This is a story about a split personality...

This is 1 Churchill Place and this is Nick: the schoolboy who leads an exciting double life. For when Nick eats a banana, an amazing transformation takes place. Nick is BANANAMAN, ever alert for the call to action.

I'm not actually Bananaman, but I do eat porridge and a banana every morning. I'm also ever alert for the call to action. I wasn't born to follow.

In Silicon Valley, and with the top people in banks, there is an arms race. But it's not with weapons, it's with smart people. If you let good people go to your competitors, they will beat you. It's that simple. High performance teams make stuff happen.

There's no point in being part of a race to the bottom. I was really impressed by the way that Barclays have embraced the modern software development paradigm. They hired bright young people and allowed them to get on and make some damn high quality software. They let them run their projects with a risk-based approach and using Agile best practices.

I got a bit cross with a couple of people at Barclays, who were straddling the line. They were neither demanding quality and an old-school attention to detail, nor were they very talented or quick. However, the bulk of the developers were amazing and a pleasure to work with. There is always dead wood in any organisation. The problem comes when somebody gets promoted to a position of incompetency.

There's no sense in bluffing your way into a role you can't handle. If your skills aren't up to it, you can't handle the pressure or you just don't have relevant experience, stay away... you're just going to land you, your team and your company in trouble. I've never stepped away from a role in a particularly elegant way, but I haven't dug myself a hole either. I hate people who make themselves into a key man dependency when they're incompetent.

Fail fast. Move fast and break things. There's no sense in spending years and years doing something you're not very good at. I hate the way that we all need to push for promotions in order to get a pay rise and not be on the breadline, but people end up being promoted to positions they're hopelessly unqualified for, because all they're good at doing is kissing ass to clamber up the greasy pole.

Yes, if I had an hour to do some actual work or an hour to make myself more indispensable, or improve my promotion prospects, you can guess which one I'm more economically incentivised to do.

The way that corporations are run encourages people to delegate the things that they're supposed to do, and concentrate on things that only further their personal objectives, which are in direct conflict with the organisational needs. The most junior team members do all the work, while their managers concentrate on making themselves look good, and scrapping over the few promotions.

This adversarial system is flawed from the outset.

Look at how compliant these suit wearing office workers are, patiently queuing to get on a packed tube train to take them back to their miserable tiny home that they hardly spend any time in. They spend all their time pushing paper around in order to service the mortgage, which is a millstone around their neck.

God forbid that you end up procreating. Then your nuts really are in the vice. You will be having to sprint along on that treadmill to service all your debt, working to worship angry bawling midgets that are hungry and have relentless needs for clothes that they will soon outgrow or be ruined by this decadent practice of 'playing'. Ha! F**k those little sh1ts! They get to 'play' all day... how nice for them. Bastards.

Well, there's a way to punish those little sh1ts for being born. Yes, they should have a taste of what it's like to have not kept your cock in your trousers. Yes, they should be forced to go to an office like environment. No play for them. I have to sit at a desk all day, bored out of my mind, so the fruit of my loins has to too.

That'll teach the kids for being so stupid as to give birth to themselves, without a care in the world for how they're going to pay the mortgage, dress themselves or feed themselves. There's a rumour that babies can't even forage for food or kill an antelope. Who the hell do this race of midgets think they are? Arrogantly expecting to be wheeled around in carriages, and getting to gorge themselves on milk swelled breasts all day. That looks like a jolly nice life to me. I don't get to suckle on any breasts at all in the office. Yes, I was sacked last time I did that.

I'm rather patiently waiting for the day that I'm big enough to go to school. Mummy says that when I'm all grown up I will get to go and study with the other children. I will get to read books all day, and write poems and sh1t. Yes, that sounds like good fun. I would like to do that all day. At the moment all I do is follow grown ups around and get told off when they make mistakes. I do tests that they know the answers to, but they don't like my answers.

I see that the grown ups like to drink coffee and alcohol. I'm too young to have those things, but they look like a lot of fun. I would like to have those things. It looks like the coffee allows you to concentrate on doing your job, rather than having to deal with the existential angst of executing pointless tasks. It looks like the alcohol allows you to deal with the anxiety of never quite being able to break free from a system that is engineered to break the will of the sheep-like people, and force them into a system of meek compliance.

Yes, I think I will like it when I become a student, and I will get to lie around drinking booze and coffee, and pontificating about life the universe and everything. Reading books and writing is a lot more fun than being told what to do by grown ups. Mummy says I'm smart so I deserve to get to sit around and be complemented for coming up with the same answers to questions as the grown ups.

I can see now that the master plan is working very well. I can see now that studying history, politics and having mastery of the English language, has led us to this point of great enlightenment. Yes, I can see how amazing society has become since we started getting everybody to read the same books and work in the same offices doing the same kinds of things. I can see now that this kind of groupthink has been a very successful experiment. Life is so amazing now.

I'm so disappointed that I didn't come up with the very clever idea of studying other people's mistakes in order to be able to be an expert on mistakes. I'm clearly not very clever, because I'm not very good at making mistakes. Except the mistake of accidentally doing successful stuff. Yes, I should be like the grown ups who study mistakes and then copy them. I'm not very good at following their example. I'm not a very good student of failure.

I stupidly keep building stuff that works. I stupidly keep making a profit. I stupidly keep succeeding. How silly of me. Yes, that's clearly not the way the world works. We need to have failure. We need to have fighting. We need to have war. Success is not an option in the modern, enlightened world.

Let's not listen to the successful people who are proven and are making things work without violence and conflict. No, let's glorify the bullies and the warmongers instead. We should definitely have a society run by failures, run by those who can't make things work, harbour ideas of violence and vengeance to compensate for their inadequacies. Those are the kinds of leaders I want.

I see now that we are choosing just the very kinds of leaders that we really need. The kinds of people who want to go into positions of authority, responsibility... they are invariably the kinds who are not on a total ego-trip and grinding an axe, have a chip on their shoulder. They definitely don't have micropenises and some kind of small-man syndrome.

Yes, all the warmongering. Getting your willies out, I mean getting your guns out. Yes, it's very macho. It's definitely not overcompensation for your inadequacies. I'm definitely full of much more admiration for leaders who advocate violence. I'm definitely in favour of a global society based on bashing each other over the head with clubs. I'm definitely not in favour of diplomacy and peace. War is the answer, but I've been too stupid to see it before.

How foolish of me not to see the brilliance in the idea that we can all have pointy sticks and we can just attack each other and take whatever we want. I'm really looking forward to living in a cave again and foraging for nuts and berries and trying not to be eaten by a tiger. It sounds a lot more exciting than working in an office.

Yes, working in an office is pretty boring. I'd much rather be bullying somebody with my pointy stick. Especially if I have a pointy stick but they don't. Yes if I get to poke them with my pointy stick with no fear them being able to poke me back, because I'm the only one with a pointy stick, then I'll feel like the king of the world, which is the whole reason for the existence of the Earth and humanity, right? The whole reason the entire planet and the human race was created was as a massive entertainment system for me, right? I'm entitled to go out poking whoever I want with my pointy stick because it's fun.

The whole reason the world exists is so that I can have fun. It's a playground, and I'm allowed to play. I'm bored in my job and I want the attention of the other children and I like playing games, so I'm going to sharpen a stick and go and poke the most vulnerable weak person I can find. That will make me feel good.

I have no words to describe just how boring it is moving money around for pointy stick manufacturers. I have no words to describe just how boring it is never getting to play with those pointy sticks. I have no words to describe just how boring it is to never get to poke anybody with a pointy stick.

I've studied the history of poking people with pointy sticks and it sounds like a lot of fun. There's a lot of hope & glory in poking people with pointy sticks. It sounds like a barrel of laughs. It sounds like a game of soldiers.

So what the hell am I doing flying a desk when I could be flying a drone. I'm good with computers. I used to like computer games. Poking people with pointy sticks makes you feel better about yourself. What's not to like? I think I've found my perfect career.

It must take a lot of bravery to sit behind a screen, pressing buttons, in the full knowledge that the remote system that you are controlling that is poking people with pointy sticks, completely protects you from any physical pain or risk of injury or death. Yes, that's a really brave thing, I think, to sit playing war games on a computer.

Whether the people being poked by your pointy stick are real or they're simulated, that doesn't really matter. It's just that the graphics are probably more realistic in the simulator. I like the way the heads explode when you shoot them in the simulator. I don't like the physics of reality. They say that the simulated people don't even have families. Where's the fun in killing some computer simulated person who doesn't even have a family?

It gets boring after a while, killing simulated people. Time to drop some real bombs. The physics in reality isn't as good, but at least you're killing real people with real families. At least there is real human suffering. We haven't figured out how to simulate human suffering yet, or maybe nobody is particularly interested in experiencing simulated human suffering. Maybe there's no money in simulated human suffering. Maybe there is only money in real human suffering, for the manufacturers of pointy sticks.

That is all.

Frankie is well trained. Look at him doing his filing. It's a File-o-Frank (April 2007)

Tags: #frankie #politics #computing #banking #career #london

This is a story about ethics...

The difference between a white hat hacker and a black hat hacker is that the former is ethical and the latter is not. A black hat is out for fame or personal gain.

I signed the Official Secrets Act when I was 17, which means that I can't tell you that I hacked British Aerospace's servers when I was 18 and released details of everybody's salaries, as a protest about wage inequality. They covered it up anyway, but you can never stop loose tongues wagging, and I wound up on a watch list at GCHQ. Oops.

I did something similar at Barclays. Again, people tried to cover it up. If you try and cover up an ethical hacker's work, you normally end up in trouble yourself. Just be ethical yourself... nothing to hide, nothing to fear.

I've had the opportunity to defraud my employers out of millions of dollars and be living on a beautiful coral sand island, safe from extradition provided I never set foot back in Europe or North America. At JPMorgan, I knew about a rounding error with Derivative settlements and I knew that our reconciliations weren't picking it up. There were literally billions that were missing and nobody knew except for a handful of programmers.

I'm not a bank robber. I'm trying to help the banks.

At a security briefing for a higher level of clearance, with DERA (Defence Evaluation and Research Agency, which is now QinetiQ) I was told to mistrust attractive women, Chinese people... I was told these people were probably spies. Lolz.

I decided that I didn't like working for the defence industry. They've got dirt on me. They have photos of me sleeping with my male boss. I was only 18, like I said... it was too easy for them to do something like that. Like taking candy from a baby.

I worked on two software systems that were linked with a fibre-optic cable and used quantum entanglement to verify that there was no man-in-the-middle snooping attack going on. That's paranoid, considering that I worked on a military site guarded by Marines with guns, and my car was searched every day.

So, if I seem a little paranoid, it's because I've been trained to be.

I've stood above the working nuclear reactor on Swiftsure and Trafalgar class submarines, and peered into the core and seen the Cherenkov radiation. I've seen the propulsion units that no civilian is supposed to see. These are hunter-killer machines that run seriously quiet.

I know things that I'm not supposed to know. Oops.

So... please leave me be. I'm just trying to do the right thing. I'm trying to be more grown up and consider the wider ramifications of everything I do, but sometimes I feel like nobody wants to act ethically.

Look at the vast number of refugees fleeing wars. Look at the vast number of families who are financially struggling. Their need is greater.

That is all.

Tags: #career #computing #privacy #politics #hacking #civildisobedience

This is a story about social engineering...

The first rule of bus stop club is: you don't talk about bus stop club. The second rule of bus stop club is: you don't talk about bus stop club. The third rule of bus stop club is: don't jump off the bus stop... it's quite high.

I work on the Customer Due Diligence project for HSBC. We are expected to do due diligence on 48 million customers in 61 countries worldwide. HSBC is not very good at due diligence, mainly because they won't listen to the experts.

When I was employed - as a disguised employee - by HSBC to work on the project, I was no fixed abode (homeless) and I was at the limit of my overdraft and credit cards. I had no income. I guess that technically made me bankrupt... except that it took me 4 days to get the job. That's a record... it normally takes me less.

When you are honest, hard working, dedicated, an expert, passionate and have integrity, you don't tend to have a lot of problems finding work. My main problem is finding anything that I'm interested in doing. Making the lives of 48 million customers a little better, and trying to save 245,000 jobs and create 13,000 new jobs is interesting to me. That's why I got up and went to the interview with HSBC.

So, this sounds super arrogant. Yes, sorry. There's absolutely no doubt that I'm only a very small cog in a very big machine. However, try buying a Rolex watch and removing one of the little cogs and see if it still works.

Teamwork is what gets stuff done, but every member of the team needs to be valued equally. Equality is important. Valuing people is important. Everything is awesome when we are part of a team. Everything is better when we stick together.

Here's me going to my interview... just opposite the bus stop where me and my other homeless friends hung out. I actually wasn't going to go... there were far more interesting projects at Meganews Corporation, Mega Credit Card, Mega TV Station, Mega Investment Bank(s), Mega Petroleum Company... London is not short of roles for software engineers. The agent convinced me to get up, have a shower, get dressed and go to the damn interview. I was glad that I did.

The way the whole system is set up with economic incentives, meant that rules were probably bent in terms of background checks. Nobody cared that my credit score was probably terrible - living on your credit card because society has abandoned you, is not great for your computer credit score. Nobody cared that I was no fixed abode (homeless) because the whole thing was arranged via email and mobile phone.

I guess this was an experiment in social mobility. I can tell you where all the 'gates' are that will prevent the 'wrong sort' of people from getting ahead. I did nothing illegal or fraudulent. I was just trying to get myself off the streets. I was just trying to move from surviving to thriving. I was barely surviving. I had countless hospital admissions in 2014 and 2015. Living on the streets and in hostels is hard.

Imagine being in a 14-bed dormitory with your one suit. Imagine how many people there are snoring in that room. Imagine how many people want to use the one bathroom in the morning. Imagine people knocking your ironed shirt off the bunk bed where it was hanging up, onto the dirty floor. Just put it in the washing machine, right? Oh... you share that washing machine with 120 people? Oh dear.

I used to go and sleep in Royal Kensington Park Gardens or on Hampstead Heath just to get some damn peaceful sleep. The sound of snoring and smell of sweaty bodies just gets too much to bear at times. Yes, sleeping under the stars and waking up to beautiful views like the one above is kinda sh1ts and giggles... when the weather permits.

Yes, you have to be very in tune with nature, with the weather and the seasons, if you want to survive. You also need some really high quality gear. The only reason why I was able to cope through a pretty rough patch is that I'm well trained and disciplined. I have the Dorset Expeditionary Society to thank for that.

I can live small and neat. Take only photographs, leave only footprints. Park rangers used to leave me alone because I would be camping out with nothing but respect for my environment and mindful of the fact that I'm just one of millions of Londoners using the incredible green spaces.

Fundamentally, we are animals. We are animals that need to sleep and eat. We need to be warm and feel comforted by the presence of each other... we are social animals after all. We were not supposed to be isolated in a concrete jungle, surrounded by glass and steel and right-angles that would never appear in a natural setting.

I am also seasonally affected. I think it's bad enough to say that it qualifies as Seasonal Affective Disorder (SAD). When the clocks go back and the days get shorter, I feel the need to hibernate. I get tired & depressed. Especially if my employer is not particularly supportive about me taking time out to top up the sunshine that I need to live. I'm literally solar powered... we all are.

Frankie the cat in his natural habitat. He loved his garden. So did I (June 2007)

Tags: #homeless #frankie #banking #career #london #computing #mentalhealth #hsbc

This is a story about human nature...

What kind of pose does one pull at the birthplace of Silicon Valley? Imitating the undead seemed somehow fitting. There is an incredibly powerful global brain drain at the moment.

Money does not trickle down, it concentrates in pools. If you want me to show you how to make a million dollars, give me 100 million and a year. I must be some sort of financial genius, right?

I'm alarmed by just how hard all the engineers are working, and how little of the reward they share. In fact, they are getting burnt out by an industry, which seems to care very little about the lives it's destroying. Get rich or die trying seems to be the order of the day. Very much more of the latter going on than the former.

Anybody who tells you that Americans don't understand irony is completely wrong. They not only understand it, but they play with it, and it's hilarious. The tongue-in-cheek humour I have had the pleasure of experiencing is delightful.

The entire world, including America, has been misled about the American Dream. Hollywood tells us we can all been rich and beautiful: take taxis, fly in jets, stay in 5-star hotels, have swimming pools, helicopters, speedboats and sports cars. We can't. There are far more people watching those movies and buying into that dream than the space available for helipads on the planet. It's a con.

Some of my super super smart engineer friends have even been taken in by the simplest con of all: getting somebody to do a load of hard work for you, while you pocket all the profits. It breaks my heart to find out just how diluted their shares are by the time they've built a valuable company for a bunch of Venture Capitalists.

However, my friends have gotten to scratch that "engineer's itch" and work with great people doing intersting stuff. I guess my remuneration is based on boredom and danger money for working in a tall building on an airport approach path, in a rather hated industry.

We used to talk about the 'golden handcuffs' at JPMorgan Chase & Co. We knew that what we were doing was completely insane, but we had big houses, kids in private schools and pretty wives with spending habits that were proportional to their good looks. We were locked into the system. We were prostitues and junkies.

However - as is always the case with human nature - people got greedy. They started getting young, idealistic and hard-working people to do more of the work for less of the pay. They even started getting massively underpaid Indians, straight out of University to to all the work for a tiny fraction of the pay. That doesn't work.

If you undervalue a person, they become a zombie. Zoned out.

If you wave a ridiculous cash reward under someone's nose, but chronically underpay them until they 'win' the prize that they can never seem to quite reach, they become burnt out.

Or they get really cheesed off with it all, and come back and kick your ass. The fact is, they've worked a lot harder than you, so they'll fight a lot harder too. They're probably smarter than you too, because they've had to be resourceful. Getting fattened by the labour of other people makes you lazy and soft.

Why people think that they deserve a big salary for forwarding emails is completely beyond any sensible comprehension. The laziness in middle management is incredible. Nobody can be bothered to do any typing. Nobody can be bothered to collate any figures, let alone do any math. Nobody seems to have any relevant knowledge or experience. They are just blundering fools.

So, I need to go back to London. The company that I'm officially contracted to at the moment desperately wants to terminate my contract but hasn't found an excuse to do it yet. I really wish they had the backbone to just do it so I could spend some more time with friends out here in California. I really could do with the money from the contract, and I really don't have any money to spend staying here, but I'm not being allowed to do anything approaching useful to help HSBC deliver the #1 project on time, on budget and to a decent quality.

"I told you so" is so completely useless. I just want to do a good job. My normal approach is to do the right thing, get in trouble for it, but then at least the problems are solved, things are delivered and the client is begrudgingly accepting of receiving exactly what was needed.

I can't be arsed with that anymore. Time for some honesty.

I'm actually completely exhausted by the relentless crappy compromises that are demanded by ass hats that result in death by a thousand cuts. Why do idiots feel they have to 'add value' by undermining the experts? Why do little hitlers feel that they are adding value by encroaching into people's lives? What I wear to work and when I turn up is none of your business if the work is getting done. Certainly my private life is completely off limits if you're not going to be sympathetic when I get sick.

I'm aware that people from work might read this, and I actually hope they really do. It's interesting to me to see how social media sourced data might be unethically used against me. Again, it's about a complete spinelessness in corporate culture. Why not just call me out... I've given so much to my job to try and get a late project back on time, and then when I needed a week out, I got accused of being "unreliable" and was told I was acting "cloak and dagger"... that's such utter horse sh1t.

Was I unreliable when I was amongst a handful of people who always got phoned every weekend? Was it cloak and dagger when I was working 7 days a week and clearly not sleeping because I was answering email around-the-clock? I couldn't possibly have concealed anything as I was forever in the eye of my team, and the client. No cloak, no dagger.

Frankly, you picked a fight with the wrong guy. I'm coming back to the UK, and I'm mighty p1ssed off... and you don't want to see me p1ssed off.

Here is an unrelated picture of Frankie the cat. I like the feel of grass under my feet. It calms me down (July 2012)

Tags: #banking #career #computing #frankie #mentalhealth

This is a story of imitation...

I pitched the Cambridge Angels in flip flops. They didn't like this very much. It was a hot day in June though, so I thought it was appropriate. Perhaps I was a little over-inspired by The Social Network, but at least I wasn't wearing my dressing gown.

I also structured my company, so that my shares would be less diluted when the company received investment.

I was even so paranoid about anybody wrestling control of my company away from me, that when I wrote and signed a vesting agreement for my co-founder in a pub, on a napkin, during the first weeks of the Springboard Accelerator Program, in Cambridge, I deliberately held the pen upside down for the photo. Plausible deniability.

Anyway, so Hubflow is winding down operations, and that means I failed as CEO, despite the fact I stepped down a few years ago. Of course I wanted to give all my investors a big payday, so put a black mark against my name.

People should remember that I always had one eye on the sales pipeline and another eye on the bills, taxes, and wages. I would never bankrupt a company. However, it's all credit to my co-founder for getting things in order when I became unwell.

It's tough at the top, and I have nothing but respect for anybody who is in a CxO position. I'm not after anybody's job... I know how much of a kicking the executives get from investors, customers, and the sleepless nights thinking about everybody who is depending on them.

I'm also not so naïve as to believe that I should be telling anybody how to build a successful startup yet. I learned loads on the Springboard program, but those lessons have yet to express themselves in a useful and productive way for everybody who invested time & energy in me.

I'm wrestling with an unquenchable desire to research and develop stuff, to innovate, to explore ideas. I know that I can deliver a project as a solo founder, or build something from day one with the right co-founder(s). Bringing people in later in the life of a startup, is very difficult.

I also know that I can be a developer, or I can be a startup founder...  not both. Sure, I can write code, I can fix bugs, but the demands on a founder are so great that it's impossible to do the development as well. I was writing and maintaining code for the iPhone, iPad, Android, BlackBerry, Windows Phone, web application, maintaining the database, doing sysadmin, operational support... it was too much, on top of raising money, meeting customers, pitching and meeting mentors.

On the Springboard Program, Jon and Jess did a great job of supporting the founders. I know that Jon also went by far the extra mile for the teams that were dealing with issues, and the safety net that was there for me could not be faulted. I had bitten off more than I could chew.

I was always torn between raising any kind of investment round (friends & family, seed) or bootstrapping. I also was conflicted about bringing anybody into my startup, except hired help. I didn't trust anybody. I also couldn't let go of control and empower anybody to help me.

When you are bootstrapping, you don't have any money. For anything. Making rent payments, wages, expenses... everything comes down to one thing and one thing only: how much runway have you got left for your burn rate? You run lean, but you also run stressed. That's not an excuse for me not being a team player though. Hubflow probably could have been a bigger success if I had learned the importance of Team, as well as Traction and Technology.

You live, you learn.

Photographic evidence that I did make people laugh as well as cry. I think we had great times in Cambridge. I know I did (May 2011)

Tags: #startup #entrepreneur #university #career #leadership #computing #apple

This is a story of a red flag that gets raised before disaster strikes...

Why does a person sink? Why do they get swamped? Why do they collapse inwards, under the gravity of their own infinite stress, sadness, blackness? Why do they implode in a spectacular supernova? Can we ever understand and relate to depression so deep that it would drive a person to take their own life? Can we make a difference? Can we empathise, help and ever rehabilitate somebody who has the clinical diagnosis of depression, without pills and a padded cell?

From my personal point of view, I have always felt that making a mistake leaves a dark stain on me, a black mark. People seem to have a very long memory for the mistakes I have made, and enjoy bringing up things that embarrass and upset me. In my career, the people who I need to impress and to promote me are always very keen to know about my weaknesses and flaws, seemingly as an excuse that I should "know my place" and not challenge the status quo.

The world has organised itself into a Pyramid Scheme, where there are a handful of unbelievably filthy rich oligarchs, sheikhs, kings, queens and emperors and other scum, who sit in their palaces, while their people starve in squalor. The trickle-down effect is a lie, spun by the courtiers, the sycophants in the entourage of the super-rich.

This wealth-worship has created a totally fake society, where newspapers, TV and the media, exists only to tell the proletariat that they are 'special' and 'unique' while at the same time, getting them to buy mass produced products from factories in China.

The best example of which is Apple and Beats by Dr Dre. There is a standard line amongst the creative community, that only a MacBook will suffice, as a the workhorse for the output of recording artists, graphic designers, web developers and startup founders. This is backed with the celebrity endorsement of footballers, who are seen arriving at matches wearing their 'individual' choice of a pair of overpriced Beats headphones.

I have always said that it's the software packages that are important, not the Operating System (OS) or the hardware, provided that both of those things are adequately up to specification to run the software. It's true that Apple stuff "just works" but anybody who foolishly accepts a new software release too early also finds that Apple do a lot of their testing by relying totally on the loyalty of their Fanboys.

I have mixed feelings about the largest consumer electronics company in the world. I think they are more anticompetitive than Microsoft ever was in their heyday. When IBM's BIOS (Basic Input-Output System) was reverse engineered, which started the boom of IBM Personal Computer Compatible grey clones. This, along with Microsoft Disk Operating System (DOS) launched the home computer from the realm of labcoat wearing boffins, into the ubiquitous Internet-of-Things existance, where my car and my washing machine have an Application Programming Interface (API). This has been Bill Gates' vision for as long as I can remember.

I have always been fairly platform agnostic. I tend to go with whatever works, and ignore the marketing rhetoric and hyperbole.

That takes a lot of work and bravery, because at some point, people start to have vested interests. There are billions of dollars at stake in the tech industry. Apple majicked (sic.) a billion dollar App industry into existence more or less overnight. Who would have thought that paying 59 British pence for stupid little time-filling games (the developer used to keep 36 pence of that) would be so lucrative?

It also seems to take a lot of bravery to stick around and re-invest your cash in something worthy or pay the tax, because Apple seem to have precipitated a brain drain in the developed nations. I know far too many wealthy people who are hiding in tax havens, due to fear and greed. Why run away to South East Asia, taking your cash pile with you? What was wrong with paying tax or investing in somebody or something? What are you afraid of?

Perhaps I have little appreciation of risk? What's the worst that's going to happen to me though? The Conservative government will support me as a successful entrepreneur who invests in people, ideas, research & development. The Labour government will support me as a socialist who pays his taxes and does not try to evade them, recognising that the National Health Service, high quality schools and colleges, roads, libraries, street lighting, policing, fire service, trash collection, civic ameneties, community events, social services and the broad and rich spectrum of life in the United Kingdom is truly a model that every nation should aspire to emulate.

Feel the fear and do it anyway (Y2K)

Tags: #apple #computing #career #NHS #politics

This is a story of ambiguity and interpretation...

Does anybody remember the computer game Lemmings? It was probably one of the most influential games of my childhood. The Psygnosis development house was also responsible for Shadow of the Beast; and even today that game remains a piece of great artwork, which spans the visual and auditory mediums. Wot I mean iz the graffix and music is pure brilliant too, innit!

So what's that got to do with a rather camp picture of me from 2006? You tell me, Einstein.

Tags: #computing #LGBT #computergames #sailing

This is a story of a noncompetitive person who became a winner...

In September 2008 I won the Poole Animal Windfest. I then got into a waiting taxi and flew to India to work with my team on the DTCC project for JPMorgan. I didn't even have time to collect my prize or wash off the salt from my skin.

I didn't even realise I had won. When I reached the shore, I had travelled far downwind from the spectators, and it wasn't until I dragged my board and kite back up the beach and started to pack up that people said I had won the final heat

That year, I wrote a software testing framework called Message Oriented Testing (MOT... a pun on the UK's certificate of roadworthiness test for cars and other motor vehicles) as well as designing and leading the coding of the confirmations engine for Credit Default Swaps, that would work with the Depository Trust and Clearing Corporation's API and the Financial Products Markup Language.

This test-driven approach delivered the project on time, despite me having to do it with completely inexperienced offshore resources, and the low number of defects left my bosses gobsmacked. I didn't realise any of this until somebody told me this a long time afterwards.

The truth is though, that was the last good code I wrote, and even that was a bit hacky. I don't really go in for Rolls-Royce solutions. Generally I'm useful when the client or customer needs something doing yesterday. When all the 'architects' have done fart-arsing around and the project is really late, that's the time that I ususually wake up and start hacking something together to get things over the finishing line.

Does that mean I'm a good hacker? In truth, not really. Doing these 'heroic' acts generally leaves me burnt out, and leaves the team with a pile of code which I'm the only person who understands. The deadline is met, but everybody else is left holding the baby, while I sleep off the 'hangover' from a work binge.

So what am I good at? Well, I'm honest - brutally honest - and I also really dislike the salesmen in software who promise the earth and then go back to their development team to give them the 'good news' that they have made the sale... provided the whole team can work for 25 hours a day, 9 days a week, for the next 17 months, and deliver in a year. We just need to make a little adjustment to the Gregorian calendar, no?

I do have a good background in Mathematics thanks to incredible teachers (my maths teacher at school taught me Matrix Mechanics after school, so I could write a 3D ray-tracing algorithm) and Computer Science (the same maths teacher also taught me and a few friends an extra GCSE in our lunch breaks) and I'm enough of a fast learner to pick up any new technology that's required of me to learn to a 'competant hacker' level... a colleague once kindly said I "hit the ground running like Linford Christie" but I think I will probably also fall over like Usain Bolt, unless I stop taking on these sprints.

I also love design and technology. I had the most brilliant D&T teachers throughout my school years. At age 15 I designed and built a motion-tracking device that fitted over a person's arm. I demonstrated it, along with the software I wrote, at Brunel University, as part of the Young Inventor of the Year competition. I think I got a prize, but I can't remember! I definitely think I have a certificate from the competition - which was awarded to me by the Rotary Club, in Lyme Regis - somewhere in the archives.

Now, what would be the perfect job for such a person? I actually have no idea. I've been trying everything I can possibly think of. I actually think, I'm pretty good at pursuading people to back other people's ideas. I guess that makes me a salesman?

The logos displayed are companies that the Hubflow platform was demo'ed to. We partnered with Video Arts, who then took it to their large customer base. Standard sales bullshit (July 2011)

Tags: #kiteboarding #kitesurfing #startup #entreprenuer #computing #banking #career

This is a story of a ragged trousered philanthropist...

For those who are unfamiliar with Robert Tressell's posthumously published book, it's a story about craftsmen - people with skill and dedication to their trade - who are so passionate about their work, that they virtually work for free.

Are their masters grateful, for the passion and diligence of their employees? No, they just try and exploit them further, asking them to work longer hours and never sharing the wealth that their workforce has generated.

So who is at fault? Well, I think this is a symbiotic relationship, and not master-slave as we would be led to believe by Tressell's rather bitter and overly satirical work of literature. You can't put a price on job satisfaction. As a craftsman, if you have enough money for rent and food, you are generally looking for job satisfaction before extra 000's on your paycheck.

However, what ends up happening is that while fiat currency wealth piles up in the bank accounts of the Industrialists and Capitalists, the real store of wealth is in the brains and muscle memory of the people who built the empire. For every bead of sweat, drop of blood, salty tear that is shed, there is intangible value that becomes locked into that person's experience bank.

The software engineers who built the banking system ARE the banking system, and its store of wealth, especially after Bretton Woods and the abolishment of the gold standard. Before these capital controls were relinquished, the store of wealth was the toil of miners, who had extracted an extremely rare heavy element, created in the supernovae of dying stars, from dark holes in the ground that they had dug, mostly by hand.

Now that I can create money at the stroke of a key, it is unsurprising that it has lost its intrinsic value. Douglas Adams joked about a society of estate agents, whose currency was leaves from trees. Unsurprisingly, this not-so-fictional society had terrible problems with inflation during autumn.

So, we are standing at a crossroads in global banking. We have insisted that our investment banks and insurance companies actually have sufficient collatteral to underwrite the Credit Default Swaps and other securities that they had been busy printing, which reached an aggregate notional value of nearly $60 trillion (i.e. approximately $10,000 for every man woman and child on the planet) despite this figure completely dwarfing the entire value of every company in the world, all the precious metals, all the fiat currency and all the houses and other buildings and land (plus any and all other securities - loans, bonds etc. - you might care to chuck in the bucket).

So that was clearly a ridiculous situation, and as soon as the DTCC had been built and the major counterparties were in the system, the Credit Crunch was allowed to happen so the rich could stay nice and rich. Do you see a poor banker? No.

However, investment banking is just nonsense. The purpose of our banking system should be to grease the wheels of commerce. The most enterprising businessmen, and the most rapidly expanding and profitable companies can grow faster if they are given the capital they need, rather than having to do everything organically... so goes the theory.

What we see instead, is banks lining their pockets at the expense of every man, woman and child on the planet. George Soros famously forced the UK out of the ERM by getting leverage from an investment bank, in order to place massive bets against the Treasury. He is rich, and evey citizen of the UK was commensurately poorer after Black Wednesday. In what version of reality is capitalism working for the greater good of society?

I shan't get into the stride of my tirade, talking about the American dream (which is to be crippled by medical care bills to satisfy the healthcare industry's financial interests) and other bugbears, but I would say that people have been well and truly shafted by bankers and politicians.

There is a silver lining:

If you ask a philanthropist to build you a bank, the wealth can finally flow back to the people (September 2015)

Tags: #banking #career #london #capitalism #computing #apple

This is a story of exploration, at the ragged limit of control...

Promises are easily made, but you have to make good on those promises if you really meant what you said. When I found myself without any money or support to build the startup that would set my conscience straight, for my involvement in the Credit Crunch, and help me back to health & wealth after separation from my wife, I had to think creatively.

I sank every penny I had, plus everything I could borrow from the banks and other commercial lenders (which was a lot... I am extremely creditworthy) into Bitcoin, in August 2013. This turned out to be a rather shrewd investment. Only one friend, Cameron, was wise enough to back me, and I think the return on his capital is likely to have exceeded a lifetime of Governement-backed tax free saving.

Another friend, Will, decided to copy my investment strategy, and had me to manage the purchase and sale of his Bitcoin Miner to maximise his profit. However, he decided to hold and try to run his profits on his Bitcoins, when I was cashing out in December 2013. The losses he sustained from that mark-to-market point, have been pretty eye-watering. Oh well; he's still suckling at the teet of Investment Banking, so he doesn't need the money.

Selling my house, dividing up all my posessions and trying to move what I could to London, as well as divorce paperwork and general breakup unpleasantness, plus having to risk everything just to keep my hopes & dreams alive, was the very last distraction I needed. Doing a startup is hard at the best of times. Moving is stressful. Leaving everything you've built and worked for is heart-wrenching. Doing it when you are unwell... it's enough to finish a person off.

And so, in the first half of 2014 I had to invest in myself. All my profit was re-invested in my health. I parked my dreams of building a social enterprise - a not-for-profit built to salve an aching conscience - built with knowledge gleaned from my obscenely rich masters.

Exactly how rich did I make my masters? Well, software I designed and delivered was responsible for the confirmation of $1,160,000,000,000,000 in Credit Default Swaps contracts in 2008. That's $165,714 for every man, woman and child on the planet. That's f**ked up.

A guy I worked with resigned in moral protest... but he was really just looking after himself: he bought gold at $550 a troy Oz and a chicken farm in New Zealand. I was disturbed by what we were doing, but I'm just a frustrated coder... I knew I could deliver the project for the bank... I didn't know how to say "no".

Scarcity, collatteral, securitisation: the basis for the non-insane version of capitalism (September 2013)

Tags: #startup #career #banking #capitalism #computing #divorce #friends