This is a story about demon drink...

Drinking champagne, meant for a wedding. A toast to the bride, a fairytale ending. Those are some of my favourite song lyrics.

I'm not alcoholic because alcoholics go to Alcoholics Anonymous meetings and they can't stop drinking. Alcoholism, by its very definition, is the inability to curtail your consumption despite the damage to your health, wealth and relationships. I don't abuse alcohol and I can stop drinking for long periods whenever I want, so I'm not an alcoholic. Quod erat demonstrandum.

I can go lengthy periods without alcohol. Currently, I've not been drinking for the last 76 days, and I'm going to do 101 days, just because I can. Yes, you might have the odd 6 days off drinking, but I bet you've never done 8 days. I bet you've never done 28 days. I bet you've never done 90 days. The chances are, if you tried to quit, you'd find that your 'willpower' is very weak indeed.

Alcohol is brilliant for treating anxiety. It calms the nerves. It's like Diazepam (Valium) in a bottle from the supermarket, with a hangover. The two drugs - alcohol and Diazepam - have exactly the same effect on the Central Nervous System (CNS)... the brain. They both cause the release of a neurotransmitter called GABA, which calms the brain. Alcohol is a GABA agonist which means it causes GABA to be released in the brain.

If you flood your brain with GABA, you will be more relaxed and somewhat disinhibited. People incorrectly say that alcohol is a depressant but it's actually a CNS suppressant. That is to say, it suppresses a certain amount of brain activity. It makes you chilled out and stupid. It does not make you depressed, but if you are depressed, those feelings may come to the forefront of your mind, because you are disinhibited.

You can get happy drunks, angry drunks and sad drunks. All that is happening, is that the person's mask is slipping and you're seeing what they're really like behind their public persona. Alcohol is almost a truth serum. In vino veritas, means "in wine, truth". The Romans knew a lot about wine.

Why do I keep quoting latin at you? Well, it's because I'm challenging your shorthand notation for a person's life. I think I overheard somebody describe my reason for not drinking the other day as "because he's a recovering alcoholic"... that's outrageous! I have elected not to drink through choice. If I was an alcoholic, I would be alcohol dependent, and therefore unable to choose to stop drinking despite my desire to save my liver and bank balance from being decimated.

In actual fact, stopping drinking has cost me staggering sums of money. I was working on HSBC's number one project - Customer Due Diligence - which was an incredibly stressful project requiring very long hours of sustained high pressure. The only way to cope was with alcohol. When I quit drinking, I could no longer cope with the madness of that failing project.

I had decided to quit drinking for the Go Sober for October charity event, which would give me an excuse to resist the relentless peer pressure to get drunk with my colleagues. I lived and breathed the project I was working on, and I live and breathe banking, which means I lived and breathed drinking culture. It's very hard to be a sober banker, especially on the number one projects.

Alcohol carried me through JPMorgan's DTCC project (their number one project that year) and we delivered it on time and on budget with a green offshore team of Accenture developers. I was the Development Manager. Just about the only way to cope with the pressure and stress of that project was with copious amounts of alcohol... oh and some very cool bosses who just let me get on with my job.

I've had the good fortune of working with some very brilliant people. Most of whom have been massive drinkers. I've started to lose friends to liver damage though. Alcohol abuse catches up with you eventually.

Is it some health scare that caused me to stop drinking? Well, so far as I know my liver is OK. I had an ultrasound a couple of years ago, and my liver was torn from blunt trauma and damaged by hyperthermia, but it wasn't cirrhotic. Alcohol didn't cause the damage because I wasn't drinking at the time (or eating, but that's another story). My liver has been fully recovered for quite a while now. It's one of the few organs in the body that can repair itself, if you give it a chance.

So, what's the short answer? What's the shorthand? What's the soundbite? Well I'm afraid there is no shorthand. You can't label me as an alcoholic because I don't abuse alcohol. I don't even drink. Q.E.D.

Did alcohol abuse cause me to go homeless? Did alcohol abuse put me in hospital? Are those events connected to alcohol? No.

No, sorry to disappoint you. I wasn't drinking at any of the times when I have been hospitalised. I know you're hunting for something to point your finger at. I know that victim blaming is convenient. We like to label people. We like to pigeon hole people. Sadly, I don't really fit inside a neat little box. Nobody does, despite how much easier and less scary life appears to be when we imagine that we can pre-judge everybody.

Nothing good ever came from prejudice.

That's a photo of the last alcohol that I consumed, on the 25th of September 2015. A glass of port with some shrooms. Not magic mushrooms, containing the psychedelic chemical Psilocybin, because that's a Class "A" drug. Nope, those shrooms contain ice cream. Those glasses contain port wine.

Since then, I've had a fall-out with one of my oldest friends who's now not talking to me, I lost my job and I've been in hospital for a week. I also nearly threw myself off the Golden Gate Bridge, due to suicidal thoughts. All in all, not a great case for sobriety. My wealth and mental health have been severely impacted by my 101 day experiment, but I've started so I'll finish.

Conducting this in-vivo experiment has been extremely unethical. To risk your life and livelihood in order to discover the link between alcohol, anxiety and depression, is not something that any medical professional could sanction, condone. I've had to ignore the advice of healthcare professionals in order to uphold my commitment to discovering what happens when you quit drinking.

I'm not completely reckless. I know that for dangerous levels of alcohol dependency, quitting drinking abruptly can kill people. Having a seizure due to the sudden drop in the alcohol levels in your bloodstream can kill you. In a treatment centre for alcoholism, they would give you Librium and taper your dose down gently, to prevent you from having a fit.

Despite not having a physical alcohol dependency, it has still been exceedingly unpleasant to quit drinking. The elevated levels of anxiety that you experience, due to the conditioning of your body to expect alcohol as a coping mechanism for high stress levels, makes life fairly unmanageable. You have absolutely no idea how much of a crutch alcohol is in your life, because you've never quit boozin' for months on end. You just haven't done it. Period.

I really don't give a toss whether you want to carry on drinking or not. I won't judge you. I'm not preaching to the world about the few benefits of being a non-drinker. I'm not expecting people to go teetotal like me. In fact, I really don't think you can do it. It's too hard for most people. Most people are addicts. They say "I can quit anytime I want" because they can not drink for 6 days and not have tea/coffee/coke for 2 days. Those are not long enough periods of time to make any pronouncement about your addiction. Those short periods of time prove nothing, except that you can fool yourself into thinking you're not substance dependent.

It takes time for cravings and withdrawal to kick in. The headaches and cognitive impairment associated with stopping caffeine use takes at least 3 days to kick in. You will have terrible cravings after a week or so. You don't know this stuff, because you never go for long enough without a cup of tea or coffee, or a can of Coca-Cola.

The anxiety associated with alcohol withdrawal is something that creeps up more gradually. Your body is conditioned to know that there's always a bottle or a glass handy when you need it. Just knowing that alcohol is readily available actually makes you less anxious. Just knowing that stress relief is available on tap actually makes you less stressed. You will feel relief from your anxiety, flooding your body from the very first sip of an alcoholic drink. That's not possible. The alcohol can't enter your bloodstream that quickly. Your brain has simply learnt to release the GABA, in response to the smell of wine, beer & spirits. It's a conditioned response.

I'm sorry to report that you're no different than Pavlov's Dog. Yes, you respond to the ringing of the bell for last orders at the bar, by salivating for more alcohol, with just the same conditioned response as a dog slobbering for its meat chow, when the mealtime bell is sounded.

You might think you're high & mighty, because you can use your higher brain functions in order to pass judgement over other people. But under your pseudo-intellectual skin, you're the same animal as anybody else. You simply aren't well educated or well informed enough to be aware of your own ignorance, when you pass judgement over people.

So am I a functional alcoholic? Well that's a contradiction in terms. Killing yourself, damaging your health and wealth... surely that's dysfunctional behaviour, by its very definition? The fact that I can start and stop drinking at will, whenever I want, for however long I want... surely that undermines the whole concept of any kind of alcoholic, functional or otherwise?

I will probably start drinking again, after 101 days. For my next trick, I'm going to have a glass of red wine every day, and no more than that. I'm going to show that I can exercise self-control even with the disinhibition of the intoxication from a dose of ethanol. Yes, it's obvious that impaired judgement associated with ethanol intoxication is a reason why people drink more than they planned, but the rational brain never gets put to sleep entirely. We can still exercise a degree of self control.

None of this is very hard for me... because I'm no longer homeless. I have the threat of homelessness hanging over me, because I lost my job (because I stopped drinking). When you're homeless and you have no hope of a better life, drinking helps to anaesthetise you from the cold. The cold of the weather, and the cold shoulder that friends, family and society shows to you. You become untouchable. You are considered a tramp, a bum, a loser... you are shunned.

There is a vicious cycle associated with homelessness and alcohol abuse. People never consider chicken and egg. They never consider the reasons why somebody started to abuse alcohol, and whether those reasons are still present. Alcohol abuse is a symptom, not a cause of somebody's problems. People don't drink to excess unless they're very unhappy about something.

Alcohol abuse is a form of self medication. Alcohol is not inherently the problem. It's a symptom of a problem. Treat the root cause of the issue, and the alcoholism goes away. Plenty of people drink to excess, but they're not homeless and destitute. We applaud Hooray Henrys who throw wild parties and drink with gay abandon. Those glittering socialites are heros.

Drinking £700 of sparkling wine that was meant for my wedding should have been a warning sign, but I was too intoxicated to see what was really going on. Self medication numbed me to the fact that I was trapped in an abusive relationship, and had taken to the bottle to be able to cope with it, and a super stressful job. It was more than any human is capable of handling, without chemical assistance. My medication of choice was alcohol, for a long time.

Am I confessing that I was an alcoholic? Let's repeat this once more: alcoholics are people who are unable to stop drinking despite detrimental effects on their life, and the lives of those around them. I can stop drinking at will, whenever I want. I'm an expert on not drinking. I know far more about not drinking than you do.

Perhaps I should do 9 months of not drinking, or however long it is that good mothers don't drink for. But we already know that stress, anxiety and depression in pregnant women and new mums is a huge problem. So there's already a good data set to prove that quitting alcohol is hard on the minds of women, despite the elevated oxytocin levels associated with childrearing. That's pretty damning evidence about the long-term psychological/brain damage that alcohol abuse does.

It's very controversial to be writing this stuff, but there is heaps of data and anecdotal evidence around to support it. We just need to be good scientists, and observe what we see in the world around us. Conducting in-vivo experiments is dangerous and unethical, but it's yielding interesting findings.

Roll on 101 days!

You've structured your life around addictive substances like alcohol and caffeine more than you will ever possibly know unless you do a lengthy period of abstinence (September 2015)

Tags: #alcohol #addiction #notanonymous

This is a story about clinging on for dear life...

When you are hounded to the edge of the abyss, you will fall to your death if you allow yourself to be pushed one single step more. You shouldn't push people that hard. You shouldn't be so harsh, critical, judgemental, presumptuous. You don't know how close somebody is to the edge, until they're gone.

I don't want to go on about this, but I'm dealing with suicidal thoughts on a daily basis. If you think that's because I'm mentally ill, you're wrong. My brain has correctly judged the circumstances, and it's telling me that I have very few options. My brain is correctly informing me that I'm on the edge of a precipice, and the other side is a jeering snarling crowd who don't care whether I live or die.

People accuse suicidal people of being attention seeking, or selfish. It's actually neither. You have all the time in the world to hurl those accusations at a gravestone when they're gone. They won't be receiving any attention or anything for themself when they're gone. They won't even be stealing a single precious breath of your oxygen anymore, so how can it be selfish?

I've got a life insurance policy that covers suicide. My family are literally better off if I'm dead. That's cold hard cash in their pockets, rather than the rather draining task of repeatedly telling me I'm not good enough and I'm selfish. Yes, it's hard work to have to keep telling somebody to keep taking steps towards their demise, to keep hounding them until they're dead.

In Oxford, I'm pretty sure I came up with the term pushy parents. It kind of stuck with my friends, and their parents, and the phrase entered the popular vernacular. There were a lot of high-achieving kids at my schools in Oxford, and living nearby. My parents had big plans for their only son. They were going to make me achieve everything that they had failed to ever achieve, by force.

We all want our kids to do well, to get ahead, to achieve their greatest potential, but you have got to realise that they're still children. If you push them hard their whole childhood they won't thank you for it, if you push them beyond their limits and make them sick. You will struggle to judge how hard they can work, and how much stress and pressure they can handle, because you are a mature adult, and they are a developing child.

A child's attention span is different from yours. A child's knowledge and experience is different from yours. A child's ability to express distress and protect themself is different from yours. A child's capacity to experience daily stress and pressure and bullying and coercion is different from yours.

You might think that you are bringing up baby Einstein, but in fact you might be twisting that child's personality into somebody who's very bitter and resentful about being kept in from seeing their friends in order to study more. You might not be aware just how deeply etched childhood experiences are in that child's memory. You have no idea what is important to that individual child, especially if you don't listen.

Why am I bitching and whining about this stuff? Well, let me remind you: I'm living with the desire to commit suicide. I can only act on this once, and then I have no further opportunity to tell you who I really am, to tell you what makes me tick. This is a time capsule. It tells you everything you didn't want to know about me when I was alive.

This is the inconvenient truth. This is the smoking gun. This is the postmortem analysis.

I read a few books that were posthumously published after the author's death. The anguish, the distress, the emotion of the authors, thinly concealed behind passive agression and satire, oozes out from those works of literature. The words are soaked with emotion. Every sentence packs a punch, swung wildly at an unseen enemy.

I was systematically re-programmed to believe that my life was worthless, which is why I take huge risks. It's not selfishness if the self has no value. The more that you tell a person that they're shit and they're a burden and they're not good enough, the less risk-averse they become. They will go to great lengths to prove themself or to feel some connection to life.

I don't care what anybody says. Extreme sports are not stupid... they're brave. I can barely express to you just how cold, hard & rational you have to be to step into an extreme environment. You are literally weighing life & death with your every action. You are making decisions that can barely be comprehended by somebody who hasn't willingly laid their life on the line.

My Dad's a real coward. He's abusive to me and my Mum, and he won't admit he's in the wrong. He's such a coward that he hid behind his front door and got the police to deal with me when I went to confront him. He won't even face his own son, on the level, like an adult. He's never done anything brave in his life. He's a real disappointment to me.

I'm actually very calm and rational. I realise my Dad's an old man, and he's good to my sister and my niece, so I wasn't going to risk his life by pulverising him. I just wanted him to stand and face his own son, and confront the issue of him abusing me and my mum. I wanted him to admit he was wrong, to my face. I didn't demand it, but I felt that only a coward would shy away from an honest face to face conversation about his wrongdoing. I was right. He's a coward.

My Mum gave me life, and actually helped save my life and give me hope when I had my back against the wall, but my Dad is poisonous. He actually talks my Mum out of helping me. He probably thinks he's being a protector, a hero, but he's wrong. He's protecting nobody. My Mum will be hurt when I'm dead, and his son will be dead. My sister won't have a brother, and my niece won't have an uncle, and he won't accept any responsibility.

Yes, responsibility. Let's talk about responsibility.

On a daily basis, I'm responsible for my own life. I need to eat, sleep and not throw myself off a tall building. Yup, that's pretty much my entire existence at the moment. I'm trapped at the edge, and the route back to safety is blocked by my Dad, the 'protector' so I'm desperately trying to find another route back to safety, while my Dad is busily telling everybody not to help me.

I have no idea why somebody would step in and tell a caring person not to help a desperate person. I have no idea why a Dad would tell a Mum not to help their child. It's really upsetting. It's upsetting for me, and it's upsetting for my Mum, to have my Dad driving wedges in-between family members. Why can't we all just get along?

I'm not a defective toy, and you can't just return me to the store. I'm not broken, you just have to accept that I'm a human and I have my own identity, and I have identical needs to any other human. I need glucose, water, oxygen, salt, protein, fat, fibre and emotional sustenance. Cutting me off from my own mother by trying to poison her opinion of her own son, to compensate for your own shortcomings, that's patently disgusting.

I can have a lovely conversation with my Mum. Then, the next time we speak, her views will have been completely tainted by my Dad. I have no idea what his big problem is, but I suppose I should try harder to get to the bottom of it. It's no longer the case that I should assume that his 30+ years more on the planet means that he should be the more mature one.

Yes, I've always wanted to look up to my Dad. I've always wanted him to be a role model for me. I've always wanted him to lead by example.

My Dad doesn't really follow through though. He's a quitter. He's never had a career like I have. He's never achieved anything academically like I have. He's never been able to provide enough for his family. He's a real failure. A drunk and a drug addict, he's a bit of a loser, and I guess he feels pretty bad about himself.

Yes, he took his parents money and squandered it. His parents were wealthy and sent their kids to private school, and he messed up his chances of achieving anything of note. He mucked about with drugs and decided that was his priority in life... to take drugs. Even after the arrival of his son, he decided that the pursuit of drugs was still the most important thing in his life.

One of my best friends was a drug addict. When his son arrived, he cleaned up his act. He got himself a mortgage and a steady job. He quit drugs and smoking and keeps himself fit and healthy for his son. He's my role model. I look up to him. I admire what he's done. He's the gold standard that I aspire to emulate.

Men need father figures in their lives. They need masculine identity, which is about strength, leadership, trust, providing for loved ones, consistency, resourcefulness, reliability, dependability. You can't depend on a drug addict. The only thing they love is drugs.

My Dad actually destroyed his health with drugs, and had to go to hospital for a series of operations at around the time that my niece was born. I'm not sure whether fear of death or the arrival of a grandchild was the reason why he cleaned up his act, but he did finally quit drugs, in his sixties.

Nobody preaches louder than a convert, and I imagine that my Dad is very pious now that he's no longer abusing drugs. I don't drink or take drugs, but my Dad is pretty insufferable about many aspects of my lifestyle. He assumes that because I live in London I'm high on cocaine all the time. He assumes that because I have high earning potential, I spend it all on drugs. He's completely wrong.

Because he's a fuckup, he assumes I'm a fuckup too, but he's wrong. Because he's made mistakes in his life, he assumes I've made the same mistakes. Because he let people down, he assumes I'm going to let people down too. He applies his own guilt to me. He makes me carry the guilt for his wrongdoing.

I've got a brilliant title for a blog post lined up for December 26th, so I can't tell too much of my story at the moment without spoiling the surprise. There aren't actually any surprises. Everything is here, somewhere, but I'm going to spell things out for the world. It's extremely frustrating that I have to pace myself, to tell things little by little, but patience is a virtue.

I'm currently writing 2,000 words a day, and it's already swamping people. Hardly anybody is still engaged with my writing. It's gotten a bit unbalanced, and there are themes that are beginning to be a bit like a broken record. I'm actually dragging things out a little now, because I picked some milestones, and I'm making sure I don't give away enough to allow people to think that they can extrapolate and guess how the story ends.

I'll tell you how and when the story currently ends, according to my plan: I kill myself on New Year's Day, having told my tale but without the energy, support or resources to be able to continue living. It's exhausting being beaten for your 'sins' which are actually a result of taking abuse for somebody else's guilty conscience.

I'm going to tell you how somebody gets driven to extremism. Extreme risk taking. Extreme behaviour. Extreme moods. Death, which is at the other extremity from birth.

When a child is born, you write their future, based on the opportunities that you offer them. Choice is an illusion. Free will is an illusion. We can only play the cards that we are dealt.

Tags: #childhood #suicide #parents #depression

This is a story about being a scapegoat...

There's one simple rule to follow in life: don't be an arsehole. If you're bully, criticising, undermining and generally destroying somebody's character, you're an arsehole. People are basically good. Billion dollar companies like eBay have been built on positive not negative stereotypes.

If you assume that everybody is out to rob you, hurt you. If you assume that everybody is bad and you're the only good person on the planet, and treat people according to this negative worldview, then you're going to be isolated and lonely.

It's important to listen to somebody's story, and consider all things with an open mind. There is no shorthand for somebody's life. You can't just hear one negative label and think "yeah yeah yeah, I know the rest". You know absolutely nothing about a person.

I've been advised by mental health professionals, psychologists and amateur psychologists to avoid labelling myself. However, creativity loves constraints, so I have labelled myself and I'm owning that label while I tell that story, knowing that it will be strongly emotive.

My dad joked that we should name our black & white cat "Ginger" because it would challenge people. It would literally blow people's minds. People would fly into an irrational rage, just because a black & white cat was named "Ginger". Yes, some people are so brainwashed, that they feel pure terror and anxiety at the smallest thing that doesn't meet their expectations of conformity.

We are very programmed to conform. We are groomed, massaged, browbeaten, into a kind of group conformity. Kids in school and adults at work are a lot easier to deal with as one homogenous blob, a sea of blank grey faces, rather than a bunch of individual humans. It's much easier to command & control if there is groupthink and uniformity.

Bizarrely, I hankered after some conformity in my life. I wished that my parents were married, I wished that my Dad was into football like the other Dads, I wanted to wear the right trainers and tie my school tie in the 'correct' way, rather than the way that an adult would wear a tie.

Subcultural phenomena are immensely important as a means of indicating to people that you belong to their tribe. Wearing the right clothes and having an interest in the right things makes the difference between an easy life, or a life as a weirdo, an outsider, a spare part, an alien.

You might not understand why something's so important to somebody, but they do. They understand the difference it makes to their daily life, being singled out as 'different'. They have to deal with the daily consequences of being marked out as not belonging to the clan. Not wearing the right tartan, so to speak.

If you are forced to be trapped into a place where you don't belong, or you're not accepted into the group, to the community. If there is constant friction, resistance, then you have to find survival strategies.

I'm very good at zoning out, putting myself into a trance-like state. I can transport myself to another time, another place. I can transcend my body and just wait it out. If you think I'm impatient you couldn't be more wrong. I'm probably one of the most patient people you'll ever meet.

I had such a good grasp of time at school that one of my party tricks - that gained me a little oddball popularity - was being able to count down 5... 4... 3... 2... 1... and then the school bell would ring. I had a natural sense of good timing, given how important the end of school was in my life.

My entire soul yearned for the brief freedom from the bullies that came after school, at weekends and during holidays. The entire structure of my personality was reshaped by time, the clock, the timetable.

I would be down all termtime, and then I would go absolutely bezerk during holidays, trying to pack all that missing fun into those short periods. I would be very tired and lethargic and not enjoy very much of anything during termtime. I would be sad and crying about the bullying. Then, when the holidays arrived, I would hardly sleep, get ridiculously overexcited to have been released from the chains of relentless bullying, and I would launch myself at things with unbelievable enthusiasm and energy, because I knew that the holidays were short.

You might say that I'd be depressed for 6 or 7 weeks at a time, and then hypomanic for 1 or 2 weeks. Yeah, you could say that there were two extremes in my life. You could say that for 13 years there were two poles in my daily existence. You might say that my entire time at school, I had to be very bi-polar, because of the enforced structure of my life. It was the only way I could survive.

When I started work, I was 3 or 4 years younger than everybody else in the company. I was 17 years old and doing a graduate job for BAe Systems. The graduates tolerated me, but I was just a schoolkid to them. I hadn't yet been to University or done much growing up, so I was immature and obviously, I was a bit weird.

Sure, I made friends, but I was always a bit of an oddball. I was always doing something embarrassing or stupid, because I was going through the transition from childhood to adulthood. I was doing the growing up that my peers all did together at University. I made the mistake of accepting every drink that was bought for me, including the 'dirty pint' that I was tricked into drinking and throwing up in front of my colleagues, for example.

Time is the only thing that can change things. There is no short cut to growing up. Yes I was mature for my age in some ways, and I had to fight against ageism, but I also made mistakes that were purely down to immaturity. The best thing I could do was to sit tight and wait until my face matched my experience. I was never taken seriously when I was younger.

Respecting your elders is a mistake in technology, computing, IT, software. If you always do what you always did, you'll always get what you always got. Technology is disruptive, it's innovative, it's fast-paced and ever-changing. You can learn as much from the 'script kiddies' as you can from the key-man-dependency 'oracle' type character who think's he or she is the font of all knowledge.

Technology is truly meritocratic. I really don't care how many years you've worked in software. How many websites and apps have you made? How many users have used your software? How many trillions of dollars has your software processed? Those are the objective measures, obviously.

The grass roots are taking hold. The pyramid is starting to look like it's built on shaky foundations. The bullied kids, who spent all their time on computers as a form of escapism, are now running your company. You might think that because you did an MBA at some business school and were generally academically bright, that you command & control your company from the boardroom, where you puff out your chest and feel terribly important. You're wrong.

The thing about old companies is that they do things in old fashioned ways. They are not modernising fast enough, because of all the gatekeepers and people who have an over-inflated view of their self importance. Customers pretty much care about only two things: price and quality. Brand recognition is a function of consistent quality over many years of using a product or service. People won't stay loyal to a company forever, if they're getting inferior quality or paying over the market rate.

Challengers are offering innovative products, higher quality at a cheaper price. When it comes to technology, the challengers are offering a delightful user experience, rather than just the bare minimum for an older company to remain competitive. Old companies are all about cost cutting and keeping costs low. New companies are all about investment and offering something that puts them head & shoulders above the competition. New companies can't rely on a monopoly, so they have to try harder.

We live in a highly regulated world, so there's no risk associated with switching to a different product or service. They all have to adhere to the same standards, and they're all underwritten by the same guarantees. You have the same consumer rights, whether you've bought a product from an old company or a new company. You have the same rights as a consumer of a service from an old company or a new company.

The difference with the challengers is that they're hungry. They're enthusiastic, passionate and energetic. They're not sitting back, farming their monopoly and expecting the good times to roll forever. They're trying to nip and bite the ankles of the big players, and take a slice of the big market share pie, by delivering superior products and services.

My watch wasn't made by some amazingly skilled craftsman in Switzerland, who had to spend many many years learning the art of horology. No, it was 'assembled' in China after it was designed in California. It cost a fraction of what a Patek Philippe would have cost and it does a lot more stuff. I can pay for stuff with it, travel on busses and the underground, monitor my heart rate, receive directions when I'm driving or cycling, ask it questions, get reminders of stuff I need to do, check my diary, see who's phoning me before I get my phone out of my pocket, and read my messages and emails. It has seamlessly blended into my everyday life.

Monopolies don't last forever, and if you dig in and refuse to listen to what the disruptive young whippersnappers are saying then you will find yourself stuck out on a limb. You'll be sat there in your boardroom in your massive headquarters, wondering where all your customers and your profits went. The challengers are no longer coming. They have already arrived and they're disrupting your industry, and word is spreading amongst customers that there's a better way.

The geek will inherit the earth. The meek geeks are taking over everything. Chances are, you don't run a product or service company anymore. You run a software house that happens to specialise in a certain product or service. It's the software and systems that run your organisation, not your people and processes. You're mistaken if you think your best sales rep or most amazing manager are your most important assets. Those individuals just won't scale up like a software system can.

Automation and mechanisation is changing the whole world. There are still plenty of examples where we can industrialise. Where we can get the benefits of higher production and lower cost. We can eliminate human error and the limitations of workers ability to work fast and concentrate 24 hours a day, 7 days a week, 365 days a year. The more that we allow machines to do, the more efficient industries become, and the more delightful the customer experience.

Have you ever noticed how it feels as if you're getting to your destination faster, if you see a queue of traffic and decide to nip down a back alley, to take a rat run? You might not actually be moving any faster, but at least if feels like you're travelling rather than standing still. You might take this analogy with supermarket kiosks. Now that you scan and process the payment for your own groceries, it feels faster, because you're not stood in line waiting for the cashier. Really, you're just saving the grocery store the cost of having to have extra checkout cashiers to cope with the demand, but the cost saving means they can deliver higher quality groceries for the same retail price.

Economies of scale do work, and retailers are very good at scaling things up, because their margins are very aggressive. In the marketplace with price comparison technology, consumers will vote with their feet if your prices are not competitive. Banking hasn't really got its head around that yet. Many people still bank with their original current account, because they haven't seen the benefits of being a 'rate tart' or finding a higher quality online or mobile app experience yet. However, as Apple Pay becomes more and more prevalent, your bank is becoming less and less relevant. Having access to a branch is irrelevant if you live in a cashless society and you have a good mobile app.

We are witnessing a changing of the guard. Out with the old, in with the new. Long live the Queen, cash is not king.

Robots are going to pick out your Christmas presents and despatch them to you. One day, a drone helicopter will deliver your packages. Change is coming. Don't fight it. Geeks don't like fighting (June 2008)

Tags: #bipolar #bullying #childhood #career #banking #capitalism #computing

This is a story about being down and out on the streets of Camden Town...

Performing your greatest hits over and over again drives you insane. However, the public and society expect you to keep repeating what you do best, again and again and again, like a dancing bear or a dog trained to do tricks.

Whoever pays the piper calls the tune, but I'm not a CD player. If you want to listen to the same song over and over again, just press the repeat button on your iPod. Making an artist compromise on their creativity, in order to simply be a human machine, a robot, can destroy them.

The anxiety associated with knowing you have to do something that you've done so much that it's a complete paint by numbers, starts to become an unbearable burden on your ability to be able to function. Pretty much the only way to remain functioning is to drink yourself into such oblivion that you just don't care anymore.

Alcohol is a GABA agonist. What that means is that it suppresses a certain amount of your brain activity. It's effectively making you chilled out and dumb. Yes, if you're chilled out and dumb, you don't mind doing the same stupid shit over and over and over again. If you're intelligent and creative it destroys your soul, your desire to continue living.

Is it arrogant to say "fuck this" and stop doing what your talent and experience qualifies you to do, because it's destroying you? Should I just shut the hell up and "get a job" as I've been told to do by some ignorant twats? Well, it would literally kill me.

There are 2 ways I could die right at the moment. I could kill myself or I could drink myself to death. These are both sane responses to an insane world. I'm not a robot. Sorry about that.

My whole job is to automate human tasks. My whole job is to get mechanical robots, machines, to perform repetitive tasks instead of having human slaves or human robots doing them. We have reached a point with the development of technology, computing, software, where we don't need to do stupid repetitive shit anymore. Even creating software doesn't have to mean re-inventing the wheel anymore.

So, if you ask me to do something that's just plain wrong, I won't do it anymore. If you ask me to write code that's just going to go into the dustbin, I won't do it. I've stopped writing bugs. I've stopped supporting failures and idiots who don't have a software background. If you don't know your arse from your elbow, I won't show you the respect that you don't deserve.

If you want to know how to build software that can process $1.16 quadrillion ($1,160,000,000,000,000) per year, you can pay me for my professional opinion and I'll show you how it's done. That's the most money that's ever been processed by a banking software system, so that means I know what I'm talking about. If you don't want to listen, we can part company and I'll wish you the very best of luck.

1% of 1 quadrillion is 10 trillion. 1% of 10 trillion is 100 billion. 1% of 100 billion is 1 billion. 1% of 1 billion is 10 million. Any questions?

Ignore what people tell you. Money really does grow on trees, for those who can be bothered to climb. Yes, geese that lay golden eggs really do exist. You just have to climb the beanstalk and risk the wrath of an angry giant.

Magic beans are not a waste of money. They can help you to climb the beanstalk. They won't help you climb back down again though. What goes up must come down, but you might take a tumble. More on this in a future post entitled: Self Medication (Part Two).

You've heard about doping in sport. Why would you think that the athletes of the corporate world would be any different from those who compete in the Olympic Games? The pressure to perform at the very top of your game is just the same, if not greater. The competition is fierce, and anything that gives you a competitive edge is needed unless you want to be trampled underfoot by the thundering herd.

Did you ever wonder why London drinks so much coffee? Did you ever wonder why people are prepared to pay the best part of £3 or £4 for some bitter black sludge? Well, it's because of a plant alkali called Caffeine. Yes, that's a performance enhancing drug. It helps you to concentrate, and allows you to work with more energy, stamina, than would ordinarily be permitted by your body & mind. It increases your output potential.

Limitless? No, not limitless. There is a cost involved, and that cost is insomnia and anxiety. But don't worry about that, because there's always alcohol to take the edge off the anxiety and put you into an alcohol-induced coma that is a substitute for sleep.

You are never more than a few tens of metres from an outlet for caffeine or alcohol in London. They even have bars at bus stops. Well, they don't really, but me and my friends made one. It was very popular. It was the ultimate London pop-up.

What can I get you, sir? Would you like uppers or would you like downers? Uppers in the morning, and throughout the day. Downers after work and throughout the whole weekend. Uppers again on Monday morning to get you going again. Heaps of downers on a Friday to try and calm down from the working week, to 'rest' and recuperate. Oh yes, London is a very high performance place.

So if it's not limitless, what happens when you reach the limits? What happens when you're working on the number one projects for the number one companies, dealing with the biggest amounts of money that have ever been processed in the history of humanity? What happens when you have completely saturated yourself with alcohol and caffeine?

Well, you need crutches. You need a wheelchair. You need something to keep you rolling. You become somewhat disabled, but you need to keep moving, so you get wheeled around or you have to hobble along. Why do you think your office chair has wheels on it? It's because you're probably so f**ked that you can barely stand.

Yes, globalisation and corporate culture will f**k you up. You're only playing by the rules. You're only trying to compete and stay up with the herd, but it's f**king everybody up. Setting everybody up to compete with one another is causing people to be trampled to death.

Adversarial culture is wrecking lives. Us vs. Them and the zero sum game is in the spirit of competition, not co-operation. For somebody to win, somebody else has to lose. The system is designed to have losers as well as winners, and because there can only be one winner, that means everybody else is a loser.

Ultimately, somebody is going to win. Yes, that's right. One person is going to have it all, and everybody else will be dead and buried. An eye for an eye leaves the whole world blind, apart from the one-eyed man, who is king of the world. Everybody else just starves to death. Great system!

But we're all in this together, right? There's safety in numbers, surely? Well, you shouldn't put the Lions in charge of the herd of Zebra. That's pure madness. The conflict of interest between the Lions and the Zebra means that the Lions are not best placed to be in charge of the herd, even if they are at the top of the food chain.

Being an apex predator does not mean that you are best qualified to judge what the greater good is. It means that you're incentivised to be selfish. You don't want to tumble from your position at the top of the pyramid. Being one of the struggling masses is shit beyond belief.

Counter-culture does not mean sitting around smoking dope. That's just totally dumb. You might as well just hurl yourself into the Lion's mouth. Making yourself slow and stupid is just about the dumbest possible thing you could do. It's playing into the hands of the oppressive ruling class.

You think this is a bit paranoid and conspiracy-theory-esque? Well, do you feel lucky, punk? 2.7 billion people live on less than $2 a day. Would you and your family like to join them? Would you like to get to the back of the queue? Would you like to swap your decadent western life for the life of somebody in the developing world? No, I didn't think so. You'd much rather prop up the adversarial system where you're lucky enough to be near the top of tottering tree.

Yes, luck is the decisive factor here, not skill or hard work. You don't think people in Asia and Africa work hard? You don't think people in the developing world are smart and resourceful? You're wrong. You're arrogant. You're deluded.

So, why do I reject the system that I profit from? Why do I prefer to live on the street in a cardboard box? Well, it actually pains me to know that I'm part of a system that's causing so much human misery. It's actually physically and mentally damaging to me to help to perpetrate deeds that cause death and destruction. I can't bury my head in the sand like you can.

I know you'll say or do anything to defend your family. More fool you though for not keeping your cock in your trousers. There are plenty of orphans who need parents. Why the f**k didn't you adopt? Are you literally the most selfish c**t in the whole wide world? Yes, the evidence would suggest that you are. You prop up the adversarial system and you create more mouths to feed in the decadent west and do nothing to give a hand up to the already starving mouths in the developing world.

There's no pride in having made a screaming, shitting, vomiting midget. Your body is evolved to do that. You had sex because you enjoyed having sex. You had a baby because your body is programmed to make babies. You did what snakes and scorpions do. You did what sharks and wasps do. You did what spiders and mosquitos do.

If I could give you one bit of advice, it would be to have a lobotomy. Ignorance is bliss. Being stupid is brilliant. Having higher brain functions is a curse. Being conscious and able to absorb information from the world and process it using rational thoughts is a f**king nightmare.

If you're wondering why I liked living with homeless people, it's because our footprint was much smaller. We lived small. We only consumed what we needed, and nothing more. We weren't making more arrogant ignorant greedy clones of ourselves to fill the void in our meaningless lives. We were just surviving and self-medicating for the agony of the f**ked up world.

We were very cheap, in terms of our economic, social and environmental impact. When a white middle class rich person goes haywire, they normally hurt the world a great deal. That's why it's such a great shame that the west is run by such criminal psychopaths. They'll drop bombs and starve people in order to remain quaffing champagne in their palaces. I include relatively modest homes when I say 'palaces'. Yes take a look around at your home and remember that $2 a day to keep a person alive for a year is probably the price of one of your many flat screen TVs.

So am I a hypocrite? Well, calling me one from your palatial surroundings makes you a hypocrite. You can't hypocritically accuse somebody of hypocrisy. That's ridiculous. Have you been homeless? Have you lived on less than $2 a day? No, I didn't think so. Shut the hell up and go and buy your kids an iPad.

So, what's going to happen to me? Well, my current thinking is that I'm going to finish my story and then take the final exit. I can't really see any more point in existing beyond telling this story, this cautionary tale. I'm literally wasting oxygen.

I loved being homeless in Camden Town. At least it was an honest existence. At least it was true to my values (September 2014)

Tags: #homeless #suicide #frank #capitalism #drugs #depression #alcohol #london #career #banking

This is a story about the doors of perception...

So I radically altered my appearance for over a month. I went from being the suit wearing IT Consultant working on the number one project in the biggest bank in Europe (HSBC) to being the crazy suicidal mental patient guy with a moustache and a tattoo. That how I roll [on the floor laughing].

Self sabotage and self mutilation are strange things to do, but then so is suicide. They are symptoms of a very sick society. It is no measure of health to be well adjusted to a broken system. There can be no pride or honour in being able to turn a blind eye to wrongdoing.

I knew what I was doing. I could have held back. I could have buried my feelings and kept my mouth shut. I could have bitten my tongue. However, things have been eating away inside of me, like acid dissolving the container it's kept in. It was time to vent some toxic gas.

This is all a rather extreme form of bridge burning. I'm really pretty sickened by what global banking and corporate culture is doing to the world and I want to do the right thing. I want to whistleblow on all the life-wrecking and economy destroying corrupt bullshit that I have had to endure.

It's not going to do me any favours, it's not going to make me any friends, it's not going to make me rich, famous or popular, but it has to be done. Somebody has to stand up, be counted, and do the damn right thing. It's going to hurt me, a lot.

Is this some personal grievance? Well I wouldn't be so passionate if it wasn't personal, but it's not personal in the way that you probably assume that it is. I was a Griffin Saver with Midland Bank since I was a little boy, and I've always loved HSBC and I was so proud to start work for them, age 21. Later, in 2003, I was amongst the first 8,000 people to work in the prestigious 8 Canada Square... headquarters of the HSBC Group Plc, which employs 245,000 people worldwide.

If you look after me, I will look after you. Actually I tend to do things the other way around. I will look after you on the assumption that once I have proven to you - beyond all reasonable doubt - that I am adding value to your organisation, you will look after me, to some extent. Sadly, the way the system works is to try and get blood out of the proverbial stone.

Yes, the employees of global banks are driven very hard indeed, but they share so little of the reward, in terms of the wealth that they generate for their masters. The customers of global banking pay huge sums of money for financial services, but it's them who still toil all hours to service their debts, rather than being enriched by the products they are sold.

Consumers are being sold a lie. They are being told that products and services will make them happier, richer, more attractive, more successful. The truth is that the only people who will get rich are those who own and operate the pyramid schemes. There simply aren't enough pay rises and promotions for you to be able to reach the rungs on the ladder where you will be able to see your kids and sleep at night... you're going to be stuck on that treadmill for the rest of your life, sorry.

It's not market economics that is broken. The markets really are efficient. However, they are not free from political influence. They are also not immune from manipulation by exceedingly wealthy individuals and institutions. Here's how it works...

Imagine if I were to buy all the insulin producing factories. Building a factory takes quite a long time. During the time that I own and operate a monopoly on insulin production, and the time that a competitor could enter the market that I have monopolised, the demand for insulin is going to remain constant, because diabetics don't want to die. So, if I am in control of the supply, and I know that demand is constant, then I can demand practically whatever price I want. That's market economics.

We see artificial scarcity created through cartels in many industries. Diamonds are only worth as much as they are on the markets because the De Beers family has such a large monopoly that they can control the amount of diamonds supplied to the market. Oil is only worth as much as it is because the Organization of the Petroleum Exporting Countries (OPEC) can artificially control supply in order to maintain high prices. They are quite open about their monopoly, their cartel.

So you can't eat diamonds or money, but we do need energy. Money is the way that energy is swapped for goods and services, like food. It's easier to grow more food or make more goods, using energy that has been generated from a power station, rather than by manpower. Welcome to the industrial revolution.

Technology has made vast efficiency gains in terms of being able to move money around to get it to where it can work most effectively, but it doesn't mean that the system can't be gamed. In fact the whole financial system is a giant game. We need to remember that it's simply a way of keeping score and deciding who - as a person - is somehow 'worth' more than another, using some arbitrary measure.

That's right isn't it? The people in the West are 'worth' a lot more than the people in the developing world. Because they have more zeros on the end of a computer system that is keeping score, they get to have all the food, shelter, medicine, education, transport etc. and everybody else is a worthless slave. The human lives in the developing world are clearly not worth anything because their electronic bank balance is as good as zero, if not negative.

You can quite clearly see from the image above, who the superior being is. Yes, it's the one with the biggest bank balance in the global casino. They're the winner. Gold medal for them, hurrah!

Actually, huge numbers of people in the developing world have been saddled with debt that they didn't even agree to. Their nation's leaders signed away their natural resources, signed huge loan agreements to pay for some multinational to come and bleed the wealth, and then mortgaged every man, woman and child to pay for it all. That's really not acceptable.

When the people inside that country get a bit p1ssed off that their leaders have sold them down the river, then the developed nations can sell a bunch of guns, tanks, artillery and warplanes to keep their people in check. It's the gift that keeps on giving.

Oh, and when the people have really had enough, then it's time to bomb all the roads, bridges, schools, hospitals, power stations, sewerage plants, factories etc. etc. so that they have to have the developed nations come and rebuild it all again using yet more lovely lovely loans.

Yes, economic slavery is the New World Order. Yes, you might not see people in physical chains toiling in the plantations in your actual country, but somebody still has to grow your sugar, wheat, cotton, coffee etc. etc. Did you grow it yourself? Did you see where it was grown? Do you know anything about the life of the people who grew your food?

We're all rather busy in our wanky make-work jobs, feeling all high powered in a suit in a swanky glass & steel office, pressing buttons in the lift and doing the photocopying... great, but how many meals does it put on the table? Has it stopped war and human suffering? Has it stopped the spread of preventable disease? Has it saved the life of sick people?

I'm fed up of being shouted down by people with vested interests. I just wanted to do the right thing at HSBC and I got muscled out for escalating my concerns in line with my moral duty and legal responsibility to the shareholders and customers. I actually wanted to try and save jobs too.

So this is a call to action that is not some viral marketing, psychologically A-B tested, clickbait horseshit spam scam. This is not some pump and dump. This is not me grinding an axe because of a personal grievance. This is about the big picture and a sickness on all our souls, if you are part of the perpetration of the economic enslavement of the developing world.

In actual fact, the wrongdoing extends to your own doorstep. Somebody you know is in distress because of consumer lending. Their life and livelihood is under threat because they were told to borrow, borrow, borrow! Buy now, pay later! 12 months interest free credit! Low rates! Consume consume consume!

The whole ponzi scheme is set up to get people paid out by suckering other people in. Sure, my life looks fantastic with my riverside apartment, and of course I've had cars and boats and luxury holidays and hot tubs and flat screen TVs and Macbooks and iPhones and gadgets and technology galore. It doesn't make you happy, and eventually you realise the human cost. You wake up and smell the coffee.

So, as Nicholas "Mr Ethical" Wilson (@nw_nicholas) says:

I have been radicalised by HSBC/Tory fraud & corruption

Yup, I woke up one day and realised I couldn't carry on being part of something I knew was wrong, from the depths of my experience in my 19 year career as an IT consultant to global banks. It made me very sick to be living with such internal conflict. It made me upset to see talented professionals being completely ignored.

You can't buy me. You can pay for my opinion, but you don't get to choose what my opinion is. I will give you my opinion based on my experience and an objective analysis of all the evidence that I can gather. If you don't like that opinion, it's not up for debate, unless you are qualified to contest what I'm saying.

So my approach is very unorthodox, but the orthodoxy led us to the brink of economic armageddon, so why should I conduct myself in a manner which is clearly misconduct? Only an idiot expects to see different results each time they do the same thing. The only reason to play by the old rules is to protect the old system, but that system has failed.

Thankfully, there are all these motivational posters around HSBC telling you what to do if your manager isn't listening and the number one project is going down the shitter. If you're a consultant, you're specifically paid for your expert opinion... and very highly paid too. Lots and lots of shareholder money is being spent on the number one project in the biggest bank in Europe (HSBC) unsurprisingly.

So, what happens if you do speak up? Well, I'm not giving out any prizes for correct guesses.

But maybe my contribution just wasn't valued? Maybe I wasn't pulling my weight in the team? Maybe I have too much of a high opinion of my expertise?

The email from the HSBC CIO in charge of the number one project in the biggest bank in Europe reads as follows:

"I cannot thank you enough for the work you have put into this and for your commitment"

So, I'm a little bit confused. The Programme Director also told me, in front of loads of people, that he was really happy with my work... shortly before I was sacked. Curious, oh so very curious.

Anyway, I've got no mandate, no authority to communicate these things, so I'm just going to wait and see what happens. Let's see what happens with the Deferred Prosecution Agreement (DPA) and whether the US Department of Justice is satisfied with the naughty banks who have managed to allegedly commit crimes but not been prosecuted for them.

Good luck, I say to them. Like I say, I've been a Griffin Saver with Midland Bank/HSBC since I was a little boy. I'm very loyal.

Merry Christmas!

Tags: #banking #career #london #it #capitalism #politics #hsbc

This is a story about harmonics...

How long is a piece of string? It's 3 times longer than a third of its length, obviously. What do we know about strings? Well, they can be used to represent information in a single dimension. They can also be used to measure something of infinite complexity using finite precision.

What the hell does this mean? Well, if you take a piece of string, and attempt to shape it to fit the outline of an object on a map, you'll get an idea of the length of its circumference. However, if you zoom in a bit, you'll see that the string doesn't fit very exactly to all the lumps and bumps of the thing you're measuring, so you'll have to use a bit more string to take into account all the lumps and bumps you couldn't see before.

As you keep zooming in on an object, you'll see that there is more and more fine detail, and you'll need more and more string in order to accurately map all the intricacies. In fact, you will need an infinite amount of string to achieve anything close to infinite precision, when trying to measure the circumference of a real object.

So, what am I blathering on about? Well, strings and waves are interesting to me, both acoustically and mathematically. It is interesting to consider the relationship between frequencies that sound harmonic and the mathematical rules that are in evidence when we examine the measurements of strings that are in harmony when plucked.

I've mentioned before, that I've studied Louis de Broglie's theories of pilot waves and matter waves. The theories are elegant, and very brilliantly predicted that even massive particles such as Buckyballs would exhibit Quantum behaviour. Physics often talks about Quantum behaviour disappearing at the macro scale, but the deeper we delve into the fundamental nature of reality, the more we see that we truly live in a Universe governed by Quantum Mechanics at every scale.

It's a working theory of mine that the two hemispheres of the brain, fed from the Charged-couple devices of the eyes, are basically a fantastic interferometer detecting changes in Quantum potential across a minuscule separation in Spacetime (the gap between your eyes). This tiny gap in Spacetime allows you to perceive time, and through changes in time, you can then perceive the lower 3 dimensions and build up a perception of what you like to call 'reality'.

It's vastly more probable that you're dead rather than alive, and even if you're alive, the probability of you having a functioning consciousness is incredibly improbable. The chances of there being 7 billion other beings (currently) that have ignited into consciousness at roughly the same time, and have not been wiped out by many of the ways that the Universe is out to kill you, yet... well, that's just an incalculably tiny chance.

The only sensible conclusion to draw is that your consciousness represents an evolved response to all the matter in the Universe that has taken 14 billion years to develop and perfect. In all probability, you are immortal. Sorry to break it to you, but life is not short and hard... if it was, you'd already be dead.

Yes, you might be rather tricked by memory. The fact that you have any memory at all might be fooling you. How do you think you're staying alive? Do you think that you look out at the world and decide when to cross the road? Do you think your brain is working fast enough to process all the information from all your senses and allow you to make the decision about when it's safe to cross, and then control all your muscles so that you can safely make it across the road? That's plainly ridiculous.

In fact, if we are going to calculate the probabilities, it's far more likely that you have lived until the end of the Universe and you already know everything that's going to happen, but you just can't see it yet. Life is actually being lived in reverse. Time runs backwards to the way that you perceive it. It's the only way that the most evolved creature in the Universe could survive and thrive. Sorry to burst your bubble.

Free will is rather an illusion. The Universe is not a clockwork deterministic one, but in all the realities where you die, you're not around to do any more "thinking" or make any more bad "choices".

So what experiment have I conducted that gives me confidence in my theories? Well, if I have seen further than other men, it is by collapsing onto the floor, pissing copious amounts of blood, unable to move a muscle, barely able to breathe with my lungs filling up with fluid and blacking out from low blood pressure as my heart struggled to supply oxygenated blood to my brain. Statistically, I'm a ghost. On the balance of probability, I've died an infinite number of deaths.

Don't worry, I didn't see a 'flash of light' or meet any deity. I didn't have any vision or epiphany. I just didn't have the ability to do anything other than think. I literally couldn't move.

So, these must be the insane ramblings of a man who's lost his mind, right? Well reality will back your confirmation bias. It's infinitely more probable that these thoughts will drive me insane rather than be brought together into a coherent theory that I can handle and integrate into my day-to-day ongoing life. Therefore, there are infinitely many more Universes where your consciousness survives, but mine doesn't. However, I'm only aware of the Universes where my consciousness does survive for long enough for me to perceive it, here, now, today, right at this very instant.

It's more probable that my heart stopped as I lay on the floor dying. It's more probable that the toxins in my body from my failing kidneys caused all my other organs to fail. It's more probable that I suffocated from the fluid on my lungs. It's more probable that my wasted muscles failed to even be able to move the diaphragm in my chest and keep my lungs oxygenating my bloodstream. There are infinite ways that I should have died, and in an infinite number of Universes, I'm dead and buried. I'm no longer concious in the Universes where I'm dead.

I spent 18 years as a child, then I spent 18 years 'growing up'... I'm predicting that I have 18 more years before some major event (but it's just a theory). This rule of thirds, this harmonic rule... it just sounds about right. It's a total guess, but that's all you can do when you're inside the black box. There's no way to step outside of the box, to create a laboratory that can prove the thought experiment.

So, get your rope and make a noose, get your lynching mob ready... that's what we do to deep thinkers who have proven themselves to be useful contributors to the world, right? Just look at Alan Turing. He deserved to be castrated and driven to suicide, right? He only gave the world the very first programmable computer... nothing much to write home about.

It's weird what happens to somebody when you make them a prisoner in their own mind. It's weird how the mind works. Studying your own mind, from within it, is rather a strange passtime, but pass the time we must. Time must be endured, and I have patiently waited for the opportunity to be able to express myself, to be freed from my cage.

I have been behind bars for far too long. I mean that metaphorically. I've only been in a police cell a couple of times and never in prison, but not all prisons are made out of steel and concrete. Not all cages are made out out metal.

I'm giving myself some time off for good behaviour. I have felt the fluid back on my lungs the past couple of weeks. I know that one dose of pneumonia will probably kill me. I haven't had my echocardiogram yet. So far as I know, I have a weakened heart that is struggling to keep me alive. I could go rushing back to work, to keep the banks afloat, but it would be an act of self-sacrifice that nobody would thank me for.

So, by my calculations, I can survive for about 3 months... financially speaking. That's an odd coincidence, because February is about the time when Credit Crunch v2.0 is going to hit really hard. The dominos are all lined up. The house of cards is stacked and ready to tumble. There is nothing left to give.

I don't really see the point in exhausting myself beyond the limit of physical survival for the sake of a few pennies. My ridiculously myopic and stupid parents made me believe that they actually cared about me, and then destroyed me when I needed their help to save my life, two years ago. I've been through two years of hell, but f**k them... I've managed to survive against the odds that they stacked against me.

Don't make promises you have no intention of keeping.

My ex-wife promised to be there in sickness and in health, but as soon as I got sick she picked my pocket and left me for dead. F**k her. Jeeps! How do these kinds of people sleep at night?

A son and a husband are for life, not just for Christmas.

As we are just beginning the 'festive' season, I hope I can be excused from getting caught up in the hyperbole. If I seem cynical, it's because I've been dicked over in the interests of propping up everybody else's festive fantasies.

I'm not doing it this year. I'm bypassing Christmas altogether. It's not happening. It's been too detrimental to my health. I don't care if I get called a 'scrooge' or told I need to cheer up and be festive. There is no festivity at Christmas time for me any more, only an obligation to prop up a load of other people's bullshit. There is no happy family. There is no peace on Earth. There is no good cheer to all men.

I'm going to try and think about what I can do for people who are freezing and starving. No promises until I know what I can do. I'm barely keeping myself alive. I'm running with an empty tank, but I still want to try and help other people.

So this isn't a very good story, but consider it an introduction to the next part of the narrative, which will be coming during the run up to Christmas Day.

Frankie can't actually talk, and he was probably just yawning when I took this photograph (November 2009)

Tags: #physics #suicide #parents #divorce #frankie

This is a story about home...

I always wanted to live at the water's edge. Now I do. If you're not living on the edge, you're taking up too much room.

Getting myself off the streets and into a flat was kind of the straw that broke the camel's back though. It wasn't even my idea. Working 12 to 14 hours a day 7 days a week was not really possible while homeless, but equally I don't need such a great place to live. I have been living to work, so all I really need is a bed, somewhere I can prepare food and a shower.

When an aeroplane cabin loses pressure, oxygen masks will automatically be deployed. If you have ever listened to the safety briefing that the cabin crew give, you will know that you should put on your own mask before helping others. I haven't really applied that advice in day to day living.

I did a Hack-a-John where I spent a couple of weeks training a friend who is an idle gambling addict, to be able to get a job. I then got him an interview at the biggest bank in Europe, for a position on the #1 project. He messed it up. The reputational damage that I personally sustained kinda sealed my fate on that particular contract. I was a marked man for doing something so audacious. John, however, doesn't seem to see things in the wider context, and has gone back to sitting on a couch, gambling. That's ingratitude for you. I can lead a horse to water but I can't make it drink.

I then went to a Hackathon to try and help with the refugee crisis. There I met an extremely capable and lovely guy called Klaus. I wanted to get involved helping refugees. I ended up helping Klaus - the tidy Kiwi - who urgently needed a place to stay. He now sleeps on my couch, enjoying the above views.

Life in London is pretty hard. You might think that I sit around swilling champagne and eating in expensive restaurants, taking taxis and wringing my hands as I read The Guardian but in actual fact I'm far too busy trying not to die.

My life is minimal beyond belief. All the clothes that I own in the world are in my floordrobe (the pink and grey boxes on the floor) plus I have a single suit, single overcoat and a single pair of dress shoes. I do also own 10 smart work shirts - 5 at the dry cleaners and 5 ready to be worn for the working week... which doesn't quite work when you are in the office 7 days a week.

For years, I've been trying to tell my friend Posh Will that investment banking hours are unsustainable and not productive. However, I had to do yet another horrible banking project in order to try and save my own life. I needed the overtime to get myself off the streets and into a home.

Bizarrely, I kind of regret it. I was surviving quite well as a homeless person. I think I was given about a 30% chance of surviving one particularly bad hospital admission, but I pulled through. Whatever doesn't kill you makes you stronger. Life is much easier when you're just concentrating on staying alive, rather than worrying about any dependents.

I'm not really sure how I ended up with dependents. Why did my friend John end up relying on me - the suicidal homeless guy with mental health issues - to get him a job? Why does my friend Klaus get to go to the gym, and yoga and spend all his time talking to his friends & family, when I'm the one paying for the roof over his head?

Yes, I really need to learn to look after #1... and I don't mean the #1 project in the biggest bank in Europe. I need to learn that it's important to put on the oxygen mask before helping others.

So I'm really at the end of my tether. I'm at my wits end. I've got nothing left to give. However, if I'm going to be a better leader, there's no sense in getting angry with the people who I have carried - they were just smarter about being selfish, looking after themselves at the expense of others. That's the way to win the rat race.

London and our adversarial culture really does encourage us to trample on each other. I think absolutely nothing of clattering into some thoughtless person who would rather that I stepped into the road, into the path of a bus or a truck, in order to get out of their way. I really don't bother with good manners if somebody is standing on the left hand side of the escalator, or decides to stop and have a chat with their companions in a really inconsiderate location.

We have run out of patience and we don't have time for asshats in London. This sprawling metropolis is already creaking and groaning at the seams, and Londoners really don't have time for gawping tourists who left their own sense of good manners at home. Perhaps I should come to where you live and just stand in the road causing a traffic jam because I want to admire something interesting without having to think whether it's appropriate in the wider context.

I would say that London is not dehumanising, as many people believe. It's actually the complete opposite. It's overwhelmingly humanising. You see all of humanity's very worst traits in evidence. You see people starving on the street while people pay £6 for a coffee and croissant, barely a few metres away. You see people shouting and fighting, but you pretend that you didn't, and you just scurry down a dark hole, underground, to go and be forced to invade each other's personal space in the interests of getting home a little quicker.

The calm serenity of living by the Thames is really unsettling for me. It feels like I have left London. I can feel my body, my soul, mourning the loss of humanity. It's really fake here in Canary Wharf. There are no beggars, no homeless people. This rich enclave has excluded the undesirable members of society from the private estate.

It might look enviable, and perhaps you are even enraged that I have become depressed in my current situation, but I'm not going to lie to you. I was happier living with homeless people and at the moment I feel like I'd rather go back to living on the streets. I just can't handle the pressure of those who think I'm a hypocrite, and those who want to ride my back.

I don't feel very true to myself at the moment, true to my values. I always believed that when you have surplus, you should give it away, but it's never enough for some people. I'd rather just be responsible for myself again. My life felt much less in danger when I wasn't carrying any ungrateful fools and dealing with jealousy and accusations of hypocrisy.

If I'm going to continue my journey with authenticity, and without hypocrisy, I may have to give up the material distractions that other people struggle to see beyond. People probably see my home as a status symbol, rather than simply a place that I can eat, sleep and wash.

"Been there, done that" is what many travellers do, when they're racking up pins on the globe or any other kind of stamp collecting. People can be very boastful about the experiences they have racked up. They have cultivated an entire personality, their whole self-esteem system around their travel tales and photographs. Perhaps I'm the same, but it's literally life and death for me, rather than simply a means of impressing dinner party guests.

I love cooking and I love hosting friends. I used to throw huge garden parties for loads of people. I used to thrive on it. Has it really helped me today? No, not really. Everybody else just moved on with their lives, and a single guy who's still living like a bachelor I don't really fit into the rhythm of my old friends lives now they have wives and kids. Lots of my friends left London to get sprogged up.

Work is the curse of the drinking classes, and London seems to be so much about drinking. Drink all your wages, and spend whatever you have left on meals out and foreign holidays. I don't really do that. I haven't been drinking for 62 days and I haven't had a holiday since October last year. Even my meals out have a business purpose. What you see is not what you get with me... my brain is always in work mode. Even my flat is basically a co-working space.

The line is being blurred between work & life to the point where I literally never stop working, even to the point that my dreams are filled with work stuff. I'm a total workaholic, but what else am I supposed to be living for? You tell me if I can afford to take my foot of the accelerator. I don't think I can... the world is too highly leveraged. We haven't made allowances for people who need to stop and catch their breath.

So I desperately need to go to Ireland again. I desperately need to decompress. I desperately need to get away from the relentless pressure to provide for everybody, to prop them up and help them keep their dreams alive. I need some time out for me.

Not sure if I'm going to get that time, because I need to make hay while the sun shines. There is work available, and my bank balance could sure do with a boost to make sure that Klaus has a couch to sleep on while he's doing his gym and yoga and stuff.

One day I'd like to do yoga. Maybe when I'm dead.

That is all.

I need to go back to Ireland and be a culchie for a little bit, as I'm not getting to be much of a culture vulture in London (February 2015)

Tags: #london #career #ireland #homeless #mentalhealth #depression #suicide #friends

This is a story about loyalty...

Midland Bank was taken over by HSBC (Hong Kong & Shanghai Banking Corporation) in 1992 and in June this year, HSBC announced that they were going to bury the Midland brand. I think that's a real shame.

I have family connections with both Sheffield, UK and Hong Kong, SAR, China. I have a very personal connection with The Bank as it's affectionately known in Hong Kong. I even learnt to speak Chinese, with the intention of furthering my career with HSBC, in the Far East.

HSBC had the 'prime' years of my life, and they taught me a hell of a lot. Not just how to drink like a fish, and prop yourself up with vast quantities of strong coffee. It might not have come across with a few of my previous blog posts, but I really do love Midland Bank and HSBC.

That's a snippet of an email I personally got from the CIO who is in charge of the #1 project in the biggest bank in Europe, which did $6bn of profit in the last quarter... I'm talking about HSBC of course.

So, I rather burnt myself out trying to get the #1 project back on track. Of course, heroics are never good. Projects are a team effort, and my actions were just as one tiny member of a very talented and dedicated team.

Did I make a difference? Did I make a noteworthy contribution? Emails like the one above remind me that I was pulling my weight in a big team, helping to get the #1 project over the line in time for the timetable imposed by the Department of Justice, to avoid the Deferred Prosecution Agreement (DPA) which could mean a fine of $5bn, or worse.

So, I'm sure if the project was going wrong, was running late or there were any concerns, that things would be escalated. It's really important that public companies are very careful to tell their shareholders how things are going, and be honest. Those shareholders own that company, and they need the facts in order to make their decisions about how their company should be run.

If you're a HSBC shareholder, you do attend the AGM don't you? You do ask the board some really hard, cutting questions, and demand that your company is run to the very highest standards, don't you? You do demand that your C-suite executives - the CEO etc - are all doing their job effectively and are keeping you, the owner (limited by shares) informed of everything that you need to know.

It's actually a legal requirement, and part of the role of the Financial Conduct Authority (FCA) to keep public companies honest. If a group of people knew that there was a problem in a company before the public did, they would be able to sell their shares before that news became general knowledge, and as such they would be able to profit at the public's expense.

Insider dealing is a serious crime, as is knowingly withholding information from shareholders, when issues are being escalated.

For me, a clear desk is not a clear conscience. If I know that some wrongdoing is being perpetrated, the fact that it is a well guarded secret does not make it OK, for me. If you've taken the public's money, when you floated a company on the stock exchange, then you have duties to those shareholders. It's an issue of morality.

Very few white-collar criminals go to jail and I'm really not OK with that. Many people's life savings and pensions have been obliterated by white-collar criminals, who think that the law doesn't apply to them.

Cases brought against companies are incredibly hard to fight. Big companies have big legal teams, and the cases are so hard to prosecute. Plus white-collar criminals are extremely adept at covering their arses. They will make sure they have a fabricated paper-trail that supposedly exonerates them from any personal responsibility. They will make sure that the water is sufficiently muddy that they are really hard to prosecute.

Technology is helping. We can now mine millions of emails and use data visualisation to understand the connection between keywords and people and start to build up a picture of what really went on during the run-up to the eventual downfall of an organisation.

At HSBC on the #1 project in the bank, we started to use a hashtag in our email subject line. That hashtag was #RED. Yes, I saw a lot of that hashtag during my time working on the #1 project in the biggest bank in Europe. I didn't see a lot of #AMBER, and I'm not sure if I saw any #GREEN at all, but that's just from memory. I'm sure hoping that somebody tells the shareholders if there's a problem with the #1 project.

It's not my job to communicate to the shareholders. It's somebody else's. The guy in charge of communication left shortly before me. Not sure who's in charge now. I wouldn't really want that job. Jeeps! That'd be a lot of pressure to do the right thing.

I like doing the right thing though. It means I can sleep at night, when there are 245,000 jobs, 220,000 shareholders and a bank that's too big to fail on the line.

Do the right thing.

That is all.

I lied on my timesheets. I was actually working every hour that I was awake. I didn't sleep very much, but not because of a guilty conscience, but because of the importance of the project (September 2015)

Tags: #banking #career #hsbc

This is a story about the spread of lies and misinformation...

Wealth does not trickle down, but information does. If you pass off lies as if they were facts, they will spread and people will start to believe complete rubbish. Journalists need to check their facts. So should we, if we are going to broadcast things all over social media and to our friends and family.

I was disappointed by the number of my friends sharing a story about an ambulance "packed with explosives" at the Germany vs. Netherlands football game that was called off last night. I think it is little co-incidence that these were the same friends sharing stories about what a successful air strike the French had made against "ISIS" the day after the Paris attacks. From what I could see, it was an air strike against the sovereign nation of Syria. Strikes against a nation without declaring war on them is illegal, or so I thought? Perhaps it's me who is confused.

So, what the heck is going on in the world? My friends and family have been turned against me, with rumours being spread about my mental health, alcohol and drug issues. If you didn't see it with your own eyes, or see some evidence, why would you believe those who would seek to damage? What is the ulterior motive, when we are being told that a group of people or an individual is "evil" and needs to be excluded, wiped out... they are dehumanised.

What does this kind of infighting really achieve? Aren't we all the same, under our clothes? Don't we all bleed red? Don't we all feel pain when you hurt us? Don't we all have fear when you threaten us? Don't we all cry when you isolate and exclude us?

What's the point in spreading lies, misinformed rubbish that's based on complete ignorance? What are you hoping that it will do? It certainly won't make anybody think you're a better person. It certainly won't advance humanity, civilisation. It won't protect you and your children and your grandchildren.

Yes, I think that fundamentally, people are playing on the fears that you naturally have as a parent. You want to defend the genetic material that you have managed to replicate into another bag of DNA... your children and grandchildren. You will happily kill if it means that more copies of your DNA get to be reproduced. It's the selfish gene in action.

However, you have higher brain functions. Society and the advancement of the human race now means that we have written language and a body of historical literature that we can learn from. We can look at what has happened with countless empires and see that the same mistakes get repeated over & over again. Human nature includes animal nature, and that most basic nature is to fight and fuck and try and pass on your genes.

Do you think you could rise above the level of a mosquito, just for a minute?

Stop sucking blood and fighting and fucking. That's what animals do.

Yes, you're an animal, but you also have the gift of consciousness, which means that you're self aware, and you can self-direct your actions based on the evaluation of more than whether you are horny or hungry. Yes, you might still be horny and hungry, but you can also be considerate and kind and thoughtful. You can surely see the physical manifestation of immorality in the world? Does "thou shalt not kill" apply to you?

So, I'm not religious, but at least religion preaches a code of morality. I have morals even though I don't worship any god(s). I believe in certain things that have been attributed to a 2,000 year old man who was supposedly called Jesus Christ... but I'm not a Christian.

Let he who is without sin cast the first stone. Does that ring any bells? Guns and bombs are like stones, that we are raining down on the heads of many of our fellow human beings fairly indiscriminately. That's immoral.

You cannot let things that are going on in the world sit comfortably on your conscience, unless you're some sort of psychopath. Look at the huge number of refugees fleeing illegal wars. You help to support the kind of horrific barbaric behaviour that is causing this human suffering. If you're thinking "what can I do?" or "it's nothing to do with me" you are an ignoramus. You are a horrible person.

Your kids and grandkids have got to grow up on this polluted war-torn rock. If you're teaching them that it's OK to sit idly by while people are killed, or worse, you are promoting killing and illegal war, you are immoral and you are destroying the world. You don't deserve to be teaching your children and grandkids vile views that will perpetuate the cycle of hatred and violence.

An eye for an eye leaves everyone blind.

That is all.

Frankie: "Why, daddy? Why do the horrible people do it? I just want to eat cat food and play with a ball of string and sleep in the sunshine" (June 2007)

Tags: #parents #politics #civildisobedience #frankie #terrorism

This is a story about being a better person...

There's really no excuse for not being nice, polite, kind. These small things make a big difference. This 'mutual grooming' affects the whole of society. If you think you are exempt from the need to treat people with decency, you need to take a long hard look at yourself.

Why would you not strive to always be polite, courteous, kind and considerate in every dealing with another human being? Why would you not always seek to address and communicate with a person in a respectful way? How can you ever justify being unpleasant, horrible, towards one of your fellow human beings?

What have you got to lose?

I'm rather baffled by people who snarl and bark and yelp at me like an animal. Why do they think that would get results, when they have not tried a human approach? Why would you start with aggression and unpleasantness and then go from there?

I have studied Game Theory so I'm aware that it might be a form of low intelligence that causes a person to always play the lose:lose strategy, in the hope that somebody will just hand them the reward that they demand. No. Doesn't work like that. You have to speculate to accumulate. Sorry, idiot, you can't just take take take.

If you are a leech, you will either destroy society or you will eventually be excluded. You might think you are cleverly getting away with things, but it somehow shows on your face, if you're a wrong'un. You might be telling yourself that you're a good person so much that you believe your own lies, but be careful because that won't wash with the world.

I'm going to continue exposing my own guilty conscience. That's an important part of my public life laundry. If anybody thinks I have been blaming anybody for things, they're wrong. I've been explaining why I think and act the way I do. I've been explaining who I am, and how I became me. We are all animals that react to our environment, our nurture (or lack thereof).

I'm sick of people talking about choice. Why don't you go and corner a rat and berate it for its choice when it bites you. Why don't you trap a scared dog, and then call it a dangerous animal when it attacks you? The animal should choose more wisely, when it's tired, hungry, stressed, upset, beaten and abused, with no escape, right?

The photo above is a meal I received in hospital. It's funny how hospitals and the NHS and all the superbly talented and caring people who work to save lives tend to try and be kind and help people. It's funny how that works. It's funny how being abusive, mean and unpleasant to people puts them in hospital. It's funny how being kind and caring makes them better. Funny that.

If you want to kill somebody, you can murder them, or you can rob them of their dignity, self esteem. You can attack them. You can take away everything they have to live for. You can isolate them. You can tell them over & over again that they're a bad person and they should blame themselves. Yes, if you do all those things, you will quite often kill them. It's funny that the NHS doesn't do those things.

I've tried to shield myself from toxic people in my life, and every time I do that, my life gets better. My recovery and wellbeing is a direct result of excluding the toxic people who made me sick and made me blame myself. My sickness is directly proportional to whether people around me care about me living or dying.

What sickness is it, that means that people would put their own prejudice, hatred, bitterness, unpleasantness, selfishness and general lack of human decency, ahead of killing somebody? What's wrong with people?

Imagine this: there's a knock at the door, and when you open it a man clutching a wound to his stomach falls into your hallway. He gasps "phone me an ambulance, please". What kind of horrible person responds "you are getting blood all over my carpet you selfish scum, get out of my house"?

That kind of response baffles me. In fact, it alarms and disturbs me. Where did the humanity go? Was that person born without an empathy gland? Was their ability to feel an emotional connection with anything but their own selfish f**ked up world, somehow not present due to a birth defect or genetic condition?

How do some people sleep at night?

That is all.

Tags: #nhs #mentalhealth #divorce #parents #bullying