This is a story about golden handcuffs...

You would think that riding the Wall of Death would not be an attractive prospect, but once you've started, you can't back off the throttle and slow down, or else you will crash. Round and round you go, and people say "why did he even start?" and "why doesn't he stop?" but they're fundamentally not understanding what drives a person to take risks in the first place.

Adrenalin 'extreme' sports give some kind of thrill, but in a controlled environment. There are brakes on your mountain bike, ropes for rock climbing, and reserve parachutes for skydiving. We try and mitigate the risks, and stay within a 'comfort zone' where we don't end up out of our depths.

I ended up out of my depth, but the thrill of surviving can't be denied. Why do you think so many movies get made about drugs and crime? I think it's because we want to experience a more exciting life, vicariously. We would never dare to take the risks that these screen antiheroes take, but there's a little part of us that wants to be the gangster, the hustler, or to know what it feels like to take powerful narcotics.

There's a lot of romanticism, glorification, of risk takers. Increasingly, there's an amorality in Hollywood, where bad guys get away with stuff and the drug takers don't always get locked up behind bars, just to teach us - the audience - some trite moral lesson. There is even the occasional movie where the antihero is fighting the system. Modern day Robin Hoods, stealing from the rich and corrupt, with us cheering them on in their lawbreaking activities.

I should say, upfront, that I don't believe I'm above the law. I don't think I'm special, and deserve any special treatment. I don't think rules don't apply to me.

However, it's undeniable that I have received special treatment and rules have been bent. The full force of the law has not been brought to bear on me. I've been in a police cell a few times, but yet I've retained my liberty and a clean criminal record. Other people in similar circumstances have not been so lucky.

The fact is, that I've been trying for a while to get back on the straight and narrow, but circumstances have not exactly been favourable. When things start going wrong, it tends to cause other things to start going wrong too. You might lose your job, and because of that you get into rent arrears or default on your mortgage payments, which impacts your credit score, so you can no longer cheaply refinance your debts or borrow in order to pay your bills while you look for a new job. Now, you start getting fines and paying punitive interest rates, and before you know it you're in a death spiral.

Is it right that the punishment for not having any money, is penalty charges and higher interest rates? Maybe you sell your car and your laptop in order to raise money to cover the shortfall, but now you can't look for work or travel to a job that's inaccessible by public transport.

It's a modern-day Merchant of Venice, where we extract our pound of flesh, but the cost is the entire society.

The cost to me of the last couple of years should have been my right to work. Had a criminal record and a bankruptcy been forced upon me, I would be virtually unemployable in the field I'm highly qualified and experienced to work in. As an added ironic twist, it only took a couple of months of employment to rectify my deficit and satisfy my creditors. If they'd been allowed to get what they thought they wanted, they would have had to write off a big chunk of debt.

When we come to criminal justice, would justice have been served if I now found my employment options curtailed, because I had a black mark against my name? The UK system at least has some safeguards, where convictions become 'spent' and are therefore not supposed to affect your employment prospects after a few years, but what are you supposed to do during those years where you're a leper, shunned by mainstream society?

We say "if you don't want to do the time, don't do the crime" but what if you're trapped by circumstances? Do you think somebody wakes up in the morning and decides to become a drug addict, with full consideration of the consequences? Do you think it was a rational decision made with completely free will?

About drug addicts, Dr Gabor Maté writes "a person driven largely by unconscious forces and automatic brain mechanisms is only poorly able to exercise any meaningful freedom of choice". Do these people sound like they should be treated as criminals, or as patients?

But what about pleasure, what about the 'thrill' of scraping together the money for drugs, scoring and then taking them? Yes, it's true... drug addiction is an alternative lifestyle.

The problem is, the man who has nothing has nothing to lose. I found it immensely liberating being suddenly bottom of the pile, not caring about keeping up appearances, no longer harbouring unrealistic aspirations and living with the daily threat of redundancy, eviction and destitution. When you're already destitute, there's no way you can fall any further... for the first time, you are free from relentless crushing fear and anxiety.

My family decided that cutting me off, showing me 'tough love' and me hitting 'rock bottom' would be some kind of 'cure'. They were wrong.

Frankly, there is no rock bottom. Rock bottom is something somebody else thinks they'd find intolerable, but no matter how bad things get, when it's you who's going through that shit, you find a way to adjust to it... you find a way to cope. I can laugh about some of the shit that happened to me now... that's not supposed to happen.

The fact is, that stick doesn't work. You can't beat someone into submission. You can't truly break a man's spirit, their soul, crush them completely... if they're actually not doing anything wrong. Is it wrong to want to survive? Is it wrong to want some dignity? Is it wrong to expect to live without debilitating stress, to expect more than a miserable depressing existence?

Yes, it looks like I have choices, opportunities, but I've also tasted freedom. Freedom from boredom, freedom from oppression, freedom from stress, freedom from relentless exhausting pressure. Is it any wonder that I consider my forays back into the rat race and so-called 'civilised' society to be the real prison? A prison for my soul.

I'm not the first to rattle the bars of the cage and rage about being trapped into mechanisms of societal control. I'm not special, I'm not different. I just know what I've experienced

Tags: #career #drugs #addiction #police #politics #capitalism

This is a story about the value of life...

According to my anecdotal observations, people are taking more and more unnecessary risks with their lives and health. I've been heavily involved in this trend, since my teens, when I fought a fairly cowardly childhood with some fairly extreme stuff.

Everything from adrenalin sports to body modification seems to be going through exponential growth. The limit of what is survivable by a human seems to inspire a new generation of people who are pushing the envelope further than ever thought possible.

Let's talk about extreme sports, firstly. The guy who taught me how to rock climb had himself learnt using unimaginably dangerous equipment. The ropes had no stretch to them, and a fall could break your back just from the hard shock of the rope stopping you so suddenly. A lot of the equipment was improvised: large engineering nuts were threaded through with a bit of thin rope. People didn't even use harnesses to abseil and belay a lot of the time, they just let the rope slip around their bodies.

Kitesurfing might look extreme to you, but 15 years ago you basically hooked yourself up to an enormous kite that you couldn't release in an emergency, and you couldn't 'de-power'... that is to say that you couldn't let the wind go out of it in a strong gust, you were just yanked into the sky or dragged along.

I can't really talk about skydiving too much, as I've only done 21 jumps, but I was pulling my parachute at 5,000ft... plenty of time to pull my reserve parachute if I had a malfunction. Special care was taken to ensure that every skydiver was far apart from each other in the air, and it was scary when somebody fell past me and then opened their parachute only a few hundred metres away. If somebody crashes into you at 125mph, thousands of feet in the air, it's not going to end well.

Now we have climbers who will happily jump off a suspended platform and fall the whole length of their climbing ropes, just for the thrill... like a bungee jump. They trust their equipment so much that they actually choose to fall. Most of what I was taught as a climber by my old-school mentor was simply "don't fall".

Now we have kitesurfers who are jumping over hard objects that could kill them. One of the UK's best known kitesurfers famously jumped over Worthing Pier. I've had two close encounters with a pier myself, one of which destroyed my kite, and the other involved a jet-ski rescue of a friend's kite. When I learnt to kitesurf, the idea was to stay away from rocks, cliffs, buildings and anything hard that you might be splatted against by the pull of your kite.

Now we have skydivers who are wearing wingsuits and flying within a couple of feet of rocks, trees, cable cars, bridges, roads, houses... just about anything on a steep mountainside. When they open their parachute, they have barely enough time to unzip their arms from their wingsuits so that they can grab the control toggles, let alone pull the cutaway and reserve handle... but the reserve parachute would never open in time if they had a malfunction anyway.

Given that a parachute will malfunction every 10,000 jumps, and there's hard data that supports that statistic, then you can precisely say what the probability is of you dying from a BASE jump or wingsuit flight with a low canopy opening.

I've known people who've had accidents climbing, kitesurfing and skydiving, so why would I continue to do these dangerous things? Well, there has been incredible improvement in the quality of the equipment in just the last 15 years. However, I think the main reason is that us adrenalin junkies never think that an accident is going to happen to us... we tell ourselves that we're too skilled, too careful, too lucky... accidents happen to other people because they made a mistake. We all think we're infallible.

By my mid twenties I had experienced plenty of close calls, but thankfully never been hospitalised.

Getting into the extreme difficulty grades of rock climbing starts to be a game of russian roulette. The 'protection' that you can place to save your life if you do end up falling, starts to be very inadequate in certain parts of the climb. You have to accept that injury or death is going to occur if you fall in the wrong place at the wrong time.

Pulling off the hardest kitesurfing tricks can actually injure you pretty badly, even though you're doing them on water. One of the first times I tried to do a 360 degree spin, I accidentally looped my kite and hit the water going at about 40mph. It doesn't sound like much, but it could have easily broken a rib. The higher you go, and the stronger the wind, the more chance of you crashing into the water at high speed, and the more the water acts like a solid surface.

Waves are probably the biggest danger to a kitesurfer though, and without your kite you can be in big trouble. I once got pummelled into the seafloor down in Brighton, catching waves that had reached the size of houses. It was only because my kite pulled me to the surface and onto the beach that I didn't drown. Sadly, somebody we used to kitesurf with in Southbourne was not as lucky when he lost his kite and perished trying to swim to shore in big waves.

For a skydiver, you can obviously calculate the risk of having a double parachute failure, but most injury and death seems to occur when trying to land, when your parachute is actually open. At the place where I learnt, there was a motorway, a high-speed railway line, loads of buildings and trees and all sorts of other hard things that you could fly into, that would injure or kill you.

The very first time that I jumped, my lines were all twisted up. Not exactly a malfunction, but sometimes people have to cut away from their main parachute and open their reserve because the line twists are causing them to turn in a tight spiral downwards. Why was it not more off-putting that I actually had a problem with my parachute to sort out, while dangling in a harness, thousands of feet above the hard ground?

As you can see, I'm above a fairly major road junction, and heading towards a nearby town. The ground is approaching at over 120mph. I chose to jump out of the plane. Nobody made me do this. I decided to take the risk. An accident will never happen to me, right?

What I can say about all of this, is that personal experience is a very poor way to judge risk, but it's an unavoidably human thing to do... to base our perception of danger on our own individual lives, rather than looking at the wider statistics.

I've had a lot of hospital visits during my recent troubles, but I have no lasting health damage. Obviously, I never died. I didn't even feel much pain or discomfort that I can remember. To all intents and purposes, life has taught me that no matter what ridiculous risks I take, I seem to be immortal and virtually indestructible.

If I look at all the times I've put my life on the line, put my head in the lion's mouth, as it were... statistically I shouldn't be around to tell this tale. I should be more mindful of the fact that I'm one of the lucky ones... the one that got away, by the skin of his teeth. However, that's not how my psychology works. For every brush with death, that just seems to reinforce my belief that I can get away with unimaginable risk taking.

Why should it not be that way? For every harrowing event that you survive, why shouldn't it make you braver, less risk-averse. To all intents and purposes, the Universe seems to be speaking to you... that your life was spared, that you escaped catastrophic injury or death, just proves that you're special, you're different... you can put your life on the line and get away with it.

Here in the UK there are no predators, no wars, no unavoidable hazards. The biggest risk to your life is a road traffic accident. So, does it therefore seem logical that my latest adrenalin sport is playing in traffic? Deliberately dodging black cabs, red double-decker busses and Toyota Priuses driven by people who can barely drive.

I sawed my bicycle's handlebars down to the same width as my shoulders, so that I can fit through ridiculously small gaps, provided I keep my elbows in and ride like hell. Occasionally I see a gap, and then decide to abort at the last minute because I sense that something's not quite right. The sensible thing would be to avoid those touch-and-go situations altogether, but more often than not I'll lay my life on the line simply for the thrill of it.

I never really think that living on the edge like this is disrespectful to those who haven't been as lucky as me. I do feel guilty about wasted NHS resources where I've been treated in hospital, but when doctors have told me how close I came to dying, it doesn't really have the intended effect.

Trying to scare somebody into taking less risks doesn't work, as we have seen with smoking. Printing "SMOKING KILLS" in big bold letters on cigarette packets looks particularly ironically ineffective, when a smoker is reaching into that packet twenty times for a 'cancer stick' before discarding the empty wrapper, and purchasing another box of fags.

I mentioned body modification, right at the start of this blog post. People are willingly submitting themself to the tattoo artist's needles, or the plastic surgeon's knife. These procedures are not without danger, but they are also painful, uncomfortable, as well as producing irreversible bodily changes.

You would have thought that people would have seen tattoo disasters, or had one of their own, and decided that making a permanent alteration to your body is a foolish thing to do. However, we find the opposite... once people have one tattoo, they often get more, and some people are going further, with piercings, stretched earlobes & lips, subdermal implants, deliberate scarring of their skin.

Ok, so London is gritty and urban, but there's a whole subculture where huge tattoos are totally normal and accepted. In every hipster cafe and trendy bicycle repair shop, you're likely to be served by people who have whole arms covered in richly coloured tattoos, necks, hands... these aren't the kind of thing you can cover up.

If you earn shit wages as a coffee shop barista or whatever, and there is literally zero hope of you ever being able to afford to buy your own home, why wouldn't you do something with your money that feels good? Blast all your cash on booze and tattoos. Money is just fun tokens... it doesn't buy you a lifestyle anymore, for most young people.

The long-term hopes of people have been dashed. There's no career ladder anymore. There are no good jobs full stop. There's just student debt and some low wage, and whatever you can do to fill the empty void. The idea of saving money for a rainy day is just insulting, when it's a hand-to-mouth existence.

This counter-culture of piercings, tattoos, beards, moustaches, vibrant hair colours and extreme haircuts. This fixation on image. So many selfies... I can empathise. I feel that I know where it's coming from. What have you got, other than the skin you live in, and the clothes on your back? Feel good in your own skin, because you'll never have a home to call your own, to feel good in.

You might as well get that big tattoo on your neck, because you're never going to work in an office, hoping to get that big promotion, like your Dad did. You might as well spend all your disposable income on alcohol and drugs and expensive coffee, because you're never going to be able to afford to settle down and start having kids in a nice big family home, as a housewife, like your Mum did.

The extreme sports are pretty much banished for those on a low income, so extreme drinking, extreme drug taking, extreme risk taking on your bike in traffic, extreme sexual behaviour... extremely short-term decisions. That's the only life opportunity that's offered. People have to get by however they can, and part of getting by is seeking reward, pleasure.

I don't think we're living in an era of hedonism at all. In fact there's a certain bleakness to everything. There's a certain amount of sorrow that is being drowned. Young people's lives are harder than you think, and those lives are very sparsely punctuated with what few highlights they can afford.

What was once a subculture, something extreme, something for the minorities, something for those who were excluded from the mainstream, is actually now becoming the mainstream. The "jocks" who are flawlessly good looking, fashionably dressed and are following the prescribed path of academic and sporting prowess, followed by a great career in a big company... these people are the freaks now.

I forget who it was who once said "if you want to be different, to stand out, then don't get a tattoo". Those words are ringing very true today.

I chose to get into extreme sports because I was bullied and ostracised a lot at school. Now it seems like anybody who's got the money is an off-piste snowboarder, kitesurfer, skydiver or whatever. It's no longer an exceptional thing to risk your life in pursuit of your little moment of happiness in an otherwise bleak existence.

A strange thing starts to happen when you pressurise and threaten somebody who has spent a long time contemplating life and death decisions. Instead of being bullied, cowed, pushed and shoved in the way that you want them to, they double down: they will raise the stakes.

As danger approaches, I find that I run towards it rather than away. I don't try and make the last few pounds in my bank account last as long as possible... what would be the point of that? To disappear off the face of the planet with a whimper?

I'm a very bad person to play chicken with. If you think that risk of death, or anything inbetween is going to instill fear in me that will control my decisions, then you're very stupid and deluded.

If you think I'm the stupid one, you're wrong. Obviously I avoid pain and discomfort. It's actually the smart thing to do, to avoid the unwinnable battle, but at the same time to not submit yourself to a life of sustained misery. I'll avoid the fistfight with somebody who just enjoys the thrill of violence, but yet I'll use the very last of my energy, money - whatever I've got left - in some final roll of the dice that will leave me far more beaten and broken than any battering I could receive from somebody's fists.

You think that decisions like that are stupid? Well, you simply haven't calculated the odds. What do you do when you're dealt weak cards? Go all in. Push all your casino chips into the pile with an icy calm. Fortune favours the brave, and a life of cowardice is no life at all.

Some people are able to eke out a life, continuously looking over their shoulder in fear. Some people are able to live under Damocles' sword, with a continuous threat of redundancy, bankruptcy, mortgage default, reposession... not being able to feed and clothe their kids, not being able to pay the bills. Even though this miserable existence was once possible, the route is now barred. Why would you want it anyway?

Do I hanker for a time when I was drawing a regular salary, hoping for a big pay rise and bonus every year, paying my mortgage, trying to save enough money to put me ahead of the game? It's bullshit, you're never going to get your nose in front. You've been set up to fail from the start.

My instinct to nurture is rather unfulfilled, especially now that I no longer live with my cat, Frankie. However, I've got no skin in the game besides my own. There's absolutely no incentive to curtail my risk taking. There's absolutely no incentive to be subdued, beaten down into submission, and to accept an intolerably miserable existence. Of course I'd rather die.

It's not even about depression or mental illness. It's just a response to the world, to circumstances, to my environment. It's sane and rational to consider the final solution: a premeditated suicide.

Actually, when I think about my quality of life, I wouldn't give up the last few years for anything. I've had the ride of my life. If I skid into an early grave as a crumpled mess, then at least I lived. I know that "live fast, die young" is such a horrible cliché, but I 'get' it now. Having had both lives, I choose the one with extreme risk every time. Dying a long drawn out death of anxiety over whether my pension fund is big enough, is my idea of torture.

I wonder whether those young people, with their complete fixation on the short-term, share my lack of fear of death. I wonder if they have also made a rational decision to reject a life of constant anxiety over an unknowable future filled with pathetic threats... torturous death by a thousand cuts.

Why on earth would I want to be wealthy in my old age, when I'm stalked by cancer, cardiovascular disease and other age related shit that's going to make an active lifestyle increasingly improbable? I'm glad that I've lived and loved and lost, and now life hangs by the slenderest thread.

Am I being melodramatic? I don't care what you think, actually. You can call my bluff... I can't lose. I might end up without any fun tokens left, but that's all part of the thrill, the adventure... the joy of living your life, rather than waiting to die.

Cut the thread, and I'll fly

Tags: #adventure #kitesurfing #climbing #capitalism #career #suicide

This is a story about getting things in perspective...

When you're climbing a mountain, you can't think about the summit too much. You have to take things one step at a time. If you are much too fixated on reaching the top, you will feel disappointed every time you reach a false summit. You will feel disheartened when you see how far there is left to climb.

I'm quite familiar with mountainous tasks. I started my full-time career at age 17, and I had my challenges with immaturity, but also with age prejudice. I sacrificed a huge portion of my teens to learning programming, so I was pretty ready to start work, unlike some of my peers who had done non-computing degrees at University. However, my youth held me back for many years.

Around the time I turned 30, I built a couple of cashflow positive businesses. Taking something from the idea stage to the point where you're taking customers' money is not something that should be underestimated. It's easy to do one deal, and just keep dealing in that same way, but it's quite something else to put together an established business, with multiple customers, suppliers, and create a trusted brand.

Then, as I've written about at length, my mental health started to be the mountainous task in front of me. Or rather, I was at the bottom of a deep dark pit and had to climb my way out. Facing a collapse in your sense of wellbeing, your ability to cope... that's a fairly big thing to tackle, when you've had nearly 30 years of steady stability.

Most recently, dealing with drug addiction is probably one of the hardest challenges a person is ever likely to face in their life. Addiction can consume a person so quickly. It's like a fire. If you don't put it out fast it will spread, and if you leave it to develop into a raging inferno, it will be virtually impossible to extinguish and it will just consume everything with its flames until there's nothing but charred remains.

It seems really stupid to me, how long we let people flounder and struggle for. We just turn our backs and pretend stuff isn't happening. We just hope for the best, hope that the person doesn't bother us, hope that some miracle happens, hope that the person who's in trouble sorts themself out, hope that somebody else will deal with it so we don't have to.

There's a really nasty streak of "look out for number one" going around more and more. People live their lives in an increasingly isolationist manner, critical of other people's choices, and only thinking about their own wellbeing. We are encouraged to trample on each other in order to get ahead. We hoard and do not share.

People can't see the wood for the trees. They fail to recognise that pushing their kids to get good grades at school just creates an arms race. Pushing your teen to think about 3 or 4 years University education when they're just a child. Pushing your young adult kids to get a good career, a profession, when they're just developing their own identity, deciding what they want to do with the next 40 or 50 years of their life. Can't people see that at every stage of this funnel, things are getting more pressured, more competitive?

I received an email today from somebody who is already struggling with the pressure of University. Think how much pressure that person already endured to get the exam grades to get that University place. Think about how many exams they have had to sit, in order to stay in the system, and be allowed to continue with some hope of getting a well paid job at the end of it all.

We're tested, and then we're tested some more, and then we're tested again and again until the end of our days, nowadays. Now that we have established this over-competitive bullshit arms race of a life. There are too many lawyers, too many doctors... too many of all the professions that are desirable. An exam might look like an ordered, disciplined, academic thing, but we might as well have our kids duking it out with pointy sticks in the middle of a jeering snarling crowd of bloodthirsty onlookers.

In the zero-sum game that we have invented, for every winner there's a loser. That means that whenever a kid gets a bunch of "A" grades and a place at an Oxbridge University, some other kid has to leave school without any qualifications and be considered unemployable. There are only a limited number of places for the elite: both in academia and professional life.

We're not building a longer table, we're building higher fences. The pressure on kids to not make a single slip up, from the moment we start pressuring them to beat their peers throughout a gruelling school, college, and University life. One black mark can derail your entire future. Screw up one set of exams, and you'll be tossed into the 'undesirable' bucket, and find it very hard to rise above your peers ever again. You'll be trampled underfoot.

Schools can only give out the same limited percentage of "A" grades each year. Universities can only give out the same limited percentage of firsts and 2:1 degrees each year. Companies can only afford to hire a small number of entry-level people - the very best - each year. We drive huge amounts of people into a funnel that's just way too narrow.

Opportunities just suck right now for young people. It was pretty sucky when I was a kid, and there was always hell to pay whenever my teachers spoke to my parents, even though I was always in the top sets and getting good grades. There were plenty of sharp-elbowed pushy parents who ruined plenty of childhoods back then... today it must be bloody miserable and awful. No wonder we are seeing a spike in teen suicides and self harm.

And for what? Do you think your kid is going to get a good job after they finish jumping through those academic hoops... doing all those exams and essays and dissertations? Do you think your kid is going to happily couple off with some lovely partner, buy a house and start raising a family of their own? How the hell could they afford to? Have you seen the disgracefully low wages and the sky-high house prices?

You can do a 180 degree turn and still take a step forward. You don't have to feel like it's a backwards step to admit you're wrong and start going the other way up the dead-end alleyway that you led your kids and grandkids down. OK, so school and work was OK for you growing up, but that doesn't mean it's working for your kids and grandkids.

What worked for a world of 2 or 3 billion people doesn't work for a world of over 7 billion. There are just too many people competing for a finite amount of bullshit qualifications and jobs. We've set our young people up to fail, and it's not because they're stupid or lazy. It must be incredibly stressful and hopeless, being young today, with so few prospects and such a hard struggle to get ahead of your peers.

At the moment, the human condition is not being advanced. The ship is being steered by a rudderless drunk of a captain, in selecting our political and commercial elite from the greying middle-aged nostalgic fools who've had it way too good for way too long.

The current set of elitists kowtow to the pensioners, because everything is owned by institutional funds: every company is majority owned by pension funds. The grey pound is the only pound. The kids don't have any money. The corporations worship those who are in God's waiting room, just hanging around for their time to die. It's a system that's leading the whole world to its death.

We should be looking down, to those little kids and their energy and optimism, and thinking about their future, not looking up to the heavens and thinking about our death. You might have a comfortable retirement, but you'll be riddled with disease and old age. Would you not be more comfortable knowing you left the world a better place for your kids and grandchildren?

Build no store of wealth on this Earth.

I feel sorry for working class people who have worked hard their entire life, and they've still been cheated out of a living pension, but their health is failing. Their voice is silenced by the deafening boom of the ones who've had a cushy life with a golden parachute final-salary pension at the end of it all. We can't see the wood for the trees

Tags: #politics #childhood #mentalhealth #capitalism

This is a story about the hungry tide...

Humans are supposed to live near water. It's so essential to life, that I think that we find tranquility when we are near the source of something we can drink, wash with and watch life go by, carried by the currents.

Growing up in an area of Oxford called Jericho, the canal was a moat-like border, to the West. There was a footbridge and one road bridge, but those were the only ways of getting across to the far bank, besides swimming.

A short walk up the canal would bring you to Port Meadow, where the river Thames snakes its way through the flood plains of the flat valley bottom. Although it's the second longest river in the United Kingdom, it's quite a different beast in Oxfordshire than it is in London.

By the time the Thames reaches the Isle of Dogs, it's close enough to the river mouth that the tides affect it in quite a pronounced way. At low tide, there are some fairly sizeable beaches that are revealed, accessible from ladders and steps down from the riverside footpaths.

Growing up in central Oxford, the only discernable change with the Thames was when the river burst its banks and Port Meadow flooded. Then, a huge area of green field became a massive lake. One year the lake even froze, and you felt OK walking on the ice, because you knew there was a grassy field just beneath: you weren't going to fall through and get sucked under by any river current.

The Oxford canals froze too, and although we hefted bricks and stones onto the ice to try and smash it, it would have been fairly crazy to try and walk on the ice. I do remember driving my radio controlled car on the ice, and how much fun it was to make the little toy spin doughnuts and do huge drift slides.

Presumably dogs and ball games could only take place in Mill Quay if the water is frozen over. I hate these signs that basically say "NO FUN". Growing up in the 1980's in central Oxford meant lots of playing on the streets, in the parks and on Port Meadow. Usually involving water bombs, smoke bombs or other incendiary devices.

In London a strange kind of separation of society exists, where big groups of kids hang around near their high-rise social housing, but they are more than unsupervised: they are completely ignored by the entire adult population. This is completely reciprocated. As a white middle-class thirtysomething person, you're completely invisible to huge groups of teenagers, hanging around doing their own thing. The impoverished kids and the wealthy professionals co-exist within metres of each other, but neither group acknowledges the existence of the other.

The Isle of Dogs is in the London borough of Tower Hamlets, which is one of the most deprived areas of the UK. You only have to step one street inland from the riverside apartments, to see a totally different side of London to the gated communities that line the Thames.

There's something nice about not feeling totally surrounded. Here is a city of 8 million permanent inhabitants, plus the millions more who make up the commuters, tourists and those who are unofficially living here. When you're in a basement, with several flats above you, surrounded by houses and offices on all sides, it's easy to feel rather hemmed in.

By reaching the very top of a skyscraper, so there is nothing but the open sky above you, or by reaching the water's edge, so there is nothing but an expanse of water on one side of you, you can turn your back on the chaos and overcrowding of the city, whenever it pleases you.

Sure, there's the occasional ferry, canal boat, pleasure cruise or whatever, but water represents enough of a barrier to most ordinary folks caught up in the rat race that it's nice to watch the boats go past in a way that can't be said of watching stressed commuters scuttle down underground passages.

What the hell am I doing, living in a riverside apartment I can no longer afford, since my last contract ended? Well, if you've never had to sleep rough or in a hostel, you should try it sometime, with your work clothes and all your worldly possessions. Try commuting to the office from under a bush or after spending the night in bunk bed with one bathroom and 13 other dormitory friends, in different states of alcohol and cannabis intoxication.

Homelessness, poverty... these things tend to connect you with chaotic environments that do not exactly improve your mental health and capability to rebuild a life, return to work, get back to health, wealth and stability.

When I was working, I was getting up at 7am to take a run by the Thames, and pulling some fairly serious hours spent working on an extremely stressful project. Do you think that's possible when you also can't sleep and relax at home, and it takes ages in a cramped tube, overground train and bus to get back to your miserable hovel?

When we talk about standard of living, what do we really mean? If you choose a job you love, expect to be underpaid and overworked. If you choose a job that pays well, expect to be bored and stressed. If you choose to be working in 2016, expect to have little job security and for your cost of living to be vastly more than it would have been for your parents, at the same age.

We just don't have the spare time. Our partners are not at home doing housework, and come and pick us up from the station at a reasonable hour, and we have some time at home to play with our kids, eat, even do something else with spare time. Now we get home just in time to kiss the kids goodnight, and then we shovel whatever we can into our exhausted mouths before collapsing into bed, before all too soon, the alarm goes off and we start all over again.

We're enslaved to fixed core working hours, and the idea that we can ever reach some imagined future sustainable state, by pushing ourselves to the maximum output that we can manage. Working 80 hour weeks in the hope of getting enough pay rises to be able to slack off a bit in our greying senior years.

When was the last time that you took the Thames Clipper to work, even though it takes longer than the tube? When was the last time you walked to work, across one of London's many amazing bridges, just to admire the beauty of the architecture, even though it would add another hour or two to the length of your working day?

If you look really carefully, you can see a rainbow in the clouds above The Shard, created by sunlight refracted through glass at the very top

Tags: #london #oxford #childhood #capitalism #politics

This is a story about wearing a straightjacket...

Life is better in flip flops. Life is best of all barefoot and with lush green grass underfoot, in some nice warm sunny climate. Why is it that we get so little of what our soul is screaming out for sometimes?

I decided to wear a grey suit and chase the dollars, as a technologist/engineer working in banking. That's a double whammy. Not only are you already working in a dry technical field, but you're also entering the bleak world of bean counting, which is daily corporate drudgery. There's no room for creativity or colourful characters in banking's IT departments.

My game plan has always been to earn enough to not have to worry about money. It's kind of worked. At times, I have been able to go for long stretches of my life without ever having to check my bank balance or do any budgeting. I've been able to have everything I wanted, when I wanted it, without thinking twice. However, there's another price to be paid: freedom.

In order to fit in a neat little box, and slot in and play nice with the other drones in the hive, you have to sacrifice any individual freedom of expression. There's no room for free spirits in the great grand pyramid scheme of corporate finance, capitalism and wage slavery. You need to appear to be a regular guy who is playing by the same rules as everybody else. You can't buck the trend. You can't beat the street.

Whether it's working 5 days a week, when you could easily afford to drop your hours to 3 days a week, or taking only 5 weeks of holiday when you could afford to only work 6 months of the year... you have to still put in the hours, weeks and months, to appear to be corporate enough to be allowed into the grand palaces of glass & steel.

Learning when to keep your mouth shut. Knowing who you're allowed to escalate issues to. Whose head are you allowed to go above. Learning which arses to kiss, who to brown nose. Learning when to come in early and when to leave late. Learning exactly which shade of grey is culturally in fashion at any given moment, and curtailing any longings you might have for a bright and gaudy tie or other flamboyant display of individuality.

You might have seen a scene in American Psycho, or perhaps read the chapter in the book, where the main protagonist and a colleague are comparing their business cards. The style details that they notice would escape the gaze of most people who are not immersed in the bland corporate world, but something as subtle as the serif on a font is a blaring foghorn to those who spend their days in a desert, devoid of all creativity.

This blog might appear to be intellectual masturbation, but really all this stuff had to come out. I've spent the best part of 20 years with no creative outlet. Sure, I got to design a few logos during my forays into startup land, and I got to do the graphics and sound for my iPhone games, but that was the briefest of respite from an unrelenting demand for my time to be spent pushing paper around a desk in a dreary office.

Ok, so I can't really complain. I've had a lifestyle and opportunities that many could only dream of. However, there is a feeling that everything that has come from that world is somehow dirty, and it's only by burning everything to the ground, and starting again, that I will find any peace and comfort. Everything that I've built using money from the corporate realm has felt just as fake as that entire make-work world.

Do you have to become destitute to appreciate things? What trigger is necessary in your life, to tell you to stop and smell the roses? What point do you reach, where you are prepared to watch your entire life fall into ruins, with some element of glee, with some sense of liberation? How is it that you can be happier as a person, when your whole world is collapsing?

Maybe I'll never own my own home and garden again. However I've lived in Royal Kensington Park Gardens. I didn't own the gardens, but when the park wardens have finished their sweep for any remaining interlopers (like me) after they have closed the park gates, and you have managed to evade discovery, then you pretty much have the place to yourself until the next morning.

The bulk of the homeless people in the park clustered unwisely and lazily around each other and the park entrances. They frequently robbed each other and got into fights. The park wardens and the police knew where to find them, and would go and antagonise them whenever park life was becoming a bit to cushy.

Being the lone wolf that I am, I found myself a thorny bush, with thick ground cover such that me and my tent were obscured from view, within its thorn-free centre. My bush was located a long way from any of the park entrances or paths through the park. It was in a part of the park that far fewer people would visit, as there's no monuments, statues, lake or other attraction. There was quite an extensive preparatory scouting operation and a lot of thought went into choosing my spot.

If you have chosen a more conventional lifestyle, you are probably in fear of eviction. You are probably afraid to default on your mortgage payments or get into rent arrears. You are probably fearful of losing your home and being turfed out onto the streets. Actually, it was pretty exciting and fun at times.

I really don't recommend that you become homeless if you have a family. It's more of a leisure activity for a single man in reasonable physical health, who has no fear of public ridicule or being ostracised.

Actually, this whole downward spiral has been immensely liberating. Who would honestly quit their job in order to write the equivalent of two novels, all of which would make them completely unemployable, and none of which would be commercial. There is no content here in this blog which is monetizable. I write because I have to... this stuff's been bottled up for too long. It has to go down on paper, before I lose my mind.

Who gets to be an artist? Who is allowed to have art as a career aspiration? Who has the talent? Or is it only the spoilt brat children of the moneyed elite who get to spend their days penning poetry and painting? How do artists pay the rent? How do artists eat?

Sorry, that sounds like I'm giving myself the title "artist" which is clearly undeserved, unearned. But what on earth is this monstrosity of a creation going to turn out to be? Calling the curious ramblings of an idiot in the process of losing his mind, an artwork, is surely preposterously pompous and delusional. Let's just keep calling it a blog for now. It will surely descend into an account of what I had for breakfast and other such banality anyway.

Surely words have to be printed on paper and bound into a book, before there can be any credibility for somebody's writing. Surely, unless there is a willing publisher, then the words are worthless. Without a publisher's mark, why should anybody care what somebody has taken the time to write?

There's a proper book from a proper author. I could quote from the book, and of course the words would have much greater gravitas, authority, because they're coming from a work of physical publishing. Ink had to soak into paper, and glue had to dry on a binding, for me to be able to hold this object in my hand, so therefore it exists, unlike this blog which is just made of ones and zeros and squirted down a fibre optic cable across thousands of miles.

A friend charmingly refers to my blog as a "blag" and naturally he doesn't read it. I'm not sure I'm blagging. I'm pretty much an expert in blagging and this feels like the complete opposite. I'm laying my soul bare here. I'm pouring my heart out. I'm giving you all the ammunition you need to destroy me.

There's a considerable leap of faith here, to lay yourself wide open to ridicule and shame. My actions are wide open to be criticised and cut to pieces. Every bit of my life can be dissected, like some lab animal. You'd be second to the carcass though. I already thoroughly dismantled my own mind and picked over the bones of my past.

I like to think that there might be something here after extensive editing, that could prove interesting to those going through the complete self-destruction of their life. Certainly there is inspiration that I have taken from other people's narratives of their descent into madness, addiction and destitution. I'm trying to emulate their writing, but also add to that body of literature, as I have struggled to find enough to read to satisfy my own demand.

But, let's just call this writing practice. I know that everything I've written to date is far too jumbled up and mixing topics to follow any kind of thread that somebody could just sit down and follow with any interest. It's too hard to find the nuggets that tickle your individual fancy.

Things would probably be a lot harder and flow a lot less verbosely if I was to set myself the strict constraints of a plot to follow and having to keep things in chronological order. This jumble of thoughts would struggle to make it out of my brain and onto a page if they had to be ordered, structured, constrained.

I hope you don't think I'm arrogant for considering the possibility that other people might read what I write. Perhaps it's naïve to even think that I could offer an interesting tale to another lost soul, wandering aimlessly or feeling alone.

Anyway, I'm going to go and eat my tea now.

Tags: #career

This is a story about telling the truth...

I apologise for the lengthy 87,000 word preamble, but it has been in preparation for the revelation of some really shocking truths.

I'm actually still trying to psych myself up to tell some parts of the story, because I know that I'm going to be burning bridges big time, but I don't feel like they're places I'd want to go back to anyway. Those places need to be shut down with extreme prejudice. Those bridges need to be burnt.

I've effectively had an 'access all areas' back-stage pass to a lot of stuff that the public barely know exists. I've worked on gold bullion vault projects, nuclear submarine projects, cryptographic encryption projects and on the number one projects in the world's biggest banks. I've single handedly produced number one iPhone apps and been invited to speak about what I do at top academic institutions. These are my credentials.

So, I'm puffing myself up, like a blowfish. I'm like the scared cat, with its fur all stood on end and its back arched. I'm like the pompous twat, with his chest pushed out and his fake voice booming out, disturbing everybody's peace and quiet. Am I a narcissist? No, I'm just trying not to be eaten by predators.

Am I trying to make you like me? Do I think I'm likeable? Do I think I'm charming, charismatic? Do I think I'm special? Well, I have done the maths. I'm one of 7 billion people on planet earth and I'm 99.5% genetically identical to every single one of them. So I'm half a percent different from 7,000,000,000, which means I'm roughly the same as 35 million people, statistically speaking.

There are - for arguments sake - about 70 million people in the UK. I've used a higher number than the official figures for convenient maths, and because the government doesn't count the huge number of 'illegal' immigrants who live here. So I represent about half the population of the U.K: 35,000,000. I'm literally 1 in 2. There's a 50:50 chance you might meet another me, here in the UK.

So I'm really Mr Average. There you have it. I'm a straight down the middle regular Joe Bloggs. Anything I can do, you can do too. I'm not special. I'm not unique. I'm not different.

I've done a paper round, just like you. I've done washing up in a pub and a hotel, just like you. I've worked in a shop on a Saturday, just like you. I went to state comprehensive school, just like you. I went to 6th form college, just like you. I did an apprenticeship, just like you. I worked 9 to 5, just like you. I learned a skilled trade, just like you. I had a mortgage, just like you. I had a current account and a savings account, just like you. I used to mow the lawn on a Sunday, just like you. I used to spend a considerable proportion of my income on DIY and home improvements, just like you. I was making a little nest, ready to spawn some clones of myself, just like you.

Only, one day, I threw down my tools and said I'd had enough.

At first, I couldn't actually carry on working even though I wanted to. I had gotten myself a new job, and it was quite exciting, interesting and challenging. I was working with some cool people on a cool project. But for some reason I couldn't get out of bed. Maybe I was lazy? Maybe I was a spoiled brat? Maybe I was too posh and rich, and too arrogant and stuff to be bothered to go to work like everybody else?

Well, as I remember it, I just couldn't take it any more. I broke down. The machine had been pushed beyond its design tolerance, beyond its threshold, beyond its capabilities, beyond its rev limiter, and it had shaken itself to pieces. You should know that at this point, the machine was only powered by food, water, alcohol and caffeine... just like everybody else.

Was I a functional alcoholic? Well, we've explored this already, so I'm not going to go over it again, but let's just say this: I never drank alone. I always drank with colleagues and friends. I always had drinking buddies, and I never drank more than anybody else in my social sphere.

Alcohol is more than a social lubricant though. They say that money is the lubricant for capitalism, but I think that alcohol is the lubricant for capitalism. The more money, the more alcohol. It was limitless. As long as your work got done, nobody cared how pissed you were.

The thing about doing the same job for 19 years is that it gets pretty easy. It gets very monotonous and boring and paint-by-numbers. Even when you're building a banking system to process a quadrillion dollars, it looks like the same 1's and 0's in binary. All computer code looks the same, whether it's launching Tomahawk missiles or processing Credit Default Swaps.

We used to say "nobody dies if our code f**ks up" on the non-mission-critical projects. That's not strictly true though.

When a massive beast like a giant multinational corporation starts to die, rich people get pretty trigger happy. Yes, people are prepared to kill other people in order to protect their dollars. My own parents were prepared to kill me in order to protect their pot of gold, so I've seen it first hand.

The thing you don't realise, when you're watching all that 'free' TV is that you're a TV addict. If you didn't pay for something, then you are the product. Your mind is being sold to the highest bidder. Even when you do pay for something, you might still be being marketed to... you wanna be James Bond, right? Better go and buy that expensive watch you saw him wearing then.

But this conquest of your heart and mind is more subtle than just being sold a product. You are also being sold a lie. You are being told simplistic stories about good vs. evil. You are told stories about cowboy & indians, cops & robbers, earthlings & aliens, superheros & bad guys, black & white. You are being dumbed down. You are being put into a childish mindset.

Barely a few months after this photo was taken, my parents marched into my house, that I bought with my money that I earned, and called me a drug addict. They are total fucking idiots.

One of my earliest memories is waking up in a hospital bed at Oxford John Radcliffe Hospital. There were two scared looking drug addicts, going through withdrawal there looking at me. They had really dumb expressions on their faces. They had no idea what was going on in their drug addled lives. They were my parents, and they had hospitalised me because they're irresponsible cunts.

My parents have not got a clue how hard modern life is. They were gifted the deposit money to get a house, because they had failed to plan properly how to support their child. They needed their parents money, because they were too busy taking drugs and getting fucked up to act responsibly.

Do you know what I'd do if I got a girl pregnant? I'd get a fucking job.

My parents think they're special and different. They think they are entitled to not have to work hard. They think they're entitled to sit in judgement over the world, despite having achieved nothing other than to inflict misery on innocent human lives. Being the child of a pair of junkies is miserable work, I can tell you. It's hard work having to be the responsible one, because you are chaperoning a pair of losers who are too fucked up to put food on the table and a roof over the family's head.

When we come to talk about bail-outs in the coming months. We should remember that my parents had a free University education and they spent their parents money fucking about. They went travelling and had a lovely time swanning around spending other people's money. They sat around taking cocaine and doing jigsaws with their adult friends, rather than taking their kid on an outing. They took me to the pub and left me with alcoholics who worked on the US Air Force base, who told me all about nuclear war. Little boys don't really want to know about nuclear war. It kind of fucks them up.

Yes, I remember this guy Wayne, used to boast all the time about nuclear weapons destroying every living thing on the planet of the Earth. That's a lovely bedtime story for a 3 year old, isn't it? Well done mum & dad. Great parenting. Gold star. Cunts.

So, if I'm against the proliferation of nuclear armamants and I'm a vociferous supporter of nuclear disarmament... that's the reason. We should ban the bomb, because being bombed to shit by nuclear weapons is terrifying for your children. You shouldn't be sitting around taking drugs and getting drunk with your friends. If you give a shit about your kids you should be protesting about the proliferation of nukes.

Yes, my parent's were caught napping. They were asleep on the cunting job. While they were putting flowers in each others hair and taking heroin, magic mushrooms and LSD, snorting loads of cocaine and wandering round in a stoned fucked up daze, alcoholic stupor and generally dribbling like cross-eyed imbeciles, and occasionally spawning an unloved child, the world went to rack & ruin. You total cunts.

My parents never gave a shit about saving for a proper pension. Their parents had been prudent, and had put money into index-linked pensions that provided for a reasonable retirement. My parents plan was to put all their money into drugs and not give two fucks about the future, or even the present. Yes, the present was a pretty miserable time, because if there's one thing we know about drugs, it's that there's a comedown.

My parents like to boast that they were never really addicted. What absolute horse shit. If you have an expensive habit that's damaging to the entire family's health and wealth, to the point where my grandparents had to bail you the fuck out, and buy you a house, then you fucked up, you total addict fucking losers.

My mum still smokes, and has a major alcohol problem. She's self-medicating for anxiety issues. Yes... being a shit parent is supposed to make you anxious. That's called guilt. That thing you're trying to numb... that's your guilty conscience for being a shit parent.

If you don't adjust your lifestyle according to the needs of your dependents, then you're a fucking selfish cunt. If you can't even see what's going on in reality because you're too messed up by all the drink and drug abuse... you are a really sorry messed up individual.

My parents live in a kind of co-dependency, where they support each others warped worldview. The only person who's friends with them is a guy with learning difficulties, and even that is co-dependent. That poor guy is just lonely, and he likes to have a drink... my parents drink with him, because he makes them feel like they're superior. They don't like normal friends, because they remind them that they're alcoholic junkie shit parents who never adjusted their disgusting lifestyle for their kids.

My Dad's really horrible and abusive to my Mum, but she defends him, so it's hard to do anything. It's important to defend somebody's character, but don't defend the indefensible. Don't defend an abuser. Don't defend somebody who gets sent to the supermarket to buy food and comes back with drugs. Don't defend somebody who's supposed to put a roof over the family's heads but can't be bothered because they're too fucked up on drugs.

I'm supposed to support these cunts in their happy retirement, am I? Why?

This is the legacy. This is the lunacy of mortgaging your children in order to pay for your disgusting lifestyle. This is the smoking gun. This is the whodunnit for a generation that got screwed over. This is a pointed finger, that shows where the blame really lies.

So, I'm being disruptive. I'm laying the foundations. I'm laying out my stall. I'm setting out my case. I'm taking on the establishment. I'm taking on the status quo.

I live and work in glass palaces, but I'm going to throw stones, because these places need to be smashed down. People have been kept below glass ceilings for too long. People have been oppressed by a generation who have achieved nothing, for far too long. Widening the rich-poor gap and fucking over your grandchildren's future, through pollution and completely screwing the global economy is nothing to be proud of. You've got no authority and you've got no credentials.

I suggest you start giving away your hoarded wealth as fast as you can, if you want to help your family. Give it away, share, spread the wealth if you want to retain even a fraction of your standard of living.

Soon, it's not going to matter who's got the most. It's going to matter who gave the most, when you are put on trial.

Yes, the newest generations are going to put you on trial for crimes against humanity. You're all as guilty as each other, so the only way to judge people's character is based on their generosity. My parents are tight-fisted cunts.

You're economically enslaving your children. You are chaining them up. You're doing nothing, sitting on that couch watching brain-washing TV and reading rubbish newspapers. Get off your lazy arses you cunts (October 2013)

Tags: #politics #childhood #parents #capitalism #addiction

This is a story about being a scapegoat...

There's one simple rule to follow in life: don't be an arsehole. If you're bully, criticising, undermining and generally destroying somebody's character, you're an arsehole. People are basically good. Billion dollar companies like eBay have been built on positive not negative stereotypes.

If you assume that everybody is out to rob you, hurt you. If you assume that everybody is bad and you're the only good person on the planet, and treat people according to this negative worldview, then you're going to be isolated and lonely.

It's important to listen to somebody's story, and consider all things with an open mind. There is no shorthand for somebody's life. You can't just hear one negative label and think "yeah yeah yeah, I know the rest". You know absolutely nothing about a person.

I've been advised by mental health professionals, psychologists and amateur psychologists to avoid labelling myself. However, creativity loves constraints, so I have labelled myself and I'm owning that label while I tell that story, knowing that it will be strongly emotive.

My dad joked that we should name our black & white cat "Ginger" because it would challenge people. It would literally blow people's minds. People would fly into an irrational rage, just because a black & white cat was named "Ginger". Yes, some people are so brainwashed, that they feel pure terror and anxiety at the smallest thing that doesn't meet their expectations of conformity.

We are very programmed to conform. We are groomed, massaged, browbeaten, into a kind of group conformity. Kids in school and adults at work are a lot easier to deal with as one homogenous blob, a sea of blank grey faces, rather than a bunch of individual humans. It's much easier to command & control if there is groupthink and uniformity.

Bizarrely, I hankered after some conformity in my life. I wished that my parents were married, I wished that my Dad was into football like the other Dads, I wanted to wear the right trainers and tie my school tie in the 'correct' way, rather than the way that an adult would wear a tie.

Subcultural phenomena are immensely important as a means of indicating to people that you belong to their tribe. Wearing the right clothes and having an interest in the right things makes the difference between an easy life, or a life as a weirdo, an outsider, a spare part, an alien.

You might not understand why something's so important to somebody, but they do. They understand the difference it makes to their daily life, being singled out as 'different'. They have to deal with the daily consequences of being marked out as not belonging to the clan. Not wearing the right tartan, so to speak.

If you are forced to be trapped into a place where you don't belong, or you're not accepted into the group, to the community. If there is constant friction, resistance, then you have to find survival strategies.

I'm very good at zoning out, putting myself into a trance-like state. I can transport myself to another time, another place. I can transcend my body and just wait it out. If you think I'm impatient you couldn't be more wrong. I'm probably one of the most patient people you'll ever meet.

I had such a good grasp of time at school that one of my party tricks - that gained me a little oddball popularity - was being able to count down 5... 4... 3... 2... 1... and then the school bell would ring. I had a natural sense of good timing, given how important the end of school was in my life.

My entire soul yearned for the brief freedom from the bullies that came after school, at weekends and during holidays. The entire structure of my personality was reshaped by time, the clock, the timetable.

I would be down all termtime, and then I would go absolutely bezerk during holidays, trying to pack all that missing fun into those short periods. I would be very tired and lethargic and not enjoy very much of anything during termtime. I would be sad and crying about the bullying. Then, when the holidays arrived, I would hardly sleep, get ridiculously overexcited to have been released from the chains of relentless bullying, and I would launch myself at things with unbelievable enthusiasm and energy, because I knew that the holidays were short.

You might say that I'd be depressed for 6 or 7 weeks at a time, and then hypomanic for 1 or 2 weeks. Yeah, you could say that there were two extremes in my life. You could say that for 13 years there were two poles in my daily existence. You might say that my entire time at school, I had to be very bi-polar, because of the enforced structure of my life. It was the only way I could survive.

When I started work, I was 3 or 4 years younger than everybody else in the company. I was 17 years old and doing a graduate job for BAe Systems. The graduates tolerated me, but I was just a schoolkid to them. I hadn't yet been to University or done much growing up, so I was immature and obviously, I was a bit weird.

Sure, I made friends, but I was always a bit of an oddball. I was always doing something embarrassing or stupid, because I was going through the transition from childhood to adulthood. I was doing the growing up that my peers all did together at University. I made the mistake of accepting every drink that was bought for me, including the 'dirty pint' that I was tricked into drinking and throwing up in front of my colleagues, for example.

Time is the only thing that can change things. There is no short cut to growing up. Yes I was mature for my age in some ways, and I had to fight against ageism, but I also made mistakes that were purely down to immaturity. The best thing I could do was to sit tight and wait until my face matched my experience. I was never taken seriously when I was younger.

Respecting your elders is a mistake in technology, computing, IT, software. If you always do what you always did, you'll always get what you always got. Technology is disruptive, it's innovative, it's fast-paced and ever-changing. You can learn as much from the 'script kiddies' as you can from the key-man-dependency 'oracle' type character who think's he or she is the font of all knowledge.

Technology is truly meritocratic. I really don't care how many years you've worked in software. How many websites and apps have you made? How many users have used your software? How many trillions of dollars has your software processed? Those are the objective measures, obviously.

The grass roots are taking hold. The pyramid is starting to look like it's built on shaky foundations. The bullied kids, who spent all their time on computers as a form of escapism, are now running your company. You might think that because you did an MBA at some business school and were generally academically bright, that you command & control your company from the boardroom, where you puff out your chest and feel terribly important. You're wrong.

The thing about old companies is that they do things in old fashioned ways. They are not modernising fast enough, because of all the gatekeepers and people who have an over-inflated view of their self importance. Customers pretty much care about only two things: price and quality. Brand recognition is a function of consistent quality over many years of using a product or service. People won't stay loyal to a company forever, if they're getting inferior quality or paying over the market rate.

Challengers are offering innovative products, higher quality at a cheaper price. When it comes to technology, the challengers are offering a delightful user experience, rather than just the bare minimum for an older company to remain competitive. Old companies are all about cost cutting and keeping costs low. New companies are all about investment and offering something that puts them head & shoulders above the competition. New companies can't rely on a monopoly, so they have to try harder.

We live in a highly regulated world, so there's no risk associated with switching to a different product or service. They all have to adhere to the same standards, and they're all underwritten by the same guarantees. You have the same consumer rights, whether you've bought a product from an old company or a new company. You have the same rights as a consumer of a service from an old company or a new company.

The difference with the challengers is that they're hungry. They're enthusiastic, passionate and energetic. They're not sitting back, farming their monopoly and expecting the good times to roll forever. They're trying to nip and bite the ankles of the big players, and take a slice of the big market share pie, by delivering superior products and services.

My watch wasn't made by some amazingly skilled craftsman in Switzerland, who had to spend many many years learning the art of horology. No, it was 'assembled' in China after it was designed in California. It cost a fraction of what a Patek Philippe would have cost and it does a lot more stuff. I can pay for stuff with it, travel on busses and the underground, monitor my heart rate, receive directions when I'm driving or cycling, ask it questions, get reminders of stuff I need to do, check my diary, see who's phoning me before I get my phone out of my pocket, and read my messages and emails. It has seamlessly blended into my everyday life.

Monopolies don't last forever, and if you dig in and refuse to listen to what the disruptive young whippersnappers are saying then you will find yourself stuck out on a limb. You'll be sat there in your boardroom in your massive headquarters, wondering where all your customers and your profits went. The challengers are no longer coming. They have already arrived and they're disrupting your industry, and word is spreading amongst customers that there's a better way.

The geek will inherit the earth. The meek geeks are taking over everything. Chances are, you don't run a product or service company anymore. You run a software house that happens to specialise in a certain product or service. It's the software and systems that run your organisation, not your people and processes. You're mistaken if you think your best sales rep or most amazing manager are your most important assets. Those individuals just won't scale up like a software system can.

Automation and mechanisation is changing the whole world. There are still plenty of examples where we can industrialise. Where we can get the benefits of higher production and lower cost. We can eliminate human error and the limitations of workers ability to work fast and concentrate 24 hours a day, 7 days a week, 365 days a year. The more that we allow machines to do, the more efficient industries become, and the more delightful the customer experience.

Have you ever noticed how it feels as if you're getting to your destination faster, if you see a queue of traffic and decide to nip down a back alley, to take a rat run? You might not actually be moving any faster, but at least if feels like you're travelling rather than standing still. You might take this analogy with supermarket kiosks. Now that you scan and process the payment for your own groceries, it feels faster, because you're not stood in line waiting for the cashier. Really, you're just saving the grocery store the cost of having to have extra checkout cashiers to cope with the demand, but the cost saving means they can deliver higher quality groceries for the same retail price.

Economies of scale do work, and retailers are very good at scaling things up, because their margins are very aggressive. In the marketplace with price comparison technology, consumers will vote with their feet if your prices are not competitive. Banking hasn't really got its head around that yet. Many people still bank with their original current account, because they haven't seen the benefits of being a 'rate tart' or finding a higher quality online or mobile app experience yet. However, as Apple Pay becomes more and more prevalent, your bank is becoming less and less relevant. Having access to a branch is irrelevant if you live in a cashless society and you have a good mobile app.

We are witnessing a changing of the guard. Out with the old, in with the new. Long live the Queen, cash is not king.

Robots are going to pick out your Christmas presents and despatch them to you. One day, a drone helicopter will deliver your packages. Change is coming. Don't fight it. Geeks don't like fighting (June 2008)

Tags: #bipolar #bullying #childhood #career #banking #capitalism #computing

This is a story about being down and out on the streets of Camden Town...

Performing your greatest hits over and over again drives you insane. However, the public and society expect you to keep repeating what you do best, again and again and again, like a dancing bear or a dog trained to do tricks.

Whoever pays the piper calls the tune, but I'm not a CD player. If you want to listen to the same song over and over again, just press the repeat button on your iPod. Making an artist compromise on their creativity, in order to simply be a human machine, a robot, can destroy them.

The anxiety associated with knowing you have to do something that you've done so much that it's a complete paint by numbers, starts to become an unbearable burden on your ability to be able to function. Pretty much the only way to remain functioning is to drink yourself into such oblivion that you just don't care anymore.

Alcohol is a GABA agonist. What that means is that it suppresses a certain amount of your brain activity. It's effectively making you chilled out and dumb. Yes, if you're chilled out and dumb, you don't mind doing the same stupid shit over and over and over again. If you're intelligent and creative it destroys your soul, your desire to continue living.

Is it arrogant to say "fuck this" and stop doing what your talent and experience qualifies you to do, because it's destroying you? Should I just shut the hell up and "get a job" as I've been told to do by some ignorant twats? Well, it would literally kill me.

There are 2 ways I could die right at the moment. I could kill myself or I could drink myself to death. These are both sane responses to an insane world. I'm not a robot. Sorry about that.

My whole job is to automate human tasks. My whole job is to get mechanical robots, machines, to perform repetitive tasks instead of having human slaves or human robots doing them. We have reached a point with the development of technology, computing, software, where we don't need to do stupid repetitive shit anymore. Even creating software doesn't have to mean re-inventing the wheel anymore.

So, if you ask me to do something that's just plain wrong, I won't do it anymore. If you ask me to write code that's just going to go into the dustbin, I won't do it. I've stopped writing bugs. I've stopped supporting failures and idiots who don't have a software background. If you don't know your arse from your elbow, I won't show you the respect that you don't deserve.

If you want to know how to build software that can process $1.16 quadrillion ($1,160,000,000,000,000) per year, you can pay me for my professional opinion and I'll show you how it's done. That's the most money that's ever been processed by a banking software system, so that means I know what I'm talking about. If you don't want to listen, we can part company and I'll wish you the very best of luck.

1% of 1 quadrillion is 10 trillion. 1% of 10 trillion is 100 billion. 1% of 100 billion is 1 billion. 1% of 1 billion is 10 million. Any questions?

Ignore what people tell you. Money really does grow on trees, for those who can be bothered to climb. Yes, geese that lay golden eggs really do exist. You just have to climb the beanstalk and risk the wrath of an angry giant.

Magic beans are not a waste of money. They can help you to climb the beanstalk. They won't help you climb back down again though. What goes up must come down, but you might take a tumble. More on this in a future post entitled: Self Medication (Part Two).

You've heard about doping in sport. Why would you think that the athletes of the corporate world would be any different from those who compete in the Olympic Games? The pressure to perform at the very top of your game is just the same, if not greater. The competition is fierce, and anything that gives you a competitive edge is needed unless you want to be trampled underfoot by the thundering herd.

Did you ever wonder why London drinks so much coffee? Did you ever wonder why people are prepared to pay the best part of £3 or £4 for some bitter black sludge? Well, it's because of a plant alkali called Caffeine. Yes, that's a performance enhancing drug. It helps you to concentrate, and allows you to work with more energy, stamina, than would ordinarily be permitted by your body & mind. It increases your output potential.

Limitless? No, not limitless. There is a cost involved, and that cost is insomnia and anxiety. But don't worry about that, because there's always alcohol to take the edge off the anxiety and put you into an alcohol-induced coma that is a substitute for sleep.

You are never more than a few tens of metres from an outlet for caffeine or alcohol in London. They even have bars at bus stops. Well, they don't really, but me and my friends made one. It was very popular. It was the ultimate London pop-up.

What can I get you, sir? Would you like uppers or would you like downers? Uppers in the morning, and throughout the day. Downers after work and throughout the whole weekend. Uppers again on Monday morning to get you going again. Heaps of downers on a Friday to try and calm down from the working week, to 'rest' and recuperate. Oh yes, London is a very high performance place.

So if it's not limitless, what happens when you reach the limits? What happens when you're working on the number one projects for the number one companies, dealing with the biggest amounts of money that have ever been processed in the history of humanity? What happens when you have completely saturated yourself with alcohol and caffeine?

Well, you need crutches. You need a wheelchair. You need something to keep you rolling. You become somewhat disabled, but you need to keep moving, so you get wheeled around or you have to hobble along. Why do you think your office chair has wheels on it? It's because you're probably so f**ked that you can barely stand.

Yes, globalisation and corporate culture will f**k you up. You're only playing by the rules. You're only trying to compete and stay up with the herd, but it's f**king everybody up. Setting everybody up to compete with one another is causing people to be trampled to death.

Adversarial culture is wrecking lives. Us vs. Them and the zero sum game is in the spirit of competition, not co-operation. For somebody to win, somebody else has to lose. The system is designed to have losers as well as winners, and because there can only be one winner, that means everybody else is a loser.

Ultimately, somebody is going to win. Yes, that's right. One person is going to have it all, and everybody else will be dead and buried. An eye for an eye leaves the whole world blind, apart from the one-eyed man, who is king of the world. Everybody else just starves to death. Great system!

But we're all in this together, right? There's safety in numbers, surely? Well, you shouldn't put the Lions in charge of the herd of Zebra. That's pure madness. The conflict of interest between the Lions and the Zebra means that the Lions are not best placed to be in charge of the herd, even if they are at the top of the food chain.

Being an apex predator does not mean that you are best qualified to judge what the greater good is. It means that you're incentivised to be selfish. You don't want to tumble from your position at the top of the pyramid. Being one of the struggling masses is shit beyond belief.

Counter-culture does not mean sitting around smoking dope. That's just totally dumb. You might as well just hurl yourself into the Lion's mouth. Making yourself slow and stupid is just about the dumbest possible thing you could do. It's playing into the hands of the oppressive ruling class.

You think this is a bit paranoid and conspiracy-theory-esque? Well, do you feel lucky, punk? 2.7 billion people live on less than $2 a day. Would you and your family like to join them? Would you like to get to the back of the queue? Would you like to swap your decadent western life for the life of somebody in the developing world? No, I didn't think so. You'd much rather prop up the adversarial system where you're lucky enough to be near the top of tottering tree.

Yes, luck is the decisive factor here, not skill or hard work. You don't think people in Asia and Africa work hard? You don't think people in the developing world are smart and resourceful? You're wrong. You're arrogant. You're deluded.

So, why do I reject the system that I profit from? Why do I prefer to live on the street in a cardboard box? Well, it actually pains me to know that I'm part of a system that's causing so much human misery. It's actually physically and mentally damaging to me to help to perpetrate deeds that cause death and destruction. I can't bury my head in the sand like you can.

I know you'll say or do anything to defend your family. More fool you though for not keeping your cock in your trousers. There are plenty of orphans who need parents. Why the f**k didn't you adopt? Are you literally the most selfish c**t in the whole wide world? Yes, the evidence would suggest that you are. You prop up the adversarial system and you create more mouths to feed in the decadent west and do nothing to give a hand up to the already starving mouths in the developing world.

There's no pride in having made a screaming, shitting, vomiting midget. Your body is evolved to do that. You had sex because you enjoyed having sex. You had a baby because your body is programmed to make babies. You did what snakes and scorpions do. You did what sharks and wasps do. You did what spiders and mosquitos do.

If I could give you one bit of advice, it would be to have a lobotomy. Ignorance is bliss. Being stupid is brilliant. Having higher brain functions is a curse. Being conscious and able to absorb information from the world and process it using rational thoughts is a f**king nightmare.

If you're wondering why I liked living with homeless people, it's because our footprint was much smaller. We lived small. We only consumed what we needed, and nothing more. We weren't making more arrogant ignorant greedy clones of ourselves to fill the void in our meaningless lives. We were just surviving and self-medicating for the agony of the f**ked up world.

We were very cheap, in terms of our economic, social and environmental impact. When a white middle class rich person goes haywire, they normally hurt the world a great deal. That's why it's such a great shame that the west is run by such criminal psychopaths. They'll drop bombs and starve people in order to remain quaffing champagne in their palaces. I include relatively modest homes when I say 'palaces'. Yes take a look around at your home and remember that $2 a day to keep a person alive for a year is probably the price of one of your many flat screen TVs.

So am I a hypocrite? Well, calling me one from your palatial surroundings makes you a hypocrite. You can't hypocritically accuse somebody of hypocrisy. That's ridiculous. Have you been homeless? Have you lived on less than $2 a day? No, I didn't think so. Shut the hell up and go and buy your kids an iPad.

So, what's going to happen to me? Well, my current thinking is that I'm going to finish my story and then take the final exit. I can't really see any more point in existing beyond telling this story, this cautionary tale. I'm literally wasting oxygen.

I loved being homeless in Camden Town. At least it was an honest existence. At least it was true to my values (September 2014)

Tags: #homeless #suicide #frank #capitalism #drugs #depression #alcohol #london #career #banking

This is a story about the doors of perception...

So I radically altered my appearance for over a month. I went from being the suit wearing IT Consultant working on the number one project in the biggest bank in Europe (HSBC) to being the crazy suicidal mental patient guy with a moustache and a tattoo. That how I roll [on the floor laughing].

Self sabotage and self mutilation are strange things to do, but then so is suicide. They are symptoms of a very sick society. It is no measure of health to be well adjusted to a broken system. There can be no pride or honour in being able to turn a blind eye to wrongdoing.

I knew what I was doing. I could have held back. I could have buried my feelings and kept my mouth shut. I could have bitten my tongue. However, things have been eating away inside of me, like acid dissolving the container it's kept in. It was time to vent some toxic gas.

This is all a rather extreme form of bridge burning. I'm really pretty sickened by what global banking and corporate culture is doing to the world and I want to do the right thing. I want to whistleblow on all the life-wrecking and economy destroying corrupt bullshit that I have had to endure.

It's not going to do me any favours, it's not going to make me any friends, it's not going to make me rich, famous or popular, but it has to be done. Somebody has to stand up, be counted, and do the damn right thing. It's going to hurt me, a lot.

Is this some personal grievance? Well I wouldn't be so passionate if it wasn't personal, but it's not personal in the way that you probably assume that it is. I was a Griffin Saver with Midland Bank since I was a little boy, and I've always loved HSBC and I was so proud to start work for them, age 21. Later, in 2003, I was amongst the first 8,000 people to work in the prestigious 8 Canada Square... headquarters of the HSBC Group Plc, which employs 245,000 people worldwide.

If you look after me, I will look after you. Actually I tend to do things the other way around. I will look after you on the assumption that once I have proven to you - beyond all reasonable doubt - that I am adding value to your organisation, you will look after me, to some extent. Sadly, the way the system works is to try and get blood out of the proverbial stone.

Yes, the employees of global banks are driven very hard indeed, but they share so little of the reward, in terms of the wealth that they generate for their masters. The customers of global banking pay huge sums of money for financial services, but it's them who still toil all hours to service their debts, rather than being enriched by the products they are sold.

Consumers are being sold a lie. They are being told that products and services will make them happier, richer, more attractive, more successful. The truth is that the only people who will get rich are those who own and operate the pyramid schemes. There simply aren't enough pay rises and promotions for you to be able to reach the rungs on the ladder where you will be able to see your kids and sleep at night... you're going to be stuck on that treadmill for the rest of your life, sorry.

It's not market economics that is broken. The markets really are efficient. However, they are not free from political influence. They are also not immune from manipulation by exceedingly wealthy individuals and institutions. Here's how it works...

Imagine if I were to buy all the insulin producing factories. Building a factory takes quite a long time. During the time that I own and operate a monopoly on insulin production, and the time that a competitor could enter the market that I have monopolised, the demand for insulin is going to remain constant, because diabetics don't want to die. So, if I am in control of the supply, and I know that demand is constant, then I can demand practically whatever price I want. That's market economics.

We see artificial scarcity created through cartels in many industries. Diamonds are only worth as much as they are on the markets because the De Beers family has such a large monopoly that they can control the amount of diamonds supplied to the market. Oil is only worth as much as it is because the Organization of the Petroleum Exporting Countries (OPEC) can artificially control supply in order to maintain high prices. They are quite open about their monopoly, their cartel.

So you can't eat diamonds or money, but we do need energy. Money is the way that energy is swapped for goods and services, like food. It's easier to grow more food or make more goods, using energy that has been generated from a power station, rather than by manpower. Welcome to the industrial revolution.

Technology has made vast efficiency gains in terms of being able to move money around to get it to where it can work most effectively, but it doesn't mean that the system can't be gamed. In fact the whole financial system is a giant game. We need to remember that it's simply a way of keeping score and deciding who - as a person - is somehow 'worth' more than another, using some arbitrary measure.

That's right isn't it? The people in the West are 'worth' a lot more than the people in the developing world. Because they have more zeros on the end of a computer system that is keeping score, they get to have all the food, shelter, medicine, education, transport etc. and everybody else is a worthless slave. The human lives in the developing world are clearly not worth anything because their electronic bank balance is as good as zero, if not negative.

You can quite clearly see from the image above, who the superior being is. Yes, it's the one with the biggest bank balance in the global casino. They're the winner. Gold medal for them, hurrah!

Actually, huge numbers of people in the developing world have been saddled with debt that they didn't even agree to. Their nation's leaders signed away their natural resources, signed huge loan agreements to pay for some multinational to come and bleed the wealth, and then mortgaged every man, woman and child to pay for it all. That's really not acceptable.

When the people inside that country get a bit p1ssed off that their leaders have sold them down the river, then the developed nations can sell a bunch of guns, tanks, artillery and warplanes to keep their people in check. It's the gift that keeps on giving.

Oh, and when the people have really had enough, then it's time to bomb all the roads, bridges, schools, hospitals, power stations, sewerage plants, factories etc. etc. so that they have to have the developed nations come and rebuild it all again using yet more lovely lovely loans.

Yes, economic slavery is the New World Order. Yes, you might not see people in physical chains toiling in the plantations in your actual country, but somebody still has to grow your sugar, wheat, cotton, coffee etc. etc. Did you grow it yourself? Did you see where it was grown? Do you know anything about the life of the people who grew your food?

We're all rather busy in our wanky make-work jobs, feeling all high powered in a suit in a swanky glass & steel office, pressing buttons in the lift and doing the photocopying... great, but how many meals does it put on the table? Has it stopped war and human suffering? Has it stopped the spread of preventable disease? Has it saved the life of sick people?

I'm fed up of being shouted down by people with vested interests. I just wanted to do the right thing at HSBC and I got muscled out for escalating my concerns in line with my moral duty and legal responsibility to the shareholders and customers. I actually wanted to try and save jobs too.

So this is a call to action that is not some viral marketing, psychologically A-B tested, clickbait horseshit spam scam. This is not some pump and dump. This is not me grinding an axe because of a personal grievance. This is about the big picture and a sickness on all our souls, if you are part of the perpetration of the economic enslavement of the developing world.

In actual fact, the wrongdoing extends to your own doorstep. Somebody you know is in distress because of consumer lending. Their life and livelihood is under threat because they were told to borrow, borrow, borrow! Buy now, pay later! 12 months interest free credit! Low rates! Consume consume consume!

The whole ponzi scheme is set up to get people paid out by suckering other people in. Sure, my life looks fantastic with my riverside apartment, and of course I've had cars and boats and luxury holidays and hot tubs and flat screen TVs and Macbooks and iPhones and gadgets and technology galore. It doesn't make you happy, and eventually you realise the human cost. You wake up and smell the coffee.

So, as Nicholas "Mr Ethical" Wilson (@nw_nicholas) says:

I have been radicalised by HSBC/Tory fraud & corruption

Yup, I woke up one day and realised I couldn't carry on being part of something I knew was wrong, from the depths of my experience in my 19 year career as an IT consultant to global banks. It made me very sick to be living with such internal conflict. It made me upset to see talented professionals being completely ignored.

You can't buy me. You can pay for my opinion, but you don't get to choose what my opinion is. I will give you my opinion based on my experience and an objective analysis of all the evidence that I can gather. If you don't like that opinion, it's not up for debate, unless you are qualified to contest what I'm saying.

So my approach is very unorthodox, but the orthodoxy led us to the brink of economic armageddon, so why should I conduct myself in a manner which is clearly misconduct? Only an idiot expects to see different results each time they do the same thing. The only reason to play by the old rules is to protect the old system, but that system has failed.

Thankfully, there are all these motivational posters around HSBC telling you what to do if your manager isn't listening and the number one project is going down the shitter. If you're a consultant, you're specifically paid for your expert opinion... and very highly paid too. Lots and lots of shareholder money is being spent on the number one project in the biggest bank in Europe (HSBC) unsurprisingly.

So, what happens if you do speak up? Well, I'm not giving out any prizes for correct guesses.

But maybe my contribution just wasn't valued? Maybe I wasn't pulling my weight in the team? Maybe I have too much of a high opinion of my expertise?

The email from the HSBC CIO in charge of the number one project in the biggest bank in Europe reads as follows:

"I cannot thank you enough for the work you have put into this and for your commitment"

So, I'm a little bit confused. The Programme Director also told me, in front of loads of people, that he was really happy with my work... shortly before I was sacked. Curious, oh so very curious.

Anyway, I've got no mandate, no authority to communicate these things, so I'm just going to wait and see what happens. Let's see what happens with the Deferred Prosecution Agreement (DPA) and whether the US Department of Justice is satisfied with the naughty banks who have managed to allegedly commit crimes but not been prosecuted for them.

Good luck, I say to them. Like I say, I've been a Griffin Saver with Midland Bank/HSBC since I was a little boy. I'm very loyal.

Merry Christmas!

Tags: #banking #career #london #it #capitalism #politics #hsbc

This is a story about being an activist...

The streets of London are home to a huge population of runaways, refugees and other homeless people who have been marginalised by society. We tend to ignore them and their struggles. There are so many, we can't help them all, right?

I'm not OK with people freezing to death on the streets, right under the noses of the wealthy. I'm not OK with just walking past human suffering on a daily basis, on the commute to the office. There are people huddling in shop doorways for a little shelter from the elements. It's brutal out there, and things are getting worse.

There are no words to describe just how cold it is, sleeping rough. I have slept on a glacier. Millions of tonnes of creaking ice. That's cold, even with a decent sleeping bag, sleeping mat, and a tent. Sleeping out on the streets is just as tough - most homeless people don't have equipment that cost hundreds of pounds. The most vulnerable people in our society don't even have enough money for food, clothes and other basics that they depend upon.

Normally charities will expect you to reach for your wallet. Normally charities will expect you to donate money. The whole fundraise & spend model of charity has failed, sadly. People and corporations are just not giving enough. People and corporations are treating charitable giving as a way to absolve themselves of personal responsibility for the wrongdoing in a society that they belong to.

Let's start with some empathy, instead.

If you haven't roughed it ever in your life, or it's been a very long time since you were truly soaked to the skin, freezing cold, shivering, and with chattering teeth... then you have lost touch with what some of your fellow human beings are going through. There are people freezing to death, here, in a supposedly civilised advanced Western econonmy. I'm not OK with that.

Please, try and make it to West India Quay with some warm clothes and a good sleeping bag, and sleep out with us. 7pm to 7am on Thursday 12th November 2015. It's incredible that this can take place when Canary Wharf Estate don't really want a whole tent army right under the noses of rich bankers!

The Centrepoint charity has worked incredibly hard to make this possible, and only by agreeing to do things in the most unbelievably controlled way. There is private security for the event, as well as Canary Wharf's own private security force, making sure that the wrong sort of people are not protesting about the abhorrent situation of young people being left freezing to death on the streets of London.

Sadly, in the 3 years that this event has been happening in Canary Wharf, my ex-employer JPMorgan Chase & Co has donated a paltry £70,000. That's a disgustingly small amount of money considering how this bank has wrecked lives. One of my colleagues was driven to #suicide by the insanity of what Global Banking is doing to the world.

I absolutely do not want to see this event lose credibility, so please sign up for an official ticket and donate whatever you can afford: https://www.centrepoint.org.uk/news-events/events/sleep-out/west-india-quay

Whatever happens, please please please tell everyone you know about the plight of the homeless and support this event.

7pm to 7am, Thursday 12th November, 2015.

So, last week, I was working for HSBC on their number one project. The biggest bank in Europe at the moment is HSBC. They just declared quarterly profits have risen 33% to $6bn. That's a substantial amount of cash that they have extracted from the world's pockets!

So, how much do HSBC care about the homeless? Well they employed a homeless person (me) but their due diligence should have prevented me from getting that job and working my way out of poverty and debt. I should have been trapped into living on the streets.

We can't have the wrong sort of people getting ahead in life, can we? It's all about the rich getting richer, at the expense of the destruction of society by people who already have more than they need.

I made sure I got this email from the HSBC Group so that nobody is going to get sued! Hurrah!

I've got a bunch of other emails that prove that Corporate and Social Responsibility is a joke. These companies pay a pittance in order to try and cover up wrongdoing on an unimaginable scale. The institutional corruption is disgusting.

I'm being warned by journalist friends to flee for my life for whistleblowing. You'll be able to find me... sleeping rough somewhere in London. If the Safer Streets teams can't find people, then good luck to the banks with their teams of lawyers out to gag me!

Come and sleep rough with us!

That is all.

 Tags: #homeless #frankie #london #banking #capitalism #notanonymous