether. I'm at my wits end. I've got nothing left to give. However, if I'm going to be a better leader, there's no sense in getting angry with the people who I have carried - they were just smarter about being selfish, looking after themselves at the expense of others. That's the way to win the rat race.

London and our adversarial culture really does encourage us to trample on each other. I think absolutely nothing of clattering into some thoughtless person who would rather that I stepped into the road, into the path of a bus or a truck, in order to get out of their way. I really don't bother with good manners if somebody is standing on the left hand side of the escalator, or decides to stop and have a chat with their companions in a really inconsiderate location.

We have run out of patience and we don't have time for asshats in London. This sprawling metropolis is already creaking and groaning at the seams, and Londoners really don't have time for gawping tourists who left their own sense of good manners at home. Perhaps I should come to where you live and just stand in the road causing a traffic jam because I want to admire something interesting without having to think whether it's appropriate in the wider context.

I would say that London is not dehumanising, as many people believe. It's actually the complete opposite. It's overwhelmingly humanising. You see all of humanity's very worst traits in evidence. You see people starving on the street while people pay £6 for a coffee and croissant, barely a few metres away. You see people shouting and fighting, but you pretend that you didn't, and you just scurry down a dark hole, underground, to go and be forced to invade each other's personal space in the interests of getting home a little quicker.

The calm serenity of living by the Thames is really unsettling for me. It feels like I have left London. I can feel my body, my soul, mourning the loss of humanity. It's really fake here in Canary Wharf. There are no beggars, no homeless people. This rich enclave has excluded the undesirable members of society from the private estate.

It might look enviable, and perhaps you are even enraged that I have become depressed in my current situation, but I'm not going to lie to you. I was happier living with homeless people and at the moment I feel like I'd rather go back to living on the streets. I just can't handle the pressure of those who think I'm a hypocrite, and those who want to ride my back.

I don't feel very true to myself at the moment, true to my values. I always believed that when you have surplus, you should give it away, but it's never enough for some people. I'd rather just be responsible for myself again. My life felt much less in danger when I wasn't carrying any ungrateful fools and dealing with jealousy and accusations of hypocrisy.

If I'm going to continue my journey with authenticity, and without hypocrisy, I may have to give up the material distractions that other people struggle to see beyond. People probably see my home as a status symbol, rather than simply a place that I can eat, sleep and wash.

"Been there, done that" is what many travellers do, when they're racking up pins on the globe or any other kind of stamp collecting. People can be very boastful about the experiences they have racked up. They have cultivated an entire personality, their whole self-esteem system around their travel tales and photographs. Perhaps I'm the same, but it's literally life and death for me, rather than simply a means of impressing dinner party guests.

I love cooking and I love hosting friends. I used to throw huge garden parties for loads of people. I used to thrive on it. Has it really helped me today? No, not really. Everybody else just moved on with their lives, and a single guy who's still living like a bachelor I don't really fit into the rhythm of my old friends lives now they have wives and kids. Lots of my friends left London to get sprogged up.

Work is the curse of the drinking classes, and London seems to be so much about drinking. Drink all your wages, and spend whatever you have left on meals out and foreign holidays. I don't really do that. I haven't been drinking for 62 days and I haven't had a holiday since October last year. Even my meals out have a business purpose. What you see is not what you get with me... my brain is always in work mode. Even my flat is basically a co-working space.

The line is being blurred between work & life to the point where I literally never stop working, even to the point that my dreams are filled with work stuff. I'm a total workaholic, but what else am I supposed to be living for? You tell me if I can afford to take my foot of the accelerator. I don't think I can... the world is too highly leveraged. We haven't made allowances for people who need to stop and catch their breath.

So I desperately need to go to Ireland again. I desperately need to decompress. I desperately need to get away from the relentless pressure to provide for everybody, to prop them up and help them keep their dreams alive. I need some time out for me.

Not sure if I'm going to get that time, because I need to make hay while the sun shines. There is work available, and my bank balance could sure do with a boost to make sure that Klaus has a couch to sleep on while he's doing his gym and yoga and stuff.

One day I'd like to do yoga. Maybe when I'm dead.

That is all.

I need to go back to Ireland and be a culchie for a little bit, as I'm not getting to be much of a culture vulture in London (February 2015)

Tags: #london #career #ireland #homeless #mentalhealth #depression #suicide #friends

This is a story about chronic fatigue...

Smart bosses have figured out that happy employees are more productive. If you don't have the right culture in your organisation, you will make people very sick. You will be burning people out in order to achieve your unrealistic targets.

Forward thinking organisations are letting people have dogs at work. They are promoting more flexible working arrangements. They are seeing their employees as people and not just numbers in a spreadsheet.

I wrote an IT Roadmap for a company which had just been spun off by its parent company, and sold. I took one look around the little company, and I knew immediately that they had got the culture spot on. I wrote my roadmap with this culture as the guiding principle.

I urged the new CEO of the spin-off company to preserve the culture, in order to maintain the high productivity and excellent morale of the staff. I tried my best to pursuade him of the benefits of investing in technology that would support the staff, that would preserve the brilliant working environment. He ignored my advice.

I quit that job, because my opinion wasn't valued. You can't pay me enough to rubberstamp the wrong decisions. If you're looking for a "yes" man, a sycophant, then you've got the wrong guy.

So, after I left, the culture was destroyed, money was burnt on stupid vanity projects, all the good people left. The profits dropped 90% and naturally, the CEO was fired. I take no pride, only sadness, in saying "I told you so".

But one cool thing happened. At a conference a little over a year later, the CEO of the parent company presented my ideas. They had implemented them. Ideas are worthless, and the implementation must have been very hard - although I had done a proof of concept with my team - so I can take no credit. But it was so nice to be vindicated that I had to pinch myself to see if I was dreaming.

I've been bumping along like this for quite a few years now. The problem is, that I'm exhausted. I've got enough energy to do the job, but not enough energy to endure the idiots. I tend to get the important stuff done, and then I have to bow out and allow the sacking of the egotistical dead wood to happen.

Fundamentally, I burnt out in 2008, working on JPMorgan's #1 project. Instead of going off work sick, I decided that I needed to change jobs and as soon as I did the wall of exhaustion that I had been holding back hit me like a steamroller.

I was so flattened by it, that my doctors thought I might have AIDS. We tried every test under the sun, but fundamentally, I now believe that I was simply overworked. I had worked hard and played hard for far too long. My body & brain just couldn't cope anymore.

I was a bit of 'swan'... looked very serene and calm on the surface, but my legs were going like crazy beneath the surface of the water. During some 'time out' I remember playing golf, trying to putt with my phone jammed to my ear while I attempted to resolve some issue a team member was having.

I am so passionate about my work that I tend to dream about it. I even have 'eureka' moments sometimes and wake up and start writing code or an email. There is no switching off when I'm in the 'on' position.

My commute to the office (September 2007)

It's not very healthy, but my parents, school, partners, lazy friends, bosses, society and the surrounding culture has driven me to this unsustainable level. People say 'take it easy, slow down' but as soon as I do back off the gas, they soon start complaining. People get used to a certain level of contribution. They start taking you for granted.

What am I living for, if it's not for work? Nothing is ever good enough for my parents. I haven't had a nice caring kind girlfriend for far too long. I haven't got any kids. What's the point of life if it's not to make some kind of epic contribution?

It's not about heroics, and I really don't expect anybody to get the violins out and say "ooh, poor you". It's literally that work fills an otherwise empty void in my existence. Without work to dedicate myself to, do I really exist? My day to experiences would suggest not.

Yes, I know that work is a dangerous addiction that is damaging my health, but it's the only place that I ever hear "well done" or "thank you". My parents and ex-girlfriend/ex-wife would never sink so low as to actually show me any respect. It's expensive, apparently, to show somebody some appreciation.

During seemingly interminable periods of fatigue, depression, you can obviously reflect and see that you are repeating the same vicious cycle. It doesn't mean that you can beat it though. Nobody stops the world so that you can get off the rollercoaster.

So, everybody will be very relieved when I'm 'recovered' from a crash, but the fact of the matter is that recovery actually only starts when the exhaustion and depression have passed. All that time in bed is not recovery... it's staying alive. It's surviving, not thriving.

Yes, I'm surviving, but I'm not thriving. Nobody will let me get that far. When I have an opportunity to thrive, everybody says "Oh, you're fine now. We don't need to help you, we can go back to taking from you" not that I really receive help anyway.

My friend Klaus brought me a bag of stuff in hospital. That was one of the kindest things that anybody has ever done for me in a couple of years. Does that mean I owe him a favour? Well, he was already living rent free on my couch so I guess we can call it quits!

I do keep a very careful eye on my karma balance. I have paid it forward big time, and I always want to run a net karma surplus. If you do your accounting with some surpluses, with contingency, then you don't have to sweat the small stuff.

There are some people who feel hard done by at my hands. My friend John who thought it was OK to use me for free rent, spending money and as a personal life coach to help him over his gambling addiction and general idleness, for example. When life became unmanageable, I chucked him off my back to save myself. Am I supposed to be sorry about that? Why was I carrying him in the first place?

I don't really understand why I attract klingons. I guess it's because I'm a kind and generous person who gives off an aura of success and I make what I do look quite easy, so other people think there's not much effort required to achieve the same things. That's the thing about being good at what you do. You make it look easy.

I certainly have suffered from the "I could do your job" mistake. When CxOs and managers have been fired because they didn't listen to my expert advice, I certainly wouldn't want to take their place. I'm not trying to steal anybody's job. When I was younger, for sure I thought I could do my manager's job, and do it better. The fact that I have proved it, does not actually mean anything... I hated doing those managerial jobs!

Yes, management really is not for me. Somebody else can have the pressure and stress and responsibility. I think it's a vocation, not a job title. I think it's a demotion not a promotion. Those who can, do. Those who can't, must depend on others to do for them, and must be more organised themselves to compensate for the fact that they can't both be both organised and productive.

So, I'm exhausted by having to design, build, lead, argue with idiots who don't know what they're talking about and make dead wood losers look good.

I'm laid low with depression, fatigue.

Sorry about that, klingons.

That is all.

Frankie loves being tucked up warm in bed. We all do during winter. Fatigue and depression are much more serious. I'm suicidal and I can barely get out of bed (November 2007)

Tags: #career #banking #depression #suicide #mentalhealth #frankie

This is a story about being a better person...

There's really no excuse for not being nice, polite, kind. These small things make a big difference. This 'mutual grooming' affects the whole of society. If you think you are exempt from the need to treat people with decency, you need to take a long hard look at yourself.

Why would you not strive to always be polite, courteous, kind and considerate in every dealing with another human being? Why would you not always seek to address and communicate with a person in a respectful way? How can you ever justify being unpleasant, horrible, towards one of your fellow human beings?

What have you got to lose?

I'm rather baffled by people who snarl and bark and yelp at me like an animal. Why do they think that would get results, when they have not tried a human approach? Why would you start with aggression and unpleasantness and then go from there?

I have studied Game Theory so I'm aware that it might be a form of low intelligence that causes a person to always play the lose:lose strategy, in the hope that somebody will just hand them the reward that they demand. No. Doesn't work like that. You have to speculate to accumulate. Sorry, idiot, you can't just take take take.

If you are a leech, you will either destroy society or you will eventually be excluded. You might think you are cleverly getting away with things, but it somehow shows on your face, if you're a wrong'un. You might be telling yourself that you're a good person so much that you believe your own lies, but be careful because that won't wash with the world.

I'm going to continue exposing my own guilty conscience. That's an important part of my public life laundry. If anybody thinks I have been blaming anybody for things, they're wrong. I've been explaining why I think and act the way I do. I've been explaining who I am, and how I became me. We are all animals that react to our environment, our nurture (or lack thereof).

I'm sick of people talking about choice. Why don't you go and corner a rat and berate it for its choice when it bites you. Why don't you trap a scared dog, and then call it a dangerous animal when it attacks you? The animal should choose more wisely, when it's tired, hungry, stressed, upset, beaten and abused, with no escape, right?

The photo above is a meal I received in hospital. It's funny how hospitals and the NHS and all the superbly talented and caring people who work to save lives tend to try and be kind and help people. It's funny how that works. It's funny how being abusive, mean and unpleasant to people puts them in hospital. It's funny how being kind and caring makes them better. Funny that.

If you want to kill somebody, you can murder them, or you can rob them of their dignity, self esteem. You can attack them. You can take away everything they have to live for. You can isolate them. You can tell them over & over again that they're a bad person and they should blame themselves. Yes, if you do all those things, you will quite often kill them. It's funny that the NHS doesn't do those things.

I've tried to shield myself from toxic people in my life, and every time I do that, my life gets better. My recovery and wellbeing is a direct result of excluding the toxic people who made me sick and made me blame myself. My sickness is directly proportional to whether people around me care about me living or dying.

What sickness is it, that means that people would put their own prejudice, hatred, bitterness, unpleasantness, selfishness and general lack of human decency, ahead of killing somebody? What's wrong with people?

Imagine this: there's a knock at the door, and when you open it a man clutching a wound to his stomach falls into your hallway. He gasps "phone me an ambulance, please". What kind of horrible person responds "you are getting blood all over my carpet you selfish scum, get out of my house"?

That kind of response baffles me. In fact, it alarms and disturbs me. Where did the humanity go? Was that person born without an empathy gland? Was their ability to feel an emotional connection with anything but their own selfish f**ked up world, somehow not present due to a birth defect or genetic condition?

How do some people sleep at night?

That is all.

Tags: #nhs #mentalhealth #divorce #parents #bullying

This is a story about psychoactive substances...

Here's an example of the kind of run-of the-mill parties I used to throw for all my friends. I once spent £700 on sparkling wine during one particularly lavish garden party. I think I was a bit of a 'lush'.

Drinking culture is sometimes celebrated. Certainly throughout the City, we thought it pretty normal to be slightly sloshed at our desks after lunch quite often. After work was carnage. A copious amount of alcohol was consumed by all involved.

I worked for HSBC for a little over 4 years, and JPMorgan for a further 3 and a bit, before my body really needed a break. At my leaving do I was downing shots at 4am with an alcoholic who later needed a liver transplant. The consumption was unchecked and rampaged out of control.

So, I've not been drinking for 52 days and I don't go to Alcoholics Anonymous meetings, so I can't be an alcoholic, can I? The definition of somebody who is an addict or an alcoholic is somebody who can't stop taking a substance, despite the detrimental effects on their life. Seeing as I don't drink or take drugs, I can't be an alcoholic or an addict. Quod erat demonstrandum.

In fact, I'm not somebody you normally meet. I don't drink tea, coffee or other caffeinated beverages, such as Coca-Cola and Red Bull. I don't smoke. I don't drink. I don't take any medication. I don't take any legal or illegal drugs. That makes me a real oddity.

People like to say "I can quit anytime I want" and are particularly adept at avoiding their most obvious addiction... caffeine. I've written about it before, but it's worth reminding people... you're probably addicted to caffeine but in denial. You need to give it up for over 3 days to really experience withdrawal, because you have reached steady blood-plasma concentration which means that it will take that long before you start feeling the withdrawal and cravings.

So, basically, don't lecture me on addiction until you reach the level of clean living that I have achieved. I'm not lecturing you. I'm just giving you the facts and telling you why I won't listen to a hypocritical word you say until you prove your 'willpower' to me.

On the topic of mood stability: I self-medicated successfully for years using caffeine to fight depression & somnolence, especially during winter. I used alcohol to calm my anxiety and racing thoughts, and treat my insomnia. I had a high-powered job and successful career throughout, so it's hardly like anybody can argue that I was not extremely adept at self-medicating.

Except that one day, my body decided it had enough. I was struck with extreme fatigue and depression that was completely debilitating. If you say "oh just get out of bed and stop complaining" after somebody has worked as many hours as I have done, don't be surprised if you get punched in the face.

It's not a competition. Except that it is. There's an arms race in the City. Who can stay later than their boss to try and impress and get that big bonus. And then when everyone has stayed later than the boss, the game is to stay later than each other. How late can you send an email to the boss, basically saying "just leaving the office now [you should know that I won the prize of working hardest]".

Sadly, that's pretty much how the bonuses and promotions get decided... who's worked the longest hours and raised awareness of just how hard they've been working, louder than anybody else. If you want to get to the top of the pyramid scheme you have to clamber over the other clawing bodies in the pit with you.

Getting ahead in your career is also dependent on how well you handle your ale. Yes, there is a lot of machismo in drinking culture. Going home and not going out drinking can damage your career. You need to be seen to be seen. You have to wait until everybody is so drunk that nobody remembers you leaving, before you slope off home.

So, between strong coffee and lots of beer & wine, that pretty much fuelled the first 11 years of my career. It certainly worked, in terms of pay & promotions, but it cost me a lot in terms of health. Not obvious health, like having to have a liver transplant luckily, but more subtle than that. My body & brain are just not very good at managing without stimulants and depressants to manage my mood... I've been drinking heavily with workmates since the age of 17.

So, if you think I'm less of a person for struggling with my moods and you are looking for an obvious thing to point the finger at, you are going to be disappointed if you want to point at drink & drugs, because I'm abstinent from both.

You might also want to consider your own relationship with alcohol and caffeine before you brand any labels on anybody. You would be surprised to learn about your own 'addictive personality'.

There's actually no such thing as an addictive personality. We are all programmed to like food, sex, gambling. Our brains are all affected by plant alkalis and alcohol and other substances that will cross the blood-brain barrier. You're no different from me.

That is all.

Cheers! (July 2009)

Tags: #addiction #drugs #mentalhealth #career

This is a story about relativity...

So, there are children starving in Africa. That's sad.

There are lots of things that are sad in the world. It's sad that so many people are being shot. It's sad that so many people are being blown up. It's sad that most people have so little, while a handful of others have so much.

Sadness is not really relative. Neither is depression. Once you are suicidally depressed, you can't get any more depressed. You just kill yourself and then it's over. That's the limit. That's the maximum that you can be depressed.

 As a child, I wasn't allowed to cry at the sad parts in movies. This was apparently because I should have been more sad about starving African children. I was sad about them too, but there weren't many Disney movies about starving African children, made for kids.

My Dad was pretty determined that I should have a lot of stuff on my conscience, as a small child. I needed to be responsible for my part I played in the decadent lifestyle of the West, as a bourgeois infant. How thoughtless and irresponsible of me to not have martyred myself for the plight of the developing world, at birth.

So, if you don't believe I think about my blessings and how lucky I was to be born into a relatively wealthy advanced civilisation... you're wrong. It's been smashed into my skull for as long as I can remember. It's been rammed down my throat with menace.

Perhaps we should teach children about consequences, not that their feelings are wrong. If a child is genuinely selfish and unwilling to share, or even worse, if they steal and perpetrate violence against other children, then those are the antisocial traits that we would want to re-educate that child about. It's impossible to teach a child to not have feelings that they already have.

I don't think that education really needs to start with children. There are plenty of adults who are ignorant and are passing on their vile views to their children. Let's build good role models in the world.

If children see adults - who they look up to - killing each other and badmouthing each other and generally being vile, what are those children going to do? Monkey see, monkey do.

If you want the world to be a better place, stop glorifying soldiers and war, stop saying racist things, stop sitting in that chair reading crappy newspapers, watching dreadful television and ranting about a nonexistent past that never existed. Nostalgia is a lie.

You only perceive things from a totally ignorant, hypocritical standpoint. Put yourself through a little hardship so that you might empathise with the refugees, starving and marginalised people, who grew your food and made the mass produced goods that allow you to sit idle in comfort, while all the atrocities in the world are perpetrated.

If you say I'm the hypocrite, you're wrong. I'm prepared to go to jail or be locked up in hospital in support of my views. I'm not a criminal, but I am prepared to rock a boat full of fat lazy hypocrites, even if I'm going to get wet myself.

I've come from nothing, so I've got nothing to lose. I don't have the fear that you have.

This is not about me. It's not about the UK. It's about the world's suffering people who we should be sad about, because we are all responsible.

If you have children, then don't tell the developing world to stop having babies.

If you feed your children, then pay more for your groceries so that the developing world's farmers can work their way out of poverty.

If you drive your children around in a car, or take them on holiday in an aeroplane, then you might as well just drown them now, as that's what you are doing to the world with uncontrolled release of greenhouse gasses.

If you send your children to school, then don't complain about the cost of school uniforms, books and tuition fees. Education is the route to family planning. It's a gift that should be shared, not just kept for the elite.

If you give your children a roof over their heads, then don't expect refugees to live in a tent. Or maybe you'd like to live in a tent so that a bigger family than yours can make better use of the world's limited resources?

If you think that I have no sense of perspective, it's you who is totally mistaken. I would happily live in a tent or a large hostel dorm again. I feel that the world I live in is sterile and far removed from reality. It doesn't sit easily with me. I'm way more unhappy than I've been in a long time. The rich-poor divide is something I find very hard to live with.

I'm easy to discredit: I've given away all the ammunition. The tried and trusted ways of rubbishing an opponent are openly on display, here in this blog, and I plan to give you even more sticks and stones, with which to break my bones.

I've been bullied and abused so much, I'm fairly impervious to personal attacks and below-belt blows now.

I have died a thousand deaths, and I fear not one more.

That is all.

Here is a picture of Frankie, who is a happy cat wherever in the world he finds himself, provided there are no guns or bombs (December 2007)

Tags: #politics #parents #childhood #depression #suicide #mentalhealth #frankie #homeless

This is a story about social engineering...

The first rule of bus stop club is: you don't talk about bus stop club. The second rule of bus stop club is: you don't talk about bus stop club. The third rule of bus stop club is: don't jump off the bus stop... it's quite high.

I work on the Customer Due Diligence project for HSBC. We are expected to do due diligence on 48 million customers in 61 countries worldwide. HSBC is not very good at due diligence, mainly because they won't listen to the experts.

When I was employed - as a disguised employee - by HSBC to work on the project, I was no fixed abode (homeless) and I was at the limit of my overdraft and credit cards. I had no income. I guess that technically made me bankrupt... except that it took me 4 days to get the job. That's a record... it normally takes me less.

When you are honest, hard working, dedicated, an expert, passionate and have integrity, you don't tend to have a lot of problems finding work. My main problem is finding anything that I'm interested in doing. Making the lives of 48 million customers a little better, and trying to save 245,000 jobs and create 13,000 new jobs is interesting to me. That's why I got up and went to the interview with HSBC.

So, this sounds super arrogant. Yes, sorry. There's absolutely no doubt that I'm only a very small cog in a very big machine. However, try buying a Rolex watch and removing one of the little cogs and see if it still works.

Teamwork is what gets stuff done, but every member of the team needs to be valued equally. Equality is important. Valuing people is important. Everything is awesome when we are part of a team. Everything is better when we stick together.

Here's me going to my interview... just opposite the bus stop where me and my other homeless friends hung out. I actually wasn't going to go... there were far more interesting projects at Meganews Corporation, Mega Credit Card, Mega TV Station, Mega Investment Bank(s), Mega Petroleum Company... London is not short of roles for software engineers. The agent convinced me to get up, have a shower, get dressed and go to the damn interview. I was glad that I did.

The way the whole system is set up with economic incentives, meant that rules were probably bent in terms of background checks. Nobody cared that my credit score was probably terrible - living on your credit card because society has abandoned you, is not great for your computer credit score. Nobody cared that I was no fixed abode (homeless) because the whole thing was arranged via email and mobile phone.

I guess this was an experiment in social mobility. I can tell you where all the 'gates' are that will prevent the 'wrong sort' of people from getting ahead. I did nothing illegal or fraudulent. I was just trying to get myself off the streets. I was just trying to move from surviving to thriving. I was barely surviving. I had countless hospital admissions in 2014 and 2015. Living on the streets and in hostels is hard.

Imagine being in a 14-bed dormitory with your one suit. Imagine how many people there are snoring in that room. Imagine how many people want to use the one bathroom in the morning. Imagine people knocking your ironed shirt off the bunk bed where it was hanging up, onto the dirty floor. Just put it in the washing machine, right? Oh... you share that washing machine with 120 people? Oh dear.

I used to go and sleep in Royal Kensington Park Gardens or on Hampstead Heath just to get some damn peaceful sleep. The sound of snoring and smell of sweaty bodies just gets too much to bear at times. Yes, sleeping under the stars and waking up to beautiful views like the one above is kinda sh1ts and giggles... when the weather permits.

Yes, you have to be very in tune with nature, with the weather and the seasons, if you want to survive. You also need some really high quality gear. The only reason why I was able to cope through a pretty rough patch is that I'm well trained and disciplined. I have the Dorset Expeditionary Society to thank for that.

I can live small and neat. Take only photographs, leave only footprints. Park rangers used to leave me alone because I would be camping out with nothing but respect for my environment and mindful of the fact that I'm just one of millions of Londoners using the incredible green spaces.

Fundamentally, we are animals. We are animals that need to sleep and eat. We need to be warm and feel comforted by the presence of each other... we are social animals after all. We were not supposed to be isolated in a concrete jungle, surrounded by glass and steel and right-angles that would never appear in a natural setting.

I am also seasonally affected. I think it's bad enough to say that it qualifies as Seasonal Affective Disorder (SAD). When the clocks go back and the days get shorter, I feel the need to hibernate. I get tired & depressed. Especially if my employer is not particularly supportive about me taking time out to top up the sunshine that I need to live. I'm literally solar powered... we all are.

Frankie the cat in his natural habitat. He loved his garden. So did I (June 2007)

Tags: #homeless #frankie #banking #career #london #computing #mentalhealth #hsbc

This is a story about human nature...

What kind of pose does one pull at the birthplace of Silicon Valley? Imitating the undead seemed somehow fitting. There is an incredibly powerful global brain drain at the moment.

Money does not trickle down, it concentrates in pools. If you want me to show you how to make a million dollars, give me 100 million and a year. I must be some sort of financial genius, right?

I'm alarmed by just how hard all the engineers are working, and how little of the reward they share. In fact, they are getting burnt out by an industry, which seems to care very little about the lives it's destroying. Get rich or die trying seems to be the order of the day. Very much more of the latter going on than the former.

Anybody who tells you that Americans don't understand irony is completely wrong. They not only understand it, but they play with it, and it's hilarious. The tongue-in-cheek humour I have had the pleasure of experiencing is delightful.

The entire world, including America, has been misled about the American Dream. Hollywood tells us we can all been rich and beautiful: take taxis, fly in jets, stay in 5-star hotels, have swimming pools, helicopters, speedboats and sports cars. We can't. There are far more people watching those movies and buying into that dream than the space available for helipads on the planet. It's a con.

Some of my super super smart engineer friends have even been taken in by the simplest con of all: getting somebody to do a load of hard work for you, while you pocket all the profits. It breaks my heart to find out just how diluted their shares are by the time they've built a valuable company for a bunch of Venture Capitalists.

However, my friends have gotten to scratch that "engineer's itch" and work with great people doing intersting stuff. I guess my remuneration is based on boredom and danger money for working in a tall building on an airport approach path, in a rather hated industry.

We used to talk about the 'golden handcuffs' at JPMorgan Chase & Co. We knew that what we were doing was completely insane, but we had big houses, kids in private schools and pretty wives with spending habits that were proportional to their good looks. We were locked into the system. We were prostitues and junkies.

However - as is always the case with human nature - people got greedy. They started getting young, idealistic and hard-working people to do more of the work for less of the pay. They even started getting massively underpaid Indians, straight out of University to to all the work for a tiny fraction of the pay. That doesn't work.

If you undervalue a person, they become a zombie. Zoned out.

If you wave a ridiculous cash reward under someone's nose, but chronically underpay them until they 'win' the prize that they can never seem to quite reach, they become burnt out.

Or they get really cheesed off with it all, and come back and kick your ass. The fact is, they've worked a lot harder than you, so they'll fight a lot harder too. They're probably smarter than you too, because they've had to be resourceful. Getting fattened by the labour of other people makes you lazy and soft.

Why people think that they deserve a big salary for forwarding emails is completely beyond any sensible comprehension. The laziness in middle management is incredible. Nobody can be bothered to do any typing. Nobody can be bothered to collate any figures, let alone do any math. Nobody seems to have any relevant knowledge or experience. They are just blundering fools.

So, I need to go back to London. The company that I'm officially contracted to at the moment desperately wants to terminate my contract but hasn't found an excuse to do it yet. I really wish they had the backbone to just do it so I could spend some more time with friends out here in California. I really could do with the money from the contract, and I really don't have any money to spend staying here, but I'm not being allowed to do anything approaching useful to help HSBC deliver the #1 project on time, on budget and to a decent quality.

"I told you so" is so completely useless. I just want to do a good job. My normal approach is to do the right thing, get in trouble for it, but then at least the problems are solved, things are delivered and the client is begrudgingly accepting of receiving exactly what was needed.

I can't be arsed with that anymore. Time for some honesty.

I'm actually completely exhausted by the relentless crappy compromises that are demanded by ass hats that result in death by a thousand cuts. Why do idiots feel they have to 'add value' by undermining the experts? Why do little hitlers feel that they are adding value by encroaching into people's lives? What I wear to work and when I turn up is none of your business if the work is getting done. Certainly my private life is completely off limits if you're not going to be sympathetic when I get sick.

I'm aware that people from work might read this, and I actually hope they really do. It's interesting to me to see how social media sourced data might be unethically used against me. Again, it's about a complete spinelessness in corporate culture. Why not just call me out... I've given so much to my job to try and get a late project back on time, and then when I needed a week out, I got accused of being "unreliable" and was told I was acting "cloak and dagger"... that's such utter horse sh1t.

Was I unreliable when I was amongst a handful of people who always got phoned every weekend? Was it cloak and dagger when I was working 7 days a week and clearly not sleeping because I was answering email around-the-clock? I couldn't possibly have concealed anything as I was forever in the eye of my team, and the client. No cloak, no dagger.

Frankly, you picked a fight with the wrong guy. I'm coming back to the UK, and I'm mighty p1ssed off... and you don't want to see me p1ssed off.

Here is an unrelated picture of Frankie the cat. I like the feel of grass under my feet. It calms me down (July 2012)

Tags: #banking #career #computing #frankie #mentalhealth

This is a story about reaching the limits...

We are about to enter a consumer debt crisis. Credit Crunch 2.0. How do I know this? Well, I don't see any joined-up-thinking in retail banking, but I do see all the signs of a bubble about to burst.

In Germany, there is a central system that tracks what money is owed between every company. When you raise an invoice, you enter it in the system, and that way, you can see who owes who, and how much. You can do something called netting where all the balances are totalled up and you can then see exactly who's in debt and who's in credit.

The Germans have got that spot on. We need to know where the bad debt is, so we can contain toxic companies that are trading recklessly.

We don't have anything similar for consumer debt.

The credit-scoring system is only useful when people are applying for more debt. When they get into a debt crisis, they only show up when they start defaulting on their loan repayments, get to the limit of their overdraft, can't make their credit card minimum payments, default on their mortgage etc. etc.

I worked in Debt Management in 2012 and I listened to many phonecalls with ordinary individuals who didn't do anything reckless, but got caught in a debt trap. They were encouraged by consumer lenders to take out more loans to cover the last loans, and then payday loans to cover the interest, and before you knew it BOOM they were as good as bankrupt.

Personally, I hadn't been in debt since the age of 19 or so. This is unusual. I paid the deposit on my house. I paid for my wedding. I paid for my cars. I paid for our holidays... all with cash I had personally saved. The only way that was possible for me to do this was with way above-average earnings. This would have been impossible for anybody who was earning average wages.

I didn't really know what it was like for an ordinary person, living on an ordinary wage, in an ordinary way.

There was a huge amount of interest in my Debt Management startup, when I tried to found it in 2013. People still email me about it today. People still remember. I only worked on it for a short amount of time before I was consumed by my own ordinary life event - a divorce - which tore my stable world apart.

I wanted to let out our house, so that we had steady rental income, and I was able to defer the stress of financially settling the divorce until I had re-established myself back in London. I begged my wife to allow me to secure my life before she rained fire and brimstone on my head. She undermined everything I tried to do to protect myself.

By the time 2014 started, I had managed to keep my finances ticking over with Bitcoin trading, but she had wrecked me. When the house sale money eventually came in, I was in no fit state to work. She had destroyed me. I could have sold the house in 6 weeks. She managed to drag it out to 6 months. It was fine for her, she was staying in Bournemouth and she had a job. I had to rebuild my entire life.

I had a huge cash pile, but I had been stress tested to the limit and beyond. I couldn't work. I had to go to hospital. I was a wreck.

So, I ended up spiralling downwards. I didn't borrow money, but you sure rip through it if you're unwell, living in London and trying to support yourself getting better. Especially if you can't afford to sit and wait for state support. It was a Catch 22. London is where friends and my work network are, but it's certainly not easy to get any help from over-stretched boroughs. I had to turn to the private sector. That cost me a lot of cash.

So, I don't really qualify for state support... that's right. Why should I take something which I could afford to pay for privately? Only I couldn't really afford it... I got well, but then I had no personal safety net any more.

I spent all my money keeping myself alive. I had yet to thrive. 

Other people are very good at spending my money. My ex totally forgot that I paid for everything. She felt entitled. My ex flatmate, John, went overbudget on a flat that he didn't pay a penny towards, and even took some of my furniture with him when he left. He felt entitled.

Why do people feel entitled to come and pick my pocket? I've got nothing left.

The banks have done very well out of me and I've defended them. I've not claimed my PPI that I'm entitled to. I've not frozen the interest on my loans and had unfair credit charges refunded to me. I could - in fact - just throw down my tools, and say sod this for a game of soldiers. I'm trying to prevent a domino-effect of systemic failure in the banking system, which would see bank runs and total carnage as the whole system deleverages in an extremely inelegant way.

I'm trying to help my masters avoid such a crisis, but I feel like ground zero at the moment.

I need to go to work tomorrow, but I can't. I'm not well. I have been stress tested to the limit, and it's broken me.

Poor Frankie lost his home, which was his castle. Look how relaxed and happy he was there in his lovely big bed (June 2008)

Tags: #divorce #mentalhealth #frankie #banking #career

This is a story about doing the right thing for the wrong reasons...

I had 3 options: hospital, suicide, support network. Thankfully, I still have the latter.

I really didn't fancy another inpatient hospital admission. I probably would have had to accept stronger psychiatric medication, as it's pretty clear that my life hangs by a thread. One rash, hot-headed decision and it could be snuffed out in the blink of an eye. Think that sounds melodramatic? Screw you.

If you think that people say that they're depressed and suicidal because they're attention seeking, you're wrong. If you want to understand suicide a little more, you should watch The Bridge, by Eric Steel. It will cost you £2.49 and 90 minutes of your life.

I watched The Bridge as an inpatient. My suicidal plans to take Potassium Cyanide, changed. I decided that jumping off the Golden Gate bridge would have much deeper personal meaning, seeing as I had to cancel a San Francisco trip because of my horrible divorce. If you're going to die, do it quick & clean, or do it in some meaningful way, right?

Does it seem irresponsible? Well, actually I took out life insurance that covers suicide, that will leave a small legacy for my sister and my niece. I'm sure they'd rather have their brother/uncle, but suicide isn't really a choice but instead it's a reaction to unmanageable factors out of the control of that suffering individual.

So, instead of going back to hospital and being put in a chemical straightjacket, I made a video explaining what I was going to do and why. Then I booked a flight to San Francisco, packed a bag and headed to the airport. I was a man on a mission, but also a man on fire.

My friends have been scattered fairly far & wide. My friend John came back from Australia relatively recently, but we have been out of contact for years & years, and I struggled to support him - paying his rent and wages - when my need was very much vice-versa. We fell out when I grew impatient with his adoration of TV rather than job-hunting.

My friend Dave lives near Bristol. I would love to spend more time with him, but it's away from my work in London. That was one of the problems that was a coffin nail in our startup: Hubflow. I'm super grateful that Dave is such a great guy that he forgave me for becoming a complete sociopathic a**ehole as the pressure and stress of it all became too much, when I was CEO, and that we still seem to have a good friendship.

My friend Tim lives in Bournemouth. I really want to avoid that place. Bad memories linked to my divorce and startup failure. London is home. I like London.

My parents and a few old friends live in Oxford. I was dragged there against my will, and then my ex cheated on me, while I was temporarily evicted from my home. Bad memories. It's not my life... I live in London, not Oxford.

My sister and my friend MG live in Nottingham. I'd like to give it a go, but I haven't let London run its course yet. I will probably try and have a little pied-à-terre up there soon, so I have a base nearby my sister at a way lower cost than London. It's good to have an escape plan in case sh1t goes bad. Don't have one at the moment... hence suicidal thoughts.

I really want to get up to the North-East of England to see my friends Andy and Jim. It's a strange land for me though... I've been to the USA more times than I have been in the North of England, in my adult life.

So, when I booked my flights to California, USA, I knew that I was at least going somewhere with relative familiarity, even if that familiarity comes only from the movies I have watched and technology companies (Apple, Google, Oracle, Facebook etc. etc.) that I worship.

Also, I knew that there might be a chance to see long-lost friends, Ben & Jakub, who are business founders in Silicon Valley. Now, I feel very very embarrassed about the way I have conducted myself while things have not been going very well. I feel most embarrassed of all in front of these role models of mine, who have handled the same pressure and stresses. They have done it without vindictively and publicly blaming their shortcomings on their ex and/or parents.

Embarrassment drove me into my shell, made me withdraw. I didn't want the London Kitesurfers and my Cambridge peers from the Springboard Program to see me - an enthusiastic, happy-go-lucky, extroverted, capable and entertaining guy - so subdued by unhappiness in a destructive relationship. 

I stopped talking to my friends.

That was nearly fatal. Social media is the reason why I have maintained a toe-hold in life. Friends have reached out to me, when I'm clearly fumbling around without a bloody clue as to what the heck is happening to me, except that I'm loosing my grip on my will to live. That's made the difference. That's why I didn't chuck myself off the Golden Gate Bridge.

Thanks.

Jakub lent me the Apiry.io bike so I could cycle to Marin County, across the Golden Gate Bridge. Another thing ticked off the bucket list (Friday 30th October, 24 hours after making the video)

Tags: #suicide #depression #bipolar #startup #entrepreneur #parents #childhood #oxford #london #media #mentalhealth #friends

This is a story about the rise and rise of mental illness...

I used to be a Sea Scout. The motto of the Scouts is "Be Prepared".

When I suspected that I was becoming mentally unwell, I read every book, website, academic paper and journal that I could find that I felt related to my mental health and its potential treatment. I educated myself.

I'm an educated patient. Because I'm an educated patient, I avoided being medicated with a Selective Serotonin Re-uptake Inhibitor (SSRI) which would have caused greater mood instability than I was already suffering with.

SSRIs are also linked to emotional blunting and the destruction of the sex lives and relationships of many couples. My relationship was already on the rocks, hence going to the doctor to see if there were some magic beans or a silver bullet, that could cure my ills.

Fundamentally, I believe that some mental health issues are risk not destiny. There don't seem to be any genes that are clearly faulty in individuals who suffer from Unipolar Depression and Bipolar Disorder. They are complex spectrum disorders. Some people are really dysfunctional when they are unwell, and others find ways of coping, sometimes to the point that people around them don't even know they are suffering.

However, out of desperation, I have tried the following medications, prescribed to me:

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Mirtazepine

This was well tolerated (no nasty side effects that made me want to stop taking it). It certainly seemed to reduce my stress levels and get some sleep. I think I might have rebounded though and started to go hypomanic fairly quickly.

Quetiapine

Unless you like weight gain, constipation, dry mouth and feeling like a drugged zombie for the few hours that you are awake, before your next dose knocks you out and you start the whole miserable 24 hour cycle all over again... I can't say this medication gives much quality of life beyond dribbling at daytime TV.

Aripiprazole

This is useful to see if your head is held straight. If your head is leaning to the left, then you will dribble out of the left side of your mouth. If your head is leaning to the right, then you will dribble out of the right side of your mouth. If you are holding your head perfectly straight, then you will dribble out of both sides of your mouth.

Lithium

This is hardcore. You need to have regular blood tests. It will shorten your life. Avoid if you can tolerate other meds or manage without.

Sodium Valproate & Depakote

Do you plan on working again? In an office? 9 to 5? Not really compatible with going back to work full time. If you're not completely manic (psychotic) then best avoided.

Lamotrogine

Just takes so damn long to get up to a therapeutic dose, you go through another hypomanic episode, decide that you're fine, and then stop taking your medication anyway. It's pretty subtle. Apparently it improves REM sleep. I dream a lot anyway. My sleep quality is more a function of good sleep hygiene.

Olanzapine

Fast acting. Good to calm you down if you're having an unmanageable moment. Makes you sleepy though... couldn't really work 9 to 5 on it.

Bupropion

Fast acting. Incredible antidepressant. It did give me a panic attack once though. Also stokes my hypomania pretty bad. Although it's a nicotinergic agonist, it actually shares many characteristics of stimulants like caffeine and amphetamine. Makes you pretty horny. Helps you quit smoking too (I don't smoke though).

Diazepam

Mother's little helpers (Valium). This powerful long-acting GABA agonist is an amazing anxiolytic. You could literally stand in the middle of a highway and not give a sh1t about the cars whizzing past you at 70mph. Super addictive. Horrible to taper off.

-----

Fundamentally, do any of these medications work? Well, I can vouch for Bupropion, Olanzapine, Mirtazepine and Diazepam for their short term efficacy. However, the body soon gets used to the effects and builds tolerance, which means you forever need to increase the dose to get the same therapeutic effect... welcome to homestasis, b1tches!

In my anecdotal experience, it's better to tough out the storm and not mess with the ridiculously complex organ that is a brain. When the psychopharmacologists imagined how Prozac (Fluoxetine) was having its antidepressant effect they expected to see higher serotonin levels in spinal fluids. They told the world that depressed people had "low serotonin". They just guessed and they guessed wrong.

Type I Bi-Polar Disorder was also known as Manic Depression. This is a serious illness that requires serious treatment. It's not my place to comment on whether medication plays a part in that. I'm no expert on Type I BPD.

Type II Bipolar means that you have hypomanic episodes, not fully blown mania. That means risk taking, spending money, hypersexuality, racing thoughts and pressured speech... amongst other symptoms, such as reduced need for sleep & food, and intolerance of slow-witted fools.

I'm Type II. I think it's a very important distinction. If I can control my mood disorder with good diet, good routine, good sleep and abstinence from alcohol & drugs (including prescribed drugs) then my brain has the best possible chance of finding homeostasis.

If I can remove unnecessary stress in my life, caused by complete ass-hats, and I'm empowered to just get the f**k on with my life, then my symptoms will abate. It's as simple as that.

This was the first time that Frankie had ever seen snow. His brain adapted to the change in environment (December 2010)

Tags: #bipolar #mentalhealth #depression #suicide #sex #drugs #frankie