Skip to main content
 

Lives of Quiet Desperation

5 min read

This is a story about the looking glass...

Mirror selfie

What do you see when you peer into somebody's life through the prism of social media and the mask they wear at work? How well do you think you really know somebody, from the things that they choose to tell you, and from the side they choose to show to the public?

What do you know about me? Director of my own company, lucrative consultancy contract, flat on the river in central London, under 40, own hair, own teeth, no obvious disabilities. Brilliant! Perfect! Spiffing!

I don't even want to ham up the whole invisible disability thing. It's true, you can't see my depression, anxiety, bipolar. You can't see what my childhood was like. You can't see what struggles I've had in the past, to reach where I am today. You can't see my finances. You can't see my family pressures. You can't see the emotional baggage I'm trying to deal with. You don't even know what my daily existence is really like.

I'm not saying whether those things are good or bad, what I'm saying is that you're in no position to sit in judgement.

It's not a competition. It's not like I need to show you videos of me as a little boy, being sexually abused by my uncle [not that he did that] just to prove to you that I'm a worthy cause. How can anybody really say who is struggling and suffering more than somebody else? There is so much that is invisible, imperceptible.

There is no way to measure our distress, and to gauge who is worthy and who is being some kind of spoiled bratty person who should just shut the fuck up and go away. Count your blessings! Just be grateful for what you have! Look on the bright side! Cheer up! Chin up! etc. etc. ad nauseam.

Do you really want to take the chance of browbeating somebody and making them feel guilty for being desperately depressed and overwhelmed by their situation, until the moment that they take their own life? Is that really your preference, that people should just shut up and try to count their blessings, force their chin up and put on a mask of fake happiness, until they finally crack and they're gone?

Oh yes, isn't this so terribly melodramatic. Oh isn't it so terribly attention seeking. Oh wouldn't we all like to complain about our lives, and our lot in life, and our stress and the competing demands for our time and our money, and how emotionally and physically drained we are, and how we can barely cope. Oh me too, and you don't see me going on about it blah blah blah.

Well go on then.

Go on. I'm not stopping you. In fact, I encourage you to speak up if you're having a hard time and I will listen. If you're really at your wits end, I will find you and I'll make time for you. I know what it's like. A cry for help is a cry for help. Would you ignore a drowning man? Oh! It's just a cry for help! If he was serious about drowning he would have sunk to the bottom of the lake and be dead!

Cry wolf. YOU LEFT A LITTLE BOY WITH WOLVES FOR FUCK'S SAKE!

You know what it is, when people tell people with depression and crippling anxiety to shut up? It's bullying, plain and simple. People are being bullied into not talking about their distress. The bullies don't like attention being diverted from their narcissistic selves, so they bully people who are in genuine distress, using insulting terms like "melodramatic" and "attention seeker".

You wanna know what's attention seeking? Demanding that attention not be shown to those who are crying for help. Implicitly, by saying "don't look at them" you are saying "look at me". Yes, that's right, you're saying "don't look at that person who is yelling for help, look at me instead, aren't I fabulous?".

Guess what? You're not fabulous for having your shit together and no problems. If you're fabulous and have got your shit together, then try helping others who are less fortunate than yourself. What is Facebook and social media for? "I'm so pissed off because you're filling up my news feed with all your depressing stuff" = "make room for more selfies of me having a wonderful time".

When somebody is casting out for connections on social media, they have probably reached the limit of isolation. Social media is the last toehold that a person has in the world. They probably don't have friends, family and other healthy relationships that they can turn to in their hour of desperation. There's a reason why they're turning to social media, and it's not because they're an attention whore, looking for 'likes' on their shit.

It's rather tragic that I even have to explain this, and I know that the people who I have in mind when I write this have already switched off, because they're not tagged in a photo of them, smiling in the sunshine in their perfect fucking lives.

Is this whole essay based on jealousy of those who made smart life choices? Is this whole essay ignoring the fact that there are starving African children? READ IT AGAIN YOU FUCKING A-HOLES.

Tags:

 

3 Graphs: My Mental Health

5 min read

This is a story about ups & downs...

Bipolar II

I used to quite enjoy my hypomanic episodes. I haven't had one for over 8 months though, and I'm beginning to miss the energy, focus, enthusiasm, fast-paced thinking, creativity and passion for something, anything.

When I average out the amount of time that I would spend hypomanic versus the amount of time I would spend depressed, you'd think that it's something you wouldn't want, because my episodes of depression were always far longer than my episodes of hypomania. However, I never wanted to give up those hypomanic highs, even though my episodes of depression have been brutal and I've nearly taken my own life.

Some people ask me "aren't you just experiencing what every human experiences? Joy and sadness?". Here is a graph that kinda explains the difference between Bipolar and 'normal':

Normal mental health

Do you see much difference?

The first thing I should draw your attention to is the range. The red line never reaches the dotted line that signifies hypomania and depression. In any given moment, you might be happy that your sports team just won a game, or you might be sad because somebody ate all the cakes, but this is a normal range of moods. In normal life, you're not spending every cent in your bank balance, taking crazy risks and undertaking insane projects at breakneck speed. In normal life, you're not unable to work or socialise, and on the brink of suicide.

The second thing that I should draw your attention to is the irregularity of it. It's unpredictable, because it's dictated by external events. Who knows when a friend is unexpectedly going to drop by and say "Hi!" which will lift your mood. Who knows when your boss is going to say something's wrong with your work, which will make you upset. These events are unpredictable, because they come from the world at large, which is also unpredictable. This is normal life. Normal life is unpredictable and exciting.

With my Bipolar II, I know that every episode of hypomania is going to be followed by a crash. I know that my hypomania is going to last a few weeks, maybe a month and a bit. I know that my depression is going to last anywhere between 6 weeks and 6 months. These episodes are monotonous. Sure, good stuff and bad stuff happens during those episodes, but it does little to affect my prevailing mood.

This year I seem to have had the longest depression of my life. It's given me somewhat of an appreciation for what it must be like for people with Unipolar Depression. Here is a graph of what my life looks like at the moment:

Unipolar Depression

Looks pretty bleak, doesn't it? Unrelenting depression, and only very brief moments where I feel OK. Look how sharp those spikes are. Surely my life can't be that bad?

Well, look at it in these terms: we are now in July. That means that in 2016, I have had 7 months of this shitty feeling. January to April, it was understandable that I was depressed, right, because it was shitty winter, I was unemployed and I was stressed about running out of money and being evicted out of my apartment onto the streets. You can surely empathise with that situation, and agree that it would be pretty depressing?

So what about May, June and July? Well, I've been working a job that I took out of desperation. My mental health really does not permit me to be working a shit job full time, because I'm exhausted and demotivated, due to the aforementioned depression. But what about all that cash I'm earning? Shouldn't I be happy - glad - to have a job again?

Well, I'm working to replenish my savings. I'm working to pay off debts that I ran up when I was unable to work. I'm working to literally stand still.

But what about fun time?

Well, look at it this way. There are 120 hours in the working week. Let's look at my lunch hour: that's about 4% of the time. So, 96% of the working week is not lunch hour. Another way of looking at it is Saturdays. Saturday is the only day of the week where I'm not working or anxious about going back to work. That means that only 1/7th of the week is somewhat free of anxiety. What about holidays? Well, 7 months have elapsed this year without a holiday. Let's say that I take a 1-week holiday. Leaving aside the fact that for the whole week I'll be dreading going back to work, we are only talking about 1 week in 30. That's right... I'm only on holiday 1/30th of the time.

Things will improve when I have money in the bank and I can afford to take more time off (I don't get paid holiday and I also have loss of earnings while I'm away) but predominantly, my life this year has been monotonous depression.

I'm dying for my mood to swing to the other 'pole' and to enter a hypomanic episode. Depression is literally killing me.

 

Tags:

 

The Cure for Depression

5 min read

This is a story about obvious solutions...

Lightbulb moment

Hallelujah! Praise the Lord! The solution has been found. Blessed is this wonderful day, for now the ailment that has blighted so many lives - depression - has finally met its match with one simple trick, that nobody ever thought to try before.

In the history of humanity, nobody ever thought to say these magic curative words to a depressed person:

"Other people have it so much harder than you"

Upon hearing these words, the depression sufferer is reminded that there are children starving in Africa, that there are political prisoners in China, that there are people who live in low-lying countries like Bangladesh, where there is a constant threat of natural disaster from floodwaters, that there are massive slums in Mexico and Brazil and that 2.8 billion people in the world live on less than $2 a day. The depression sufferer had simply forgotten!

You would have thought that the poverty and injustice of the world could almost be considered an additional cause of the sadness and depression that the person was feeling, but no, they were simply wallowing in self-pity.

It had previously been thought that depressed people were sensitive and aware of global issues, and empathised very much with the plight of those living in poverty, warzones and struggling to survive. It had previously been thought that the depressed people were having a sane response to an insane world, but no, they just needed reminding to count their blessings.

It had been previously thought that depressed people were well aware of all the things that they could be glad about, grateful for. I mean, they're not dead with red hot pokers shoved up their bum and all their skin peeled off and raw flesh dipped in salt and lemon juice, while their finger and toe nails are pulled out one by one, are they? I mean, for fucks sake, unless that is happening to you right fucking now your life is just one big fucking rainbow cotton candy parade of fucking joy, right?

In fact, there'd probably be somebody who's not only having the poker, lemon juice and nail pulling, but is also being burnt alive while watching their entire family get chopped up and fed to wild animals, so even people who are undergoing the aforementioned torture should be whistling a little jolly fucking tune and thinking about how lucky they are to not be undergoing the additional torments.

Some rather convincing sounding fools had put across compelling arguments that depression is absolute not relative. It seemed logical when it was explained that somebody who is suicidal either follows through with it, in which case they're dead, or else they hit some limit where they cannot be any more depressed without actually dying. It also did not seem unreasonable that somebody could be depressed for a number of reasons, even including those not directly related to hot pokers and other tortures.

However, as soon as the cure was revealed to the public, it turned out that people had just been making up this depression stuff all along.

The UK's most popular suicide spot - Beachy Head - quickly erected a large sign saying "other people have got it so much worse than you" and immediately all self-murder at the famous cliffs dropped to zero.

The popular daytime television program Jeremy Kyle was watched by millions of people who were previously unable to work due to depression. The program aired a special 30-second segment, where pictures of starving African children were shown to viewers, with subtitles that read "just be glad your situation isn't as bad as this". A modern miracle was declared, when people cast aside their antidepressants and returned to their minimum wage zero hours contracts with a beaming smile from ear to ear and a spring in their step.

There are factories where most people in the UK work. At the factories, pigs' anuses, insects and slugs are boiled for 72 hours to make children's sweets. People work 23.8 hour shifts stirring giant vats of bubbling filth that has an unspeakably foul smell that no amount of soap can remove. The stench and the heat is almost overpowering, but break times are forbidden, and any hesitation in stirring the revolting brew for even a second is punished by being locked in stocks and pelted with rotten vegetables.

People used to say that the job was pretty rubbish, but now that they realise that there's a factory in India where the workers have a 23.9 hour shift, and they're pelted with frozen vegetables, all the workers are now overjoyed to have such a wonderful job and cannot shower their employers with enough praise.

Praise be to the bringers of joy to the world, who so kindly pointed out the motherfucking obvious: there's always some poor cunt whose life is worse than yours.

 

Tags:

 

Lying in the Gutter Looking at the Stars

5 min read

This is a story about perspectives...

Starry starry night

Relativity. The difference between different observers, for a given frame of reference. Who can say that the reality that I experience is more 'real' than that which you experience?

As if by chance, a friend of mine who I used to be homeless with - sleeping rough - in the London parks, visited me this evening. Now, instead of living destitute in a bush, I was able to entertain him in a luxury Thameside apartment.

Do you think that this disparity, this clear 'upswing' in my social status and prospects, makes me think "ooh! how terribly fortunate I am!"?

In actual fact, when the Government had ignored my doctor and psychiatrist's imploring letters to support me during a particularly vulnerable period in my life, and I had been denied welfare and housing, I felt liberated. I lived within a stone's throw of a Royal Palace and was relinquished of the responsibilities of attending demeaning ATOS assessments, completing form upon form of personal information, and digging through vast archives of paperwork to find bullshit documents to satisfy some blank-faced bureaucratic drone.

Do you think I'm glad not to be homeless? Don't be so ridiculous. Everything comes with a cost.

I'm really in no position to be working at the moment. I feel like I'm going through one of the most prolonged periods of depression that I have ever experienced, and the stress and anxiety of my situation is so unbearable that I am closer to taking my own life than I have ever been before.

The fact that I am working is very different from being able to work. The cost to me is virtually immeasurable. If this brief period of stuffing cash in a mattress appears to be a success for those who believe that work will set us free at bayonet point, they are probably ignoring the historical precedent and likely long-term outcomes.

I note that those who criticise me for being ungrateful for my position may be doing so whilst on holiday in Barcelona, or perhaps on a yacht in La Rochelle. This seems to be the ultimate in ignorant hypocrisy, when these people have probably never known the hardships of homelessness and destitution.

If you imagine that a homeless person should be grateful when they are finally off the streets and into a stable housing situation, you are a buffoon. Housing, food, hygiene and an opportunity to put your skills to productive use, are the bare minimum for human dignity. These are human rights.

Instead, I feel like a prostitute. I have sold my mind to the highest bidder. My analogy is probably insulting to those who are genuinely compelled to sell sex, but in this way, you might understand the lack of empathy that my wealthy friends have shown towards my own situation.

Get rich or die trying. It's not even that simple. There are so few ways to dig yourself out of a desperate situation. Prostitution of the body or prostitution of the mind. If somebody wishes to shoot me down for such a melodramatic analogy, go right ahead, I probably deserve it and I'm an easy target, but this is how I feel.

I have made a bitter choice: work for three times as long, and have a somewhat easier time of it, but know the whole time that I'm being underpaid for my skills. Or, to be highly paid but accept the very worst work. The most soul-destroying and de-skilling work that is wholly unsatisfying and only the hardest, meanest, most desperate mercenaries would tolerate in the interests of getting rich quick.

My days are a completely calculated gamble. I put my mental health on the chopping block, hoping that I can struggle by for long enough to put a few dollars in the bank before I explode with stress, frustration, depression and having been completely exploited by a ruthless industry intent on burning people out in pursuit of pure profit.

It's hard to express how hard it is to do something that you mastered nearly 20 years ago, and has now become excruciating mental agony, but also an extremely well paid profession. I'm paid to be professionally bored, stressed, anxious and unfulfilled. I'm paid to put up with stuff that would have most sane people running out of the office saying "fuck this shit".

Yes, the majority of people hate their jobs. Yes, the majority of us would not work given the choice. This is different. I can compare and contrast. I can tell you what the difference is being an electrician from being the manager of an IT project. I can tell you which one destroys your soul and your mind more.

You know the best job I've ever had? Delivering newspapers on Monday to Saturday for £10 a week.

 

Tags:

 

Why You Should Never Marry a Partner Who Cheats

6 min read

This is a story about what people do when they think nobody is watching...

Hawaii wedding

Integrity. What does it mean to have integrity? Let's explore a hypothetical example.

The year is 2011. I'm running a profitable tech startup called Hubflow, and we have just been through a 13-week TechStars network technology accelerator program in Cambridge, run by Jon Bradford and Jess Williamson. We have a bunch of investors who are ready to help us raise a seed round. Mike Butcher has written about us in TechCrunch. We are kicking arse.

The sticking point that is stressing me out is that my partner won't support me. My company needs to relocate to London, Cambridge or somewhere on the M4 corridor so that I can hire the talent I need and get to my customers and investors whenever I need to see them. My partner is a teacher. She can literally work anywhere in the country.

***

I financially supported my partner through her retraining to be a teacher. She had a huge income drop, when she left the investment bank where we both worked, but I made sure that she still enjoyed the 5-star luxury lifestyle that she had gotten used to with me.

Even when I quit my salaried job so that I could build my startup, I had substantial savings and profits, to allow us to maintain the same standard of living. I had bankrolled her when she wanted to make a career change, and she'd never had to tighten her belt or compromise.

This was now my turn to shine. I had done it. I had built a profitable company with a good valuation that was ready for investment to take it to the next stage. It was now time to leave the sleepy little seaside town where we lived and move things closer to the action.

My co-founder had left his pregnant partner behind in his home town, to come and live with me in Cambridge for several months, while we built our business together and got ourselves ready for investment. He had made sacrifices and compromises with his growing family. Now it was the turn of my partner to step up and make a small compromise herself.

However, she wouldn't budge an inch.

I could have left her. And perhaps - in hindsight - that's what I should have done. She had never been very kind or supportive. In fact, she was pretty mean spirited and selfish. I don't know why I stayed loyal to her. I'd had opportunities to fool around while I was working away from home, in Boulder, Colorado, in London or in Cambridge, but I stayed faithful. I stayed faithful because I have integrity.

I then got very depressed. She had refused any kind of compromise. I had to leave her, or my business was screwed. There was no way that me and my co-founder could make it work over such a geographical hurdle. We needed to be together, on the ground, raising money and winning more customers. And we were so close. It was heartbreaking.

By the time Christmas rolled around that year, I had gotten so depressed and suicidal that I was hospitalised. My unsupportive mean ex had instructed my parents to come and take me away, and had involved my doctor, all against my wishes. This was an incredible betrayal. Now she wanted me removed from my own home, that I had bought and paid for. This was a horrible act of selfishness.

Before I was literally dragged away by my Dad, I decided to install a keystroke logger on my personal laptop, which was running my personal account & password. This was clearly an act of paranoia, due to the fact that I was extremely mentally unwell, having recently been released from a mental hospital. Clearly I was out of my mind.

I was driven away from my home, my business, my friends, my possessions, to a village where I had never lived since the age of 4, where I have no friends. Miles away from any cities where I had business contacts, investors, customers. I had just been totally fucked over. This was not in my best interests. I didn't even have a doctor or a psychiatrist nearby.

So then, was my partner interested in my wellbeing? Did she call to see how I was? Was she concerned about me getting better?

I thought it rather strange that she wasn't at all involved in trying to 'help' me, now that I was out of the way. In fact, it was rather strange that all the 'help' was simply to tell people to remove me from my own home. Must have been more paranoia though, right? I was mentally ill, remember?

I levelled my accusations about being dumped like this, and dragged away from everything I held dear. My partner and parents conspired to keep me trapped in this shitty village in the middle of nowhere. They even involved the police "for my welfare".

Anyway, after about a week of this shit, I decided to see if anybody had been using my laptop with my username and password. Strangely enough, and totally co-incidentally, they had been.

On examination of the logs, it looked like somebody had used my laptop and username to set themselves up an online dating profile and start messaging men. How strange. How curious.

Surely this could not have been my partner, for if she was using a computer at all, I'm sure it would have been to research the best possible treatment available for me, or to better understand what had happened to me, so that she could be as loving and supportive as possible, no?

My partner continued to treat me like utter shit and told me that any suggestion I made that she was not acting in my best interests, was purely in my imagination and fuelled by mental illness, paranoia.

Finally, I showed my hand, and she back-pedalled rapidly, begging my forgiveness and swearing that it was all a misguided mistake. She suddenly became nice as pie and started treating me with a tiny fraction of the respect and decency that I deserved.

I then had a brief taste of how I should have been treated all along, and it was nice. My stupid mistake was to then marry the evil *****. A leopard never changes its spots.

Be careful if you get mentally ill with a vindictive, selfish, mean-spirited little **** of a partner, because they might just try to chuck you out of your own house and replace you.

 

Tags:

 

Indoctrinated & Institutionalised

5 min read

This is a story about brainwashing...

Psychiatric hospital

How do you think that somebody who has worked for the best part of 20 years in the investment banking technology sector, mostly as an IT consultant, would re-adjust to being under lock and key in a psychiatric hospital? The answer is: very easily.

Hospitals and the NHS are a home from home for anybody who's worked for an organisation with hundreds of thousands of employees. The ways that large organisations function are largely the same. The way that systems and processes are supposed to control large numbers of people, are nearly identical.

Being in the loony bin was welcome relief from the bullshit day job, but it's not like I had absented myself from all responsibilities. I still had to have my wits about me to avoid being medicated against my will and put under a 'section' - involuntary commitment to a secure facility, by rule of law - which could have seen my 2 week voluntary stay extended anywhere from 28 days to 6 months.

How did I manage it so easily? Perhaps it's because I knew I could leave any time I wanted to, but perhaps it could be because nearly 20 years of going to a shit office to do a shit job, has kinda prepared me for the monotony, rhythm and routine of spending weeks on end trapped somewhere I don't want to be.

There was a danger that just the very act of asking to leave could have triggered the doctors to decide to force me to stay longer. I knew that I had to remain calm, and give the medical team  enough of a peek at my psyche to be able to make a judgement that I was safe to release back into the wilderness.

The psychiatrist who took me under his care was in two minds, after 6 days, whether he was going to insist on 'committing' me, so that he'd get 28 or so days to poke around inside my head. Naturally, most people would freak out, if they found out that their liberty was about to be taken away from them. It's a game of brinksmanship: who's going to blink first.

Obviously, we don't 'commit' people any more to asylums. Instead we detain them under a section of the Mental Health Act, and put them in secure psychiatric facilities. You're no longer a loony in the loony bin. You're a "service user" in a "care facility". Of course, I'm not saying that the function is not useful or should not be trusted. I'm just pointing out that the names of things have been changed.

Bizarrely, if you say "I'm going to kill myself, I need to be locked up" you are very unlikely to be locked up. If you walk up to the hospital reception desk and use their phone to contact the switchboard, ask to be connected to the bleep holder for Psychiatric Liaison, and explain frankly your situation, you will have an amusing conversation with the poor Psychiatrist who has to follow official channels, but you're not going to get anywhere. The times that I have been admitted as an inpatient to a psychiatric facility, it has just taken time & patience. Only the truly desperate will sit in Accident & Emergency for 13 hours just patiently waiting for help.

Conversely, if you say "I'm not mad, I'm fine" once you're in the system, or in any way try to rush the process along, you're going to end up held down on the floor with somebody injecting Risperidone and Haloperidol in you, and you might wake up 40 years later, shuffling around the corridors of some institution, with the marked side effects of powerful psychiatric drugs causing you to make involuntary facial movements.

You can't fight the system. You can't fight the frustrating fact that you'll never get ahead in life and must instead sit at a desk keeping a seat warm, just so that your boss can appoint somebody from outside the company to come in and be incompetent at the job you were hoping to be promoted into, even though you were experienced and qualified to do it. You can't fight the frustrating fact that your miserable boring existence, helping the rich get richer and the poor get poorer, is making you pretty depressed, and you really want to fuck everything off and watch everything burn down.

Who is mad and who is sane? That doctor who just declared you to be mentally ill probably talks to their imaginary friend called Dob or Gob or Dog or Dod (or is it God?) who really knows? There's no proof that their imaginary friend exists, just like the doctor has no proof that the voices you hear aren't real and you aren't actually the Son of Dob, resurrected on Earth.

The invisible line between sane and insane is very blurry, when billions of people genuinely believe in magic, invisible entities that don't exist, and have absolute faith that some children's fairy tales are actually instructions that should be devoutly and literally followed to the letter as some kind of prescription for life.

It seems highly irreverent to say it, but people need to speak up, because the loonies are actually in charge of the asylum, when we elect and hand over power to people who believe in their invisible friends, fairy tales and magic.

By the way, for the record, I don't hear voices and I don't think I'm Jesus. But then, saying that kinda makes me sound a bit mad, doesn't it?

 

Tags:

 

Drug Binge

7 min read

This is a story about having too much of a good thing...

Happy and contented

Pills, pills, pills. A pill for every ill. We have so much faith in modern medicine at the moment, that we have medicalised boredom, depression, stress, when clearly these are as much a product of our environment, as they are a sign of anything pathological.

The very process of going to your doctor and getting sent away with some unnecessary pills, is well known to have a placebo effect. With the Internet and the possibility of self-diagnosis, we have turned into a society of hypochondriacs, who attribute every tiny discomfort to symptoms that require medical attention.

We have now overprescribed to the point that we have super-resistant strains of bacteria that can't be killed even with our last-line-of-defence antibiotics. Going running to your doctor because you've got a cough or a cold, and being fobbed off with magic beans that you believe can cure your viral infection, is just downright stupid, and now it's biting our arse.

It's the same thing with antidepressants. Because over 60% of us hate our boring stupid stressful crap jobs, we've been dishing our psychiatric medications like they're sweets. Over 60 million antidepressant prescriptions got written last year in the UK. That's enough for every man, woman and child in the whole country.

The number of people taking antidepressant medication for their clinical depression has doubled in a decade. There is a mental health epidemic that is driving so many other antisocial trends: alcoholism, drug abuse, isolation and loneliness, insecurity and anxiety, loss of productivity, loss of motivation, loss of drive to exercise and socialise.

What are you going to do if you work some dreadful zero hours contract for rock bottom wages and can barely make ends meet? What are you going to do if there's no hope of you getting on the housing ladder, or escaping from the financial situation you find yourself trapped in?

Of course people are going to turn to drink & drugs, to try to numb themselves from the painful monotony of working as hard as you can but never getting ahead. There is no light at the end of the tunnel for so many people. You just work, and then you die. None of your dreams will ever come to fruition. None of your hopes will ever be realised.

There's a disrespect for addicts and alcoholics, like they're taking the easy way out. Because there is supposed to be instant gratification in a pill, powder or liquid that contains psychoactive substances - uppers & downers - then it doesn't seem as worthy as those who physically toil for their fix of endorphins. However, how many 'legitimate' routes to happiness are there in the world, really?

There used to be a formula: get married, buy a house, have some kids, die. The first 3 you can't really do anymore, without cash handouts from the bank of Mum & Dad and/or the state. Who can really afford the lavish wedding that society expects us to have? Who can afford the deposit on some crappy tiny little flat, and afford the mortgage repayments, when you earn barely enough to survive? Who can afford childcare and all the other associated costs of childrearing, when you already don't have any disposable income?

All the hard work, industriousness, austerity, careful financial planning, saving, budgeting and diligent application of yourself to furthering your career, is likely to result in what? Maybe a few percentage points of a pay rise, if you're really lucky. Are you going to get promoted? Are you fuck. They're going to promote somebody incompetent and lazy, because they're older and they've been with the company for longer. Merit and hard work will get you nowhere.

So, pretty soon, you're going to get tired & depressed about it all. You tried hard at school. You turned up for your exams and gave it your best shot. You stressed yourself out and went to those interviews and got that job, and you worked your hardest, day after day, even though you could sense it was all utter bullshit by now. And for what? Where are you? What have you achieved? What are you ever going to achieve?

The enormity of it all hits you: you were sold a lie. You can't be anything you want to be. You're not special. You're not unique. You're not different. We're all just so much meat in the mincer. Turn the handle and out comes yet another drone just like you; prepared to do the shittest, most mind-numbingly boring and pointless work imaginable, for a salary that doesn't even buy you the basic essentials in life.

Why wouldn't you go running to the doctor, and ask them to dope you up to the eyeballs, so you don't have to live with the crushing realisation of the pointlessness of it all anymore? Why wouldn't you need happy pills, when you realise that the only way you're ever going to get the things that you were promised that hard work would bring, is by being given a council house or a cash lump sum from your parents. The only way you're going to ever be self sufficient is if Mum & Dad or the state top up your income... like you're some sort of fucking charity case... going around with your begging bowl.

How undignified. What an affront to human dignity it all is. Our parents and grandparents proudly tell us that they're "self made". They make loud proclamations that "nobody ever gave me a handout. I worked hard and I earned my keep". How shameful it is that we're twice as smart and work twice as hard, but we have nothing to show for it, except for a sneering generation telling us that exams are getting easier and that we're lazy and stupid.

Crippling debt and the crippling shame of not being able to live independently, not being able to be self sufficient and feel like we too are earning our money and contributing to the growth and wealth of the nation. It's all so crippling, so debilitating. Of course we need to turn to medications, drink and drugs.

You think it's about having a good time? Happy pills, and lashings of beer & wine? You think people wouldn't rather be happy by natural means, because they're fulfilled by normal things in their life: walking the dog, kissing their kids goodnight and paying the mortgage on their own home?

Antidepressants are a sticking plaster over a gaping wound. We have attempted to cover up the steady decline in the standard of living of young people, and mask the problem using happy pills, but the soaring suicide rates are just the tip of the iceberg.

Unless we face up to the reality that those who are suffering from many mental illnesses are the canary in the coal mine, we will reach a crisis point where most of the population are unable or unwilling to continue to maintain the status quo.

The mental health epidemic is the true breaking point, not immigration.

 

Tags:

 

Credit Default Swaps

5 min read

This is a story about worthless paper...

Sunken boat

Do you want to know how to make an infinite amount of money? First, you should obtain a boat. Then, take out as many insurance policies as you can afford the premiums of, on the boat. Then, sink the boat and claim on the insurance policies.

Why can't you do this? Well, because it's illegal to insure something more than once, for the very reason that it creates a financial incentive to go around sinking boats. People respond to economic incentives.

However, it is possible to take out as many life insurance policies as you want. The reason being, that it is assumed that because murder is illegal and suicide used to be (now it's decriminalised) then there is some protection from those who wish to profit from death.

But what about a company? Is a company a person-like entity? Should it be possible to buy life insurance policies for a company?

What is a Credit Default Swap? Well, the simplest explanation is that it's a life insurance policy for a company. If a company gets into a financially distressed situation where it can no longer repay its debts, then the Credit Default Swap will pay out. This is called a credit event. Basically, a credit event normally means the company is dying, because they can't pay their debts. A company that defaults on its debts is never going to be able to refinance themselves after a credit event, because their credit rating will be junk. Game over.

So, if you allow people to take out an infinite amount of Credit Default Swaps, betting that a company is going to go bust, aren't you economically incentivising that event to happen? If there's a bigger and bigger pool of money that is hoping that a company goes bankrupt, that is far bigger than the pool of money who want to see the company rescued, isn't the market going to quite naturally want to push that company under, so that almost everybody gets a big payday?

We know that markets can be manipulated, and because Credit Default Swaps are an Over-The-Counter (OTC) product, there is no market regulation. It's not possible to know who is dealing in these financial instruments, and who stands to benefit. They're kind of ideal for insider trading, because they just don't have the same kind of traceability of equities that are traded on stock exchanges.

The other un-nerving thing about Credit Default Swaps, is that there is no underwriter, and no need to prove that you have sufficient collateral to cover the paper that you have printed. It's possible for organisations to sell vast quantities of Credit Default Swaps, and have nowhere near enough money to cover the losses if the credit events happen.

In the insurance market of Lloyds, there are wealthy names who provide the collateral - cash, precious metals, priceless artworks, property, liquid assets (like shares) etc. etc. - to make sure that the money is there in the event of an earthquake, flood, fire or whatever massive disaster might affect the insurance industry in a major way.

However, in the derivatives market, only the mature products like Futures and Options would have margin calls and require collateral to make sure that losses never exceed one counterparty's ability to pay. Credit Default Swaps have been allowed to be printed completely without regulation, which is concerned with making sure that a credit event wouldn't totally wipe out the risk holders.

Some measures put the Credit Default Swaps market at about $16 trillion, however, when all the contracts were entered into the Depository Trust and Clearing Corporation's central system in 2008, the aggregate notional value of the contracts was closer to $2 quadrillion ($1,700,000,000,000,000). That's a shit tonne of worthless paper.

But is it worthless? Well, when the collapse of Lehman Brothers triggered a credit event, the money that was demanded by those looking to cash in their Credit Default Swaps would have brought down massive companies like AIG as well as putting a deadly dent in the balance sheet of just about every investment bank with a proprietary trading desk (i.e. all of them) who had been foolishly dabbling with these stupid contracts.

Why stupid? Well, the whole idea of being able to make unlimited bets against a company is market manipulating beyond belief. Who's going to recapitalise a company and save it, when you can bet against it in secret instead? Why wouldn't anybody who gets the vaguest whiff of a company in financial trouble not rush off and place large untraceable wagers that it's going to fail?

Naked short selling is pretty bad, but there's only a certain amount of leverage that you can get, and you have to have the collateral to cover your exposure to the risk that the market might go against you. When you're talking about naked Credit Default Swaps, you're looking at the ability to get leverage of thousands of times the amount of money you're actually risking. That kind of potential profit has the ability to move the market, and collapse a company.

It's a simple moral question: if companies are like people, and therefore allowed to be 'life insured', should we be allowed to murder them so that we can cash in on their death?

 

Tags:

 

Alcohol as a Mood Regulator

3 min read

This is a story about counterintuitive results...

Pint in the pub

Conventional wisdom tells us that sobriety is the route to salvation. If you're being treated for substance dependency, most approaches are abstinence-based. But what if these approaches are totally wrong?

I had 'too much' to drink last night, but yet this morning I was on time to work for the first time in ages. I was also on top form during a 2 hour meeting that was highly pressured and intense. Clearly my work performance, my productivity, was improved by alcohol, rather than hindered.

Alcohol works for me as a substance that I can titrate the dose of to control my mood fluctuations. When I quit drinking last year, my anxiety levels became unbearable after 30 days sober, and I had to go into hospital and be on suicide watch. I then went hypomanic and quit a well paid job, and did a bunch of other mad shit, before finally relapsing onto hard drugs and slashing my forearms with a razor blade, after 101 days sober. Hardly an encouraging result.

The fact of the matter is: my job is boring and shit. My life is empty, unfulfilling and stressful. Of course I need something to help me cope with an intolerable daily existence. How the hell am I supposed to get through the crap I'm going through without a chemical crutch.

Just about everybody you know has some kind of substance that they depend upon to cope with modern life. Maybe it's antidepressants, sleeping pills, tranquillisers, opiates. Maybe it's cigarettes, tea, coffee, coca-cola, Red Bull, beer, wine, spirits. Maybe it's cannabis, cocaine, amphetamines, heroin, MDMA, GHB, M-CAT or any one of the myriad other legal and illegal drugs. Humans love drugs.

Clearly, I know what my 'drug of choice' is, and I know that there's no way that I can use it in moderation. Thankfully, alcohol is not something that I've struggled to live without, except where life choices that are forced upon me - such as having to work a shitty job - demand that I find some kind of coping mechanism.

I don't have any kids or pets, so I get no natural endorphins. I don't have any time or money to pursue sports or go to the gym, so I get no natural endorphins and adrenalin boosts. My job is dull as ditch water, so I don't even get any kind of thrill from my work.

But, good news! I've found a formula that worked for me for years & years & years & years: self-medication with alcohol.

Yes! Hurrah for alcohol. It kept the lid on my hypomanic episodes for years.

Basically, the reality that we must all face up to, is that modern life is so fucking shit that we've all got to be drugged up and drunk to get through it.

I could get my cat back from my parents, and get some plants to water and care for. I can soon get a car and some new kites, and go and get my adrenalin and endorphin fix at the beach. However, without those things, I'm forced into puting chemicals into my body, to allow me to keep my shitty job and keep functioning in this crazy society that values corporate profits more than mental health.

My life really sucks, but I'd rather drink a few bottles of wine and keep my highly lucrative contract, so I can escape the rat race at some point, rather than have another repeat of last year's failed experiment.

 

Tags:

 

300,000 Words and Counting

4 min read

This is a story about quantity not quality...

Typewriter

I just drank two bottles of wine and I can still hammer out 50 words a minute in typing tests, but when I connect my brain directly to a keyboard I'm probably getting a lot closer to 70 or 80 WPM. Of course, most of it is garbage.

It shocks me that columnists and professional writers can command huge sums of money, for what is essentially an imperative for me. I have to write, otherwise I would go mad with all this crap rattling around inside my head.

I have spammed friends that I admire for their literary and intellectual credentials, in the hope that they will validate that my contribution has some merit. However, I've yet to hit pay-dirt.

It's quite possible that I've caused myself a considerable brain injury, by abusing powerful narcotics for a substantial period of time, during a rather nasty and acrimonious divorce. I now have the displeasure of working a shit day job in order to replenish my finances, and otherwise I fill my days with copious amounts of alcohol and blindly firing out these missives into the uncaring void.

So, I now face a crisis of confidence. I achieved my writing target of producing 300,000 words in less than a year. My other objective was to write for a whole year, but I feel massively discouraged, given how I feel like I've lost my way this year with any coherent thread that would draw readers into my narrative.

I have little interest in the cult of quotes that sweeps the Internet with its retweetable content and endless motivational images, superimposed with trite platitudes.

Whenever I achieve a goal that I have set for myself, I always suffer a depression, knowing that I'm once again purposeless. It might be 8 years ago, but I remember getting a couple of iPhone Apps to number one in the charts. I just thought "well, that was easy" and then I was completely lost as to what to do next.

I'm wondering if a million words might be a cool target next. A million words is 25 novels. Why the hell not? If I wrote twice as much as I did in the last 10 months, I could be done in a year's time.

Imagine that. Imagine being the author of a million words. Imagine being the author of 25 novels. Would you feel proud? Would you feel like you achieved something? Would you feel like you made an impact, a contribution?

Do you think that gifted amateurs are welcome in the creative world, or are they just drowning out talented and dedicated artists? Do you think that the mommy blogger should STFU? Do you think that to write, to paint, to play an instrument or sing... these things are the preserve of those who have been on creative writing courses, taken fine arts degrees, attended stage school?

Is there a monopoly on creativity? Am I just another dribbling idiot, churning out low-quality crap in a sea of white noise, barely able to string a sentence together?

Now that I'm writing simply for my own sanity and enjoyment, the pressure is off. I easily achieved the quantity goal I set for myself. Perhaps I can be a little more creative and playful, now that I don't have a certain word count to aim for.

I'm presently unsure whether my purpose is served on this planet, and it's now time to kill myself. In a way, I want to see what happens when I hit the one year mark, but I'm also rather underwhelmed by the prospect of prolonging the agony of daily existence, if I'm just another pointless twat churning crap out into the ether.

I look at lemmings, and I think there's nobility in ending your life, when the world is clearly overpopulated by special little snowflakes.

 

Tags: